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Allowance for Loan Losses, Allowance for Losses on Lending-Related Commitments and Impaired Loans Allowance for Loan Losses, Allowance for Losses on Lending-Related Commitments and Impaired Loans (Summary Of Performing NonPerforming) (Detail) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2014
Dec. 31, 2013
Jun. 30, 2013
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans $ 13,749,996 $ 12,896,602 $ 12,516,892
Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 13,661,346 12,793,268 12,395,407
Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 88,650 103,334 121,485
Commercial Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 3,640,430 3,253,687 3,119,931
Commercial Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 3,633,919 3,242,907 3,102,583
Commercial Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 6,511 10,780 17,348
Commercial Real Estate Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 4,353,472 4,230,035 4,094,628
Commercial Real Estate Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 4,316,842 4,183,147 4,036,540
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 36,630 46,888 58,088
Home equity
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 713,642 719,137 758,260
Home equity | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 707,838 709,066 745,913
Home equity | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 5,804 10,071 12,347
Residential Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 451,905 434,992 384,961
Consumer and other
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 160,373 167,488 172,231
Commercial and industrial | Commercial Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 2,012,480 1,836,206 1,696,236
Commercial and industrial | Commercial Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 2,006,264 1,826,063 1,680,804
Commercial and industrial | Commercial Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 6,216 10,143 15,432
Franchise [Member] | Commercial Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 223,456 220,383 202,240
Franchise [Member] | Commercial Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 223,456 220,383 202,240
Franchise [Member] | Commercial Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 0 0 0
Mortgage Warehouse Line of Credit [Member] | Commercial Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 148,211 67,470 174,422
Mortgage Warehouse Line of Credit [Member] | Commercial Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 148,211 67,470 174,422
Mortgage Warehouse Line of Credit [Member] | Commercial Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 0 0 0
Community Advanatage Homeowners Association [Member] | Commercial Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 94,009 90,894 83,003
Community Advanatage Homeowners Association [Member] | Commercial Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 94,009 90,894 83,003
Community Advanatage Homeowners Association [Member] | Commercial Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 0 0 0
Aircraft Loan [Member] | Commercial Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 7,847 10,241 13,174
Aircraft Loan [Member] | Commercial Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 7,847 10,241 13,174
Aircraft Loan [Member] | Commercial Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 0 0 0
Asset Based Lending [Member] | Commercial Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 778,344 735,093 685,701
Asset Based Lending [Member] | Commercial Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 778,049 734,456 683,785
Asset Based Lending [Member] | Commercial Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 295 637 1,916
Tax Exempt [Member] | Commercial Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 208,913 161,239 151,492
Tax Exempt [Member] | Commercial Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 208,913 161,239 151,492
Tax Exempt [Member] | Commercial Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 0 0 0
Leases [Member] | Commercial Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 144,435 109,831 102,409
Leases [Member] | Commercial Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 144,435 109,831 102,409
Leases [Member] | Commercial Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 0 0 0
Other Receivables [Member] | Commercial Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 9,792 11,147 98
Other Receivables [Member] | Commercial Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 9,792 11,147 98
Other Receivables [Member] | Commercial Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 0 0 0
Purchased Non Covered Commercial [Member] | Commercial Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 12,943 [1],[2] 11,183 [1],[2] 11,156 [1],[2]
Purchased Non Covered Commercial [Member] | Commercial Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 12,943 [1] 11,183 [1] 11,156 [1]
Purchased Non Covered Commercial [Member] | Commercial Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 0 [1] 0 [1] 0 [1]
Residential Construction [Member] | Commercial Real Estate Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 29,959 38,500 39,299
Residential Construction [Member] | Commercial Real Estate Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 29,959 38,351 33,377
Residential Construction [Member] | Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 0 149 5,922
Commercial Real Estate Construction Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 155,059 136,706 138,043
Commercial Real Estate Construction Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 154,220 129,737 130,186
Commercial Real Estate Construction Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 839 6,969 7,857
Land Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 105,927 106,785 116,853
Land Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 103,560 103,971 111,111
Land Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 2,367 2,814 5,742
Office Building Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 667,917 642,241 597,757
Office Building Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 656,967 632,154 591,433
Office Building Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 10,950 10,087 6,324
Industrial Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 617,640 633,938 615,501
Industrial Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 612,543 628,284 609,728
Industrial Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 5,097 5,654 5,773
Retail Loan [Member] | Commercial Real Estate Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 697,095 656,259 607,391
Retail Loan [Member] | Commercial Real Estate Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 690,186 645,397 599,920
Retail Loan [Member] | Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 6,909 10,862 7,471
Multi Family [Member] | Commercial Real Estate Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 636,169 566,537 533,568
Multi Family [Member] | Commercial Real Estate Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 635,480 564,502 530,231
Multi Family [Member] | Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 689 2,035 3,337
Mixed Use And Other [Member] | Commercial Real Estate Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 1,378,439 1,372,454 1,378,805
Mixed Use And Other [Member] | Commercial Real Estate Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 1,368,660 1,364,136 1,363,143
Mixed Use And Other [Member] | Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 9,779 8,318 15,662
Purchased Non Covered Commercial Real Estate [Member] | Commercial Real Estate Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 65,267 [1],[2] 76,615 [1],[2] 67,411 [1],[2]
Purchased Non Covered Commercial Real Estate [Member] | Commercial Real Estate Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 65,267 [1] 76,615 [1] 67,411 [1]
Purchased Non Covered Commercial Real Estate [Member] | Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 0 [1] 0 [1] 0 [1]
Residential Real Estate Loan [Member] | Residential Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 449,123 432,125 382,641
Residential Real Estate Loan [Member] | Residential Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 433,829 417,151 372,428
Residential Real Estate Loan [Member] | Residential Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 15,294 14,974 10,213
Purchased Non Covered Residential Real Estate [Member] | Residential Portfolio Segment [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 2,782 [1],[2] 2,867 [1],[2] 2,320 [1],[2]
Purchased Non Covered Residential Real Estate [Member] | Residential Portfolio Segment [Member] | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 2,782 [1] 2,867 [1] 2,320 [1]
Purchased Non Covered Residential Real Estate [Member] | Residential Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 0 [1] 0 [1] 0 [1]
Commercial Insurance Loans [Member] | Premium finance receivables
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 2,378,529 2,167,565 2,165,734
Commercial Insurance Loans [Member] | Premium finance receivables | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 2,355,956 2,148,186 2,145,458
Commercial Insurance Loans [Member] | Premium finance receivables | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 22,573 19,379 20,276
Life Insurance Loans [Member] | Premium finance receivables
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 1,641,885 1,499,792 1,346,697
Life Insurance Loans [Member] | Premium finance receivables | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 1,641,236 1,499,792 1,345,469
Life Insurance Loans [Member] | Premium finance receivables | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 649 0 1,228
Purchased Life Insurance Loans [Member] | Premium finance receivables
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 409,760 [1],[2] 423,906 [1],[2] 474,450 [1],[2]
Purchased Life Insurance Loans [Member] | Premium finance receivables | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 409,760 [1] 423,906 [1] 474,450 [1]
Purchased Life Insurance Loans [Member] | Premium finance receivables | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 0 [1] 0 [1] 0 [1]
Consumer and other | Consumer and other
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 160,175 166,284 171,893
Consumer and other | Consumer and other | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 158,986 165,042 169,908
Consumer and other | Consumer and other | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 1,189 1,242 1,985
Purchased Non Covered Consumer And Other [Member] | Consumer and other
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 198 [1],[2] 1,204 [1],[2] 338 [1],[2]
Purchased Non Covered Consumer And Other [Member] | Consumer and other | Performing Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans 198 [1] 1,204 [1] 338 [1]
Purchased Non Covered Consumer And Other [Member] | Consumer and other | Nonperforming Financing Receivable [Member]
     
Financing Receivable, Recorded Investment [Line Items]      
Loans, net of unearned income, excluding covered loans $ 0 [1] $ 0 [1] $ 0 [1]
[1] PCI loans represent loans acquired with evidence of credit quality deterioration since origination, in accordance with ASC 310-30. Loan agings are based upon contractually required payments.As of June 30, 2013 90+ days and still accruing 60-89 days past due 30-59 days past due (Dollars in thousands)Nonaccrual Current Total LoansLoan Balances: Commercial Commercial and industrial$15,432 $— $2,940 $12,111 $1,665,753 $1,696,236Franchise— — — 450 201,790 202,240Mortgage warehouse lines of credit— — — — 174,422 174,422Community Advantage—homeowners association— — — — 83,003 83,003Aircraft— — — — 13,174 13,174Asset-based lending1,816 100 2,305 4,949 676,531 685,701Tax exempt — — — — 151,492 151,492Leases— — — — 102,409 102,409Other— — — — 98 98PCI - commercial (1)— 190 — 1,632 9,334 11,156Total commercial17,248 290 5,245 19,142 3,078,006 3,119,931Commercial real-estate: Residential construction2,659 3,263 379 — 32,998 39,299Commercial construction7,857 — 1,271 70 128,845 138,043Land5,742 — 330 4,141 106,640 116,853Office6,324 — 4,210 2,720 584,503 597,757Industrial5,773 — 4,597 4,984 600,147 615,501Retail7,471 — 1,760 2,031 596,129 607,391Multi-family3,337 — 401 3,149 526,681 533,568Mixed use and other15,662 — 2,183 10,379 1,350,581 1,378,805PCI - commercial real-estate (1)— 6,466 3,430 6,226 51,289 67,411Total commercial real-estate54,825 9,729 18,561 33,700 3,977,813 4,094,628Home equity12,322 25 2,085 5,821 738,007 758,260Residential real estate10,213 — 1,896 1,836 368,696 382,641PCI - residential real estate (1)— — 46 260 2,014 2,320Premium finance receivables Commercial insurance loans13,605 6,671 6,592 11,386 2,127,480 2,165,734Life insurance loans16 1,212 7,896 — 1,337,573 1,346,697PCI - life insurance loans (1)— — — — 474,450 474,450Consumer and other1,768 217 512 584 168,812 171,893PCI - consumer and other (1)— 28 — — 310 338Total loans, net of unearned income, excluding covered loans$109,997 $18,172 $42,833 $72,729 $12,273,161 $12,516,892Covered loans3,982 97,000 10,568 4,852 338,200 454,602Total loans, net of unearned income$113,979 $115,172 $53,401 $77,581 $12,611,361 $12,971,494(1)PCI loans represent loans acquired with evidence of credit quality deterioration since origination, in accordance with ASC 310-30. Loan agings are based upon contractually required payments.Our ability to manage credit risk depends in large part on our ability to properly identify and manage problem loans. To do so, we operate a credit risk rating system under which our credit management personnel assign a credit risk rating (1 to 10 rating) to each loan at the time of origination and review loans on a regular basis.Each loan officer is responsible for monitoring his or her loan portfolio, recommending a credit risk rating for each loan in his or her portfolio and ensuring the credit risk ratings are appropriate. These credit risk ratings are then ratified by the bank’s chief credit officer and/or concurrence credit officer. Credit risk ratings are determined by evaluating a number of factors including: a borrower’s financial strength, cash flow coverage, collateral protection and guarantees.The Company’s Problem Loan Reporting system automatically includes all loans with credit risk ratings of 6 through 9. This system is designed to provide an on-going detailed tracking mechanism for each problem loan. Once management determines that a loan has deteriorated to a point where it has a credit risk rating of 6 or worse, the Company’s Managed Asset Division performs an overall credit and collateral review. As part of this review, all underlying collateral is identified and the valuation methodology is analyzed and tracked. As a result of this initial review by the Company’s Managed Asset Division, the credit risk rating is reviewed and a portion of the outstanding loan balance may be deemed uncollectible or an impairment reserve may be established. The Company’s impairment analysis utilizes an independent re-appraisal of the collateral (unless such a third-party evaluation is not possible due to the unique nature of the collateral, such as a closely-held business or thinly traded securities). In the case of commercial real-estate collateral, an independent third party appraisal is ordered by the Company’s Real Estate Services Group to determine if there has been any change in the underlying collateral value. These independent appraisals are reviewed by the Real Estate Services Group and sometimes by independent third party valuation experts and may be adjusted depending upon market conditions.Through the credit risk rating process, loans are reviewed to determine if they are performing in accordance with the original contractual terms. If the borrower has failed to comply with the original contractual terms, further action may be required by the Company, including a downgrade in the credit risk rating, movement to non-accrual status, a charge-off or the establishment of a specific impairment reserve. If we determine that a loan amount, or portion thereof, is uncollectible, the loan’s credit risk rating is immediately downgraded to an 8 or 9 and the uncollectible amount is charged-off. Any loan that has a partial charge-off continues to be assigned a credit risk rating of an 8 or 9 for the duration of time that a balance remains outstanding. The Company undertakes a thorough and ongoing analysis to determine if additional impairment and/or charge-offs are appropriate and to begin a workout plan for the credit to minimize actual losses.If, based on current information and events, it is probable that the Company will be unable to collect all amounts due to it according to the contractual terms of the loan agreement, a specific impairment reserve is established. In determining the appropriate charge-off for collateral-dependent loans, the Company considers the results of appraisals for the associated collateral.Non-performing loans include all non-accrual loans (8 and 9 risk ratings) as well as loans 90 days past due and still accruing interest, excluding PCI loans. The remainder of the portfolio is considered performing under the contractual terms of the loan agreement. The following table presents the recorded investment based on performance of loans by class, excluding covered loans, per the most recent analysis at June 30, 2014, December 31, 2013 and June 30, 2013: Performing Non-performing Total(Dollars in thousands)June 30, 2014 December 31, 2013 June 30, 2013 June 30, 2014 December 31, 2013 June 30, 2013 June 30, 2014 December 31, 2013 June 30, 2013Loan Balances: Commercial Commercial and industrial$2,006,264 $1,826,063 $1,680,804 $6,216 $10,143 $15,432 $2,012,480 $1,836,206 $1,696,236Franchise223,456 220,383 202,240 — — — 223,456 220,383 202,240Mortgage warehouse lines of credit148,211 67,470 174,422 — — — 148,211 67,470 174,422Community Advantage—homeowners association94,009 90,894 83,003 — — — 94,009 90,894 83,003Aircraft7,847 10,241 13,174 — — — 7,847 10,241 13,174Asset-based lending778,049 734,456 683,785 295 637 1,916 778,344 735,093 685,701Tax exempt208,913 161,239 151,492 — — — 208,913 161,239 151,492Leases144,435 109,831 102,409 — — — 144,435 109,831 102,409Other9,792 11,147 98 — — — 9,792 11,147 98PCI - commercial (1)12,943 11,183 11,156 — — — 12,943 11,183 11,156Total commercial3,633,919 3,242,907 3,102,583 6,511 10,780 17,348 3,640,430 3,253,687 3,119,931Commercial real-estate Residential construction29,959 38,351 33,377 — 149 5,922 29,959 38,500 39,299Commercial construction154,220 129,737 130,186 839 6,969 7,857 155,059 136,706 138,043Land103,560 103,971 111,111 2,367 2,814 5,742 105,927 106,785 116,853Office656,967 632,154 591,433 10,950 10,087 6,324 667,917 642,241 597,757Industrial612,543 628,284 609,728 5,097 5,654 5,773 617,640 633,938 615,501Retail690,186 645,397 599,920 6,909 10,862 7,471 697,095 656,259 607,391Multi-family635,480 564,502 530,231 689 2,035 3,337 636,169 566,537 533,568Mixed use and other1,368,660 1,364,136 1,363,143 9,779 8,318 15,662 1,378,439 1,372,454 1,378,805PCI - commercial real-estate(1)65,267 76,615 67,411 — — — 65,267 76,615 67,411Total commercial real-estate4,316,842 4,183,147 4,036,540 36,630 46,888 58,088 4,353,472 4,230,035 4,094,628Home equity707,838 709,066 745,913 5,804 10,071 12,347 713,642 719,137 758,260Residential real-estate433,829 417,151 372,428 15,294 14,974 10,213 449,123 432,125 382,641PCI - residential real-estate (1)2,782 2,867 2,320 — — — 2,782 2,867 2,320Premium finance receivables Commercial insurance loans2,355,956 2,148,186 2,145,458 22,573 19,379 20,276 2,378,529 2,167,565 2,165,734Life insurance loans1,641,236 1,499,792 1,345,469 649 — 1,228 1,641,885 1,499,792 1,346,697PCI - life insurance loans (1)409,760 423,906 474,450 — — — 409,760 423,906 474,450Consumer and other158,986 165,042 169,908 1,189 1,242 1,985 160,175 166,284 171,893PCI - consumer and other(1)198 1,204 338 — — — 198 1,204 338Total loans, net of unearned income, excluding covered loans$13,661,346 $12,793,268 $12,395,407 $88,650 $103,334 $121,485 $13,749,996 $12,896,602 $12,516,892(1)PCI loans represent loans acquired with evidence of credit quality deterioration since origination, in accordance with ASC 310-30. See Note 6 - Loans for further discussion of these purchased loans.
[2] PCI loans represent loans acquired with evidence of credit quality deterioration since origination, in accordance with ASC 310-30. Loan agings are based upon contractually required payments.