Exhibit 25.5

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM T-1

STATEMENT OF ELIGIBILITY UNDER
THE TRUST INDENTURE ACT OF 1939 OF A
CORPORATION DESIGNATED TO ACT AS TRUSTEE
Check if an Application to Determine Eligibility of
a Trustee Pursuant to Section 305(b)(2)

U.S. BANK NATIONAL ASSOCIATION

(Exact name of Trustee as specified in its charter)

31-0841368
I.R.S. Employer Identification No.

800 Nicollet Mall
Minneapolis, Minnesota	55402
(Address of principal executive offices)	(Zip Code)

William Bryan Echols
U.S. Bank National Association
1349 West Peachtree St, Suite 1050
Atlanta, GA 30309
(404) 898-8838
(Name, address and telephone number of agent for service)

Wintrust Financial Corporation
(Exact name of obligor as specified in its charter)

Illinois	36-3873352
(State or other jurisdiction of incorporation or organization)	(I.R.S. Employer Identification No.)

727 North Bank Lake
Lake Forest, Illinois	60045
(Address of Principal Executive Offices)	(Zip Code)

Debt Securities
(Title of the Indenture Securities)

FORM T-1

Item 1. GENERAL INFORMATION. Furnish the following information as to the Trustee.

a) Name and address of each examining or supervising authority to which it is subject.

Comptroller of the Currency

Washington, D.C.

b) Whether it is authorized to exercise corporate trust powers.

Yes

Item 2. AFFILIATIONS WITH OBLIGOR. If the obligor is an affiliate of the Trustee, describe each such affiliation.

None

Items 3-15 Items 3-15 are not applicable because to the best of the Trustee’s knowledge, the obligor is not in default under any Indenture for which the Trustee acts as Trustee.

Item 16. LIST OF EXHIBITS: List below all exhibits filed as a part of this statement of eligibility and qualification.

1.	A copy of the Articles of Association of the Trustee.*
2.	A copy of the certificate of authority of the Trustee to commence business.**
3.	A copy of the certificate of authority of the Trustee to exercise corporate trust powers.**
4.	A copy of the existing bylaws of the Trustee.**
5.	A copy of each Indenture referred to in Item 4. Not applicable.
6.	The consent of the Trustee required by Section 321(b) of the Trust Indenture Act of 1939, attached as Exhibit 6.
7.	Report of Condition of the Trustee as of June 30, 2010 published pursuant to law or the requirements of its supervising or examining authority, attached as Exhibit 7.

*	Incorporated by reference to Exhibit 25.1 to Amendment No. 2 to registration statement on S-4, Registration Number 333-128217 filed on November 15, 2005.
**	Incorporated by reference to Exhibit 25.1 to registration statement on S-4, Registration Number 333-166527 filed on May 5, 2010.

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SIGNATURE

     Pursuant to the requirements of the Trust Indenture Act of 1939, as amended, the Trustee, U.S. BANK NATIONAL ASSOCIATION, a national banking association organized and existing under the laws of the United States of America, has duly caused this statement of eligibility and qualification to be signed on its behalf by the undersigned, thereunto duly authorized, all in the City of Atlanta, State of Georgia on the 6^th of December, 2010.

By:	/s/ William Bryan Echols
	William Bryan Echols
	Vice President

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Exhibit 6

CONSENT

     In accordance with Section 321(b) of the Trust Indenture Act of 1939, the undersigned, U.S. BANK NATIONAL ASSOCIATION hereby consents that reports of examination of the undersigned by Federal, State, Territorial or District authorities may be furnished by such authorities to the Securities and Exchange Commission upon its request therefor.

Dated: December 6, 2010

By:	/s/ William Bryan Echols
	William Bryan Echols
	Vice President

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Exhibit 7
U.S. Bank National Association
Statement of Financial Condition
As of 9/30/2010

($000’s)

	9/30/2010
Assets
Cash and Balances Due From Depository Institutions	$	4,468,855
Securities		47,348,124
Federal Funds		4,391,378
Loans & Lease Financing Receivables		189,026,648
Fixed Assets		5,734,308
Intangible Assets		12,792,037
Other Assets		22,001,025
Total Assets	$	285,762,375
Liabilities
Deposits	$	196,374,224
Fed Funds		10,707,062
Treasury Demand Notes		0
Trading Liabilities		476,735
Other Borrowed Money		33,801,510
Acceptances		0
Subordinated Notes and Debentures		7,760,721
Other Liabilities		7,649,489
Total Liabilities	$	256,769,741
Equity
Minority Interest in Subsidiaries	$	1,725,386
Common and Preferred Stock		18,200
Surplus		12,636,872
Undivided Profits		14,612,176
Total Equity Capital	$	28,992,634
Total Liabilities and Equity Capital	$	285,762,375