The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGHANY CORP DEL COM 017175100 213 341 SH   SOLE   0 0 341
ALPHABET INC CAP STK CL C 02079K107 421 407 SH   SOLE   0 0 407
ALPHABET INC CAP STK CL A 02079K305 228 218 SH   SOLE   0 0 218
APPLE INC COM 037833100 475 3,011 SH   SOLE   0 0 3,011
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 543 2,660 SH   SOLE   0 0 2,660
BLACKROCK INC COM 09247X101 214 544 SH   SOLE   0 0 544
CARMAX INC COM 143130102 235 3,746 SH   SOLE   0 0 3,746
CARNIVAL CORP UNIT 99/99/9999 143658300 229 4,636 SH   SOLE   0 0 4,636
DOLLAR TREE INC COM 256746108 298 3,300 SH   SOLE   0 0 3,300
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 3,497 107,440 SH   SOLE   0 0 107,440
INVESCO EXCHNG TRADED FD TR CHINA TECHNLGY 46138E800 2,999 76,185 SH   SOLE   0 0 76,185
ISHARES INC MIN VOL GBL ETF 464286525 4,194 51,612 SH   SOLE   0 0 51,612
ISHARES TR MBS ETF 464288588 368 3,518 SH   SOLE   0 0 3,518
ISHARES TR MIN VOL USA ETF 46429B697 9,556 182,361 SH   SOLE   0 0 182,361
ISHARES TR USA QUALITY FCTR 46432F339 13,403 174,609 SH   SOLE   0 0 174,609
ISHARES TR EDGE MSCI USA VL 46432F388 12,647 174,280 SH   SOLE   0 0 174,280
ISHARES TR USA MOMENTUM FCT 46432F396 7,862 78,435 SH   SOLE   0 0 78,435
ISORAY INC COM 46489V104 6 20,000 SH   SOLE   0 0 20,000
JOHNSON & JOHNSON COM 478160104 325 2,516 SH   SOLE   0 0 2,516
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 11,777 234,921 SH   SOLE   0 0 234,921
MICROSOFT CORP COM 594918104 1,069 10,528 SH   SOLE   0 0 10,528
NIKE INC CL B 654106103 300 4,043 SH   SOLE   0 0 4,043
NORFOLK SOUTHERN CORP COM 655844108 259 1,735 SH   SOLE   0 0 1,735
O REILLY AUTOMOTIVE INC NEW COM 67103H107 209 607 SH   SOLE   0 0 607
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 580 5,750 SH   SOLE   0 0 5,750
PROGRESSIVE CORP OHIO COM 743315103 338 5,596 SH   SOLE   0 0 5,596
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,025 42,255 SH   SOLE   0 0 42,255
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 2,242 88,880 SH   SOLE   0 0 88,880
SPDR S&P 500 ETF TR TR UNIT 78462F103 247 989 SH   SOLE   0 0 989
SPDR SER TR MSCI USA STRTGIC 78468R812 913 12,530 SH   SOLE   0 0 12,530
SPDR SERIES TRUST SPDR S&P1500VL 78464A128 2,959 32,245 SH   SOLE   0 0 32,245
SPDR SERIES TRUST S&P 600 SML CAP 78464A813 7,450 124,230 SH   SOLE   0 0 124,230
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 12,196 257,462 SH   SOLE   0 0 257,462
STARBUCKS CORP COM 855244109 265 4,118 SH   SOLE   0 0 4,118
VANGUARD INDEX FDS GROWTH ETF 922908736 7,715 57,430 SH   SOLE   0 0 57,430
VERIZON COMMUNICATIONS INC COM 92343V104 296 5,260 SH   SOLE   0 0 5,260
VISA INC COM CL A 92826C839 321 2,431 SH   SOLE   0 0 2,431
WISDOMTREE TR US MIDCAP DIVID 97717W505 6,174 195,180 SH   SOLE   0 0 195,180
WISDOMTREE TR US MIDCP EARNING 97717W570 7,487 218,353 SH   SOLE   0 0 218,353
WISDOMTREE TR INTL EQUITY FD 97717W703 3,481 74,697 SH   SOLE   0 0 74,697