8-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (date of earliest event reported) November 19, 2002

Community Central Bank Corporation (Exact name of Registrant as specified in its Charter)

Michigan	000-33373	38-3291744
(State or other jurisdiction of incorporation)	(Commission File No.)	(IRS Employer Identification Number)

100 North Main Street, PO Box 7, Mount Clemens, MI	48046-0007
(Address of principal executive offices)	(Zip Code)

Registrant's telephone number, including area code: (586) 783-4500

N/A (Former name or former address, if changed since last report)
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ITEM 5.       Other Events

On November 19, 2002, the Registrant issued a press release announcing the declaration of a cash dividend of $0.05 per share, payable January 2, 2003 to shareholders of record on the close of business December 2, 2002. A copy of the press release announcing the cash dividend is attached to this document as Exhibit 99.1.

On November 20, 2002, the Registrant issued a press release announcing its intention to repurchase up to 5% of its outstanding common stock in open market or privately negotiated transactions. The shares will be repurchased at prevailing market prices from time to time over a 12-month period, depending on market conditions. The repurchased shares will become treasury shares and will be used for general corporate purposes. A copy of the press release announcing the stock repurchase program is attached to this document as Exhibit 99.2.

Item 7. Exhibits.

99.1	Press Release dated November 19, 2002, announcing Community Central Bank Corporation's declaration of a cash dividend.
99.2	Press Release dated November 20, 2002, announcing Community Central Bank Corporation's stock repurchase program.

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SIGNATURES

       Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.

	COMMUNITY CENTRAL BANK CORPORATION
Date: November 20, 2002	By:    /s/ Ray T. Colonius                                  Ray T. Colonius        Treasurer        (Principal Financial and Accounting Officer)

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EXHIBIT INDEX

Exhibit No.	Description
99.1	Press Release dated November 19, 2002, announcing Community Central Bank Corporation's declaration of a cash dividend.
99.2	Press Release dated November 20, 2002, announcing Community Central Bank Corporation's stock repurchase program.

EX-99.1

Contacts:
            Community Central Bank Corp., Ray Colonius, CFO - P:586 783-4500
            raycolonius@communitycentralbank.com
            Marcotte Financial Relations, Mike Marcotte - P:248 656-3873
            mike@marcotte.biz

Community Central Bank Corp. Declares
Five Cent Per Share Cash Dividend
For Immediate Release

            MT. CLEMENS, Mich., Nov. 19, 2002 -- Community Central Bank Corporation (Nasdaq: CCBD), the holding company for Community Central Bank, today announced the Corporation's third quarterly cash dividend payment for 2002.

            The Board of Directors declared a cash dividend of $0.05 per share, payable January 2, 2003, to shareholders of record December 2, 2002.

            David A. Widlak, Chairman and CEO of Community Central Bank Corporation, said, "The dividend payment reflects the Corporation's solid performance over the past year, the Board's optimism for the balance of 2002, and positive outlook for 2003."

            Mr. Widlak noted that the Corporation last month reported record operating results for the third quarter and first nine months of 2002.

            He also noted that the Corporation has initiated a Direct Stock Purchase and Dividend Reinvestment Plan which enables shareholders to purchase additional shares without brokerage fees and to automatically reinvest dividends in additional shares.

            Community Central Bank Corporation is the holding company for Community Central Bank in Mount Clemens, Michigan. The Corporation opened for business in downtown Mount Clemens in October 1996. The Bank serves businesses and consumers across Macomb and St. Clair counties with a full range of lending and deposit services. The Bank operates a Loan Center in Port Huron, Michigan, serving small to medium-sized businesses in the St. Clair County area, and a mortgage subsidiary, Community Central Mortgage Company, LLC with locations in Mount Clemens, Warren and Dearborn. The Corporation's common shares trade on the Nasdaq National market under the symbol CCBD.

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Community Central Bank Corp. Page 2

            Forward-Looking Statements. This news release contains comments or information that constitute forward-looking statements (within the meaning of the Private Securities Litigation Reform Act of 1995), which involve significant risks and uncertainties. Actual results may differ materially from the results discussed in the forward-looking statements. Factors that might cause such a difference include, changes in interest rate and interest-rate relationships; demand for products and services; the degree of competition by traditional and non-traditional competitors; changes in banking regulations; changes in tax laws; changes in prices, levies, and assessments; the impact of technological advances; governmental and regulatory policy changes; the outcomes of contingencies; trends in customer behavior as well as their ability to repay loans; changes in the national and local economy; and other factors included in Community Central Bank Corporation's filings with the Securities and Exchange Commission, available free via EDGAR. The Corporation assumes no responsibility to update forward-looking statements.

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EX-99.2

Contacts:
Community Central Bank Corp. - Ray Colonius, CFO - P:586 783-4370
Marcotte Financial Relations - Mike Marcotte - P:248 656-3873

COMMUNITY CENTRAL BANK CORPORATION
ANNOUNCES STOCK REPURCHASE PROGRAM            For Immediate Release

            MOUNT CLEMENS, Mich., Nov. 20, 2002- Community Central Bank Corporation (NNM:CCBD) , the holding Corporation for Community Central Bank, announced its intention today to repurchase up to 5% of its outstanding shares in the open market or privately negotiated transactions. These shares will be purchased at prevailing market prices from time to time over a 12-month period, depending upon market conditions.

            David A. Widlak, Chairman of the Board and Chief Executive Officer of the Corporation, said the Board of Directors approved the repurchase program in view of the current price of the Corporation's common stock and the strong capital position of the Corporation.

            Mr. Widlak stated, "We believe that the repurchase of our shares represents an attractive investment opportunity that will benefit the Corporation and our shareholders."

            The repurchased shares will become treasury shares and will be used for general corporate purposes, he noted.

            As of September 30, 2002, the Corporation had 2,670,778 shares of common stock outstanding and total assets of $280 million. The Corporation's per-share book value was $8.26 at September 30, 2002. The Corporation's stock is traded on the Nasdaq National Market under the symbol "CCBD."

Forward-Looking Statements. This news release contains comments or information that constitute forward-looking statements (within the meaning of the Private Securities Litigation Reform Act of 1995), which involve significant risks and uncertainties. Actual results may differ materially from the results discussed in the forward-looking statements. Factors that might cause such a difference include, changes in interest rate and interest-rate relationships; demand for products and services; the degree of competition by traditional and non-traditional competitors; changes in banking regulations; changes in tax laws; changes in prices, levies, and assessments; the impact of technological advances; governmental and regulatory policy changes; the outcomes of contingencies; trends in customer behavior as well as their ability to repay loans; changes in the national and local economy; and other factors included in Community Central Bank Corporation's filings with the Securities and Exchange Commission, available free via EDGAR. The Corporation assumes no responsibility to update forward-looking statements.

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