SEC EDGAR Submission 0001564590-20-048033

<SEC-DOCUMENT>0001564590-20-048033-index.html : 20201027
<SEC-HEADER>0001564590-20-048033.hdr.sgml : 20201027
<ACCEPTANCE-DATETIME>20201027170104
ACCESSION NUMBER:		0001564590-20-048033
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		55
CONFORMED PERIOD OF REPORT:	20201027
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20201027
DATE AS OF CHANGE:		20201027

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UMB FINANCIAL CORP
		CENTRAL INDEX KEY:			0000101382
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				430903811
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-38481
		FILM NUMBER:		201264811

	BUSINESS ADDRESS:	
		STREET 1:		1010 GRAND AVE
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106
		BUSINESS PHONE:		8168607000

	MAIL ADDRESS:	
		STREET 1:		1010 GRAND AVE
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64106

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNITED MISSOURI BANCSHARES INC
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MISSOURI BANCSHARES INC
		DATE OF NAME CHANGE:	19710915
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>umbf-8k_20201027.htm
<DESCRIPTION>8-K
<TEXT>
Document 1 - file: umbf-8k_20201027.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>umbf-ex991_6.htm
<DESCRIPTION>EX-99.1
<TEXT>
Document 2 - file: umbf-ex991_6.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>3
<FILENAME>umbf-ex992_115.htm
<DESCRIPTION>EX-99.2
<TEXT>
Document 3 - file: umbf-ex992_115.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>gfexot2ijjqz000033.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 4 - file: gfexot2ijjqz000033.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>gfexot2ijjqz000002.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 5 - file: gfexot2ijjqz000002.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>gfexot2ijjqz000040.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 6 - file: gfexot2ijjqz000040.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>gfexot2ijjqz000036.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 7 - file: gfexot2ijjqz000036.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>gkln4b0cwjim000001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 8 - file: gkln4b0cwjim000001.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>gfexot2ijjqz000025.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 9 - file: gfexot2ijjqz000025.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>gfexot2ijjqz000005.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 10 - file: gfexot2ijjqz000005.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>gfexot2ijjqz000018.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 11 - file: gfexot2ijjqz000018.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>gfexot2ijjqz000026.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 12 - file: gfexot2ijjqz000026.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>gfexot2ijjqz000038.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 13 - file: gfexot2ijjqz000038.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>gfexot2ijjqz000027.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 14 - file: gfexot2ijjqz000027.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>gfexot2ijjqz000039.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 15 - file: gfexot2ijjqz000039.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>gfexot2ijjqz000012.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 16 - file: gfexot2ijjqz000012.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>gfexot2ijjqz000010.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 17 - file: gfexot2ijjqz000010.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>gfexot2ijjqz000014.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 18 - file: gfexot2ijjqz000014.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>gfexot2ijjqz000019.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 19 - file: gfexot2ijjqz000019.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>20
<FILENAME>gfexot2ijjqz000029.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 20 - file: gfexot2ijjqz000029.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>21
<FILENAME>gfexot2ijjqz000009.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 21 - file: gfexot2ijjqz000009.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>22
<FILENAME>gfexot2ijjqz000037.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 22 - file: gfexot2ijjqz000037.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>23
<FILENAME>gfexot2ijjqz000030.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 23 - file: gfexot2ijjqz000030.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>24
<FILENAME>gfexot2ijjqz000017.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 24 - file: gfexot2ijjqz000017.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>25
<FILENAME>gfexot2ijjqz000021.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 25 - file: gfexot2ijjqz000021.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>26
<FILENAME>gfexot2ijjqz000028.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 26 - file: gfexot2ijjqz000028.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>27
<FILENAME>gfexot2ijjqz000031.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 27 - file: gfexot2ijjqz000031.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>28
<FILENAME>gfexot2ijjqz000022.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 28 - file: gfexot2ijjqz000022.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>29
<FILENAME>gfexot2ijjqz000003.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 29 - file: gfexot2ijjqz000003.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>30
<FILENAME>gfexot2ijjqz000032.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 30 - file: gfexot2ijjqz000032.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>31
<FILENAME>gfexot2ijjqz000024.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 31 - file: gfexot2ijjqz000024.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>32
<FILENAME>gfexot2ijjqz000011.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 32 - file: gfexot2ijjqz000011.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>33
<FILENAME>gfexot2ijjqz000034.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 33 - file: gfexot2ijjqz000034.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>34
<FILENAME>gfexot2ijjqz000013.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 34 - file: gfexot2ijjqz000013.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>35
<FILENAME>gfexot2ijjqz000004.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 35 - file: gfexot2ijjqz000004.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>36
<FILENAME>gfexot2ijjqz000016.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 36 - file: gfexot2ijjqz000016.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>37
<FILENAME>gfexot2ijjqz000006.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 37 - file: gfexot2ijjqz000006.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>38
<FILENAME>gfexot2ijjqz000008.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 38 - file: gfexot2ijjqz000008.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>39
<FILENAME>gfexot2ijjqz000001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 39 - file: gfexot2ijjqz000001.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>40
<FILENAME>gfexot2ijjqz000035.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 40 - file: gfexot2ijjqz000035.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>41
<FILENAME>gfexot2ijjqz000023.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 41 - file: gfexot2ijjqz000023.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>42
<FILENAME>gfexot2ijjqz000007.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 42 - file: gfexot2ijjqz000007.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>43
<FILENAME>gfexot2ijjqz000015.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 43 - file: gfexot2ijjqz000015.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>44
<FILENAME>gfexot2ijjqz000020.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 44 - file: gfexot2ijjqz000020.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>45
<FILENAME>umbf-20201027.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
Document 45 - file: umbf-20201027.xsd

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>46
<FILENAME>umbf-20201027_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
Document 46 - file: umbf-20201027_lab.xml

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>47
<FILENAME>umbf-20201027_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
Document 47 - file: umbf-20201027_pre.xml

</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>48
<FILENAME>umbf-8k_20201027_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 48 - file: umbf-8k_20201027_htm.html

Document 48 - RAW XML: umbf-8k_20201027_htm.xml

</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>49
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 49 - file: R1.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>50
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 50 - file: Financial_Report.xlsx

</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>51
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 51 - file: Show.js

</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>52
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 52 - file: report.css

</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>53
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 53 - file: FilingSummary.html

Document 53 - RAW XML: FilingSummary.xml

</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>55
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 55 - file: MetaLinks.json

</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>56
<FILENAME>0001564590-20-048033-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 56 - file: 0001564590-20-048033-xbrl.zip

</DOCUMENT>
</SEC-DOCUMENT>