EXHIBIT 24

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

	UMB FINANCIAL CORPORATION
	By	/s/ J Mariner Kemper
Date		J. Mariner Kemper
		Chairman of the Board

POWER OF ATTORNEY

Each person whose signature appears below hereby constitutes and appoints Peter J. deSilva, J. Mariner Kemper, and Peter J. Genovese his true and lawful attorneys-in-fact and agents, each acting alone, with full power of substitution and resubstitution, for and in his name, place and stead, in any and all capacities, to file this report the same, with all exhibits thereto, and other documents in connection therewith, with the Securities and Exchange Commission, granting unto such attorneys-in-fact and agents, each acting alone, full power and authority to do and perform each and every act and thing required and necessary to be done in and about the premises, as fully to all intents and purposes as he might or could do in person, hereby ratifying and confirming all that such attorneys-in-fact and agents, each acting alone, or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof.

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant in the capacities and on the dates indicated.

Signature and Name	Capacity	Date
	Director
Miriam M. Allison
	Director
Thomas E. Beal
	Director
H. Alan Bell

Signature and Name	Capacity	Date
	Director
David R. Bradley, Jr.
	Director
Cynthia Brinkley
/s/ Peter J. deSilva	President and Director	2/14/05
Peter J. deSilva
/s/ Terrence P. Dunn	Director	1/25/05
Terry Dunn
/s/ Greg M. Graves	Director	1/25/05
Greg M. Graves
	Director
Richard Harvey
/s/ Alexander C. Kemper	Director	1/25/05
Alexander C. Kemper
/s/ J. Mariner Kemper	Chairman and Director
J. Mariner Kemper
/s/ John H. Mize	Director	1/25/05
John H. Mize, Jr.
/s/ Kris A. Robbins	Director	1/25/05
Kris A. Robbins
	Director
Thomas D. Sanders
/s/ L. Joshua Sosland	Director	1/25/05
L. Joshua Sosland
	Principal Financial Officer
Christopher G. Treece
/s/ Paul Uhlmann III	Director	1/25/05
Paul Uhlmann, III

Signature and Name	Capacity	Date
	Director
E. Jack Webster, Jr.
/s/ Jon Wefald	Director	1/25/05
Dr. Jon Welfald
/s/ Thomas J. Wood III	Director	1/25/05
Thomas J. Wood, III