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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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<SEC-DOCUMENT>0001140361-07-009365.txt : 20070508
<SEC-HEADER>0001140361-07-009365.hdr.sgml : 20070508
<ACCEPTANCE-DATETIME>20070508163139
ACCESSION NUMBER:		0001140361-07-009365
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20070508
FILED AS OF DATE:		20070508
DATE AS OF CHANGE:		20070508

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TIB FINANCIAL CORP.
		CENTRAL INDEX KEY:			0001013796
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				650655973
		STATE OF INCORPORATION:			FL
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		599 9TH STREET NORTH
		STREET 2:		SUITE 101
		CITY:			NAPLES
		STATE:			FL
		ZIP:			34102-5624
		BUSINESS PHONE:		239-263-3344

	MAIL ADDRESS:	
		STREET 1:		599 9TH STREET NORTH
		STREET 2:		SUITE 101
		CITY:			NAPLES
		STATE:			FL
		ZIP:			34102-5624

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TIB FINANCIAL CORP
		DATE OF NAME CHANGE:	19960508

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Voigt David L
		CENTRAL INDEX KEY:			0001398343

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-21329
		FILM NUMBER:		07828610

	BUSINESS ADDRESS:	
		BUSINESS PHONE:		9414853699

	MAIL ADDRESS:	
		STREET 1:		240 NOKOMIS AVENUE SOUTH
		CITY:			VENICE
		STATE:			FL
		ZIP:			34285
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>doc1.xml
<DESCRIPTION>FORM 3
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2007-05-08</periodOfReport>

    <noSecuritiesOwned>0</noSecuritiesOwned>

    <issuer>
        <issuerCik>0001013796</issuerCik>
        <issuerName>TIB FINANCIAL CORP.</issuerName>
        <issuerTradingSymbol>TIBB</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001398343</rptOwnerCik>
            <rptOwnerName>Voigt David L</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>240 NOKOMIS AVENUE SOUTH</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>VENICE</rptOwnerCity>
            <rptOwnerState>FL</rptOwnerState>
            <rptOwnerZipCode>34285</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Chairman &amp;  CEO Bank of Venice</officerTitle>
            <otherText></otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock $0.10 par value</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>12545</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value></value>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <derivativeTable>
        <derivativeHolding>
            <securityTitle>
                <value>Stock Options</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>9.17</value>
            </conversionOrExercisePrice>
            <exerciseDate>
                <value>2007-04-30</value>
            </exerciseDate>
            <expirationDate>
                <value>2013-05-20</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>16364</value>
                    <footnoteId id="F1"/>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value></value>
                </natureOfOwnership>
            </ownershipNature>
        </derivativeHolding>
    </derivativeTable>

    <footnotes>
        <footnote id="F1">Stock Option Grant 5/20/2003 of 15,000 shares of The Bank of Venice common stock @ $10; acceleration of option vesting occurred on 4/30/07 upon the closing of TIB Financial Corp. acquisition of The Bank of Venice.  Pursuant to the merger agreement, The Bank of Venice stock options were converted into 16,364 stock options of TIB Financial Corp. common stock @ an exercise price of $9.17. The Bank of Venice is now a wholly owned subsidiary of TIB Financial Corp.  Mr. Voigt has the right to exercise the Option in whole or in part. Options expire 5/20/2013.</footnote>
    </footnotes>

    <remarks>On May 1, 2007, in connection with the April 30, 2007 closing of its acquisition of The Bank of Venice, the Company's Board of Directors appointed David F. Voigt to the Board of Directors of TIB Financial Corp. At the next shareholders meeting in April 2008, Mr. Voigt will be listed in the proxy for the shareholders to elect him to the Board.</remarks>

    <ownerSignature>
        <signatureName>Vicki L. Walker Attorney-In-Fact for David F. Voigt</signatureName>
        <signatureDate>2007-05-08</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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