<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>4
<FILENAME>g93085exv23w1.txt
<DESCRIPTION>EX-23.1 CROWE CHIZEK CONSENT
<TEXT>
<PAGE>

                                                                    Exhibit 23.1

           CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in Registration Statement Nos.
333-30515 and 333-106092 on Form S-8 of TIB Financial Corp. of our report dated
February 1, 2005, appearing in this annual report on Form 10-K of TIB Financial
Corp. for the year ended December 31, 2004.

                                        /s/ Crowe Chizek and Company LLC
                                        --------------------------------
                                            Crowe Chizek and Company LLC

Fort Lauderdale, Florida
March 14, 2005


</TEXT>
</DOCUMENT>