UNITED STATES

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    FORM 8-K

              Current Report Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

                          Date of Report: June 1, 1999


                        SYMONS INTERNATIONAL GROUP, INC.

                             State of Incorporation:
                                     Indiana

Commission File Number                                  IRS Employer Id. Number
   No. 1-12369                                                No. 35-1707115

                     Address of Principal Executive Offices:
                               4720 Kingsway Drive
                           Indianapolis, Indiana 46205

                                  Telephone No.
                                 (317) 259-6400





ITEM 4.   CHANGE IN REGISTRANTS CERTIFYING ACCOUNTANTS

Symons  International  Group,  Inc.  ("Company")  today announces that its Audit
Committee  and  Board of  Directors  has  approved  the  appointment,  effective
immediately,  of Arthur Andersen LLP  ("Andersen") as the Company's  independent
auditor to replace  PricewaterhouseCoopers  LLP ("PWC"),  whose  resignation was
accepted effective June 1, 1999.

The  independent  accountants  reports  of  PWC on  the  consolidated  financial
statements  of the Company for the past two years  ended  December  31, 1998 and
December 31, 1997  contained no adverse  opinion or disclaimer  of opinion,  and
were not  qualified  or modified as to  uncertainty,  audit scope or  accounting
principle.

During the  Company's two most recent  fiscal years and the  subsequent  interim
period through June 1, 1999 there were no  disagreements  with PWC on any matter
of accounting principle or practice,  financial statement  disclosure,  or audit
scope or procedure,  which  disagreements if not resolved to the satisfaction of
PWC would have  caused  them to make  reference  thereto in their  report on the
consolidated financial statements for such years.

During the two most recent fiscal years and through June 1, 1999, there were the
following  reportable events as the term is defined in Item  304(a)(1)(v)(A)  of
Regulation S-K related to the Company's crop division subsidiary,  IGF Insurance
Company, each of which arose during the year ended December 31, 1998:

    a)        The crop division subsidiary did not monitor loss development on a
              timely basis for the  Multi-Peril  Crop  Insurance  (MPCI) product
              subsequent to the initial  calculation of an underwriting  gain, a
              significant  portion  of which was  ultimately  reversed.

    b)        The  crop   division   subsidiary   did  not  actively   reconcile
              differences  between the general  ledger and a  subsidiary  ledger
              relating to certain premium receivable balances, necessitating the
              establishment   of  significant   reserves  for  the  unreconciled
              difference.

    c)        The crop division subsidiary did not utilize centralized processes
              to  monitor  either  the  extent  or   authorization   of  special
              commission   agreements.   As  a  result,  a  significant  interim
              commission expense adjustment was required in the third quarter of
              1998.

The  reportable  events as described  herein were reported to and discussed with
the Audit  Committee  of the  Company's  Board of  Directors.  The  Company  has
authorized PWC to respond fully to the inquiries of Andersen  concerning each of
these reportable events.

There  were  no  other  reportable  events  as  the  term  is  defined  in  Item
304(a)(1)(v) other than that described herein.

During  the two most  recent  fiscal  years and  through  June 1, 1999  prior to
engaging  Andersen,  neither  the  Company  nor anyone on its  behalf  consulted
Andersen regarding either:

        a) The application of accounting  principles to a specified transaction,
        either completed or proposed; or the type of audit opinion  that might
        be  rendered  on the  Company's  financial  statements,  and  neither a
        written  report  nor oral  advice  was  provided  to the  Company  that
        Andersen concluded was an important factor considered by the Company in
        reaching a decision as to accounting,  auditing or financial  reporting
        issues; or

        b) Any  matter  that was the  subject of either a  disagreement  or any
        other event described above.

The Company has requested that PWC furnish it with a letter addressed to the SEC
stating  whether or not PWC agrees  with the  statements  contained  herein that
relate to PWC's engagement as the Company's independent accountant.




Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                                           Symons International Group, Inc.



                                           By:   /s/  Alan G. Symons
                                                      Alan G. Symons
                                                      Chief Executive Officer

                                           Date:    June 8, 1999