0001539497-17-001785.txt : 20171013 0001539497-17-001785.hdr.sgml : 20171013 20171013163153 ACCESSION NUMBER: 0001539497-17-001785 CONFORMED SUBMISSION TYPE: ABS-15G PUBLIC DOCUMENT COUNT: 4 CONFORMED PERIOD OF REPORT: 20171013 ITEM INFORMATION: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer FILED AS OF DATE: 20171013 DATE AS OF CHANGE: 20171013 ABS RULE: RULE-15GA2 REGISTERED ENTITY: Y ABS ASSET CLASS: Commercial mortgages COMM 2017-PANW Mortgage Trust FILER: COMPANY DATA: COMPANY CONFORMED NAME: DEUTSCHE MORTGAGE & ASSET RECEIVING CORP CENTRAL INDEX KEY: 0001013454 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 043310019 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: ABS-15G SEC ACT: Dodd Frank Act SEC FILE NUMBER: 025-00564 FILM NUMBER: 171136848 BUSINESS ADDRESS: STREET 1: 60 WALL STREET CITY: NEW YORK STATE: NY ZIP: 10005 BUSINESS PHONE: (212) 250-2500 MAIL ADDRESS: STREET 1: 60 WALL STREET CITY: NEW YORK STATE: NY ZIP: 10005 DEPOSITOR: COMPANY DATA: COMPANY CONFORMED NAME: DEUTSCHE MORTGAGE & ASSET RECEIVING CORP CENTRAL INDEX KEY: 0001013454 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 043310019 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: ABS-15G SEC ACT: Dodd Frank Act SEC FILE NUMBER: 333-206705 BUSINESS ADDRESS: STREET 1: 60 WALL STREET CITY: NEW YORK STATE: NY ZIP: 10005 BUSINESS PHONE: (212) 250-2500 MAIL ADDRESS: STREET 1: 60 WALL STREET CITY: NEW YORK STATE: NY ZIP: 10005 SECURITIZER: COMPANY DATA: COMPANY CONFORMED NAME: DEUTSCHE MORTGAGE & ASSET RECEIVING CORP CENTRAL INDEX KEY: 0001013454 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 043310019 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: ABS-15G SEC ACT: Dodd Frank Act SEC FILE NUMBER: 025-00564 BUSINESS ADDRESS: STREET 1: 60 WALL STREET CITY: NEW YORK STATE: NY ZIP: 10005 BUSINESS PHONE: (212) 250-2500 MAIL ADDRESS: STREET 1: 60 WALL STREET CITY: NEW YORK STATE: NY ZIP: 10005 ISSUING ENTITY: COMPANY DATA: COMPANY CONFORMED NAME: COMM 2017-PANW Mortgage Trust CENTRAL INDEX KEY: 0001716604 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: ABS-15G SEC ACT: Dodd Frank Act BUSINESS ADDRESS: STREET 1: 60 WALL STREET CITY: NEW YORK STATE: NY ZIP: 10005 BUSINESS PHONE: (212) 250-2500 MAIL ADDRESS: STREET 1: 60 WALL STREET CITY: NEW YORK STATE: NY ZIP: 10005 ABS-15G 1 n1071_abs15g-x1.htm FORM ABS-15G

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM ABS-15G
ASSET-BACKED SECURITIZER
REPORT PURSUANT TO SECTION 15G OF
THE SECURITIES EXCHANGE ACT OF 1934

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

____ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period

____________________ to ____________________

Date of Report (Date of earliest event reported) ____________________

Commission File Number of securitizer: ____________________

Central Index Key Number of securitizer: ____________________

 
Name and telephone number, including area code, of the person to
contact in connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) [ ]

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) [ ]

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) [ ]

X  Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001013454

COMM 2017-PANW Mortgage Trust
(Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity: 0001716604  

Helaine M. Kaplan, (212) 250-5270
Name and telephone number, including area code, of the person to
contact in connection with this filing

  
 

 

INFORMATION TO BE INCLUDED IN THE REPORT

PART II: FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS

Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer

Attached as Exhibit 99.1 hereto is an agreed-upon procedures report, dated October 13, 2017, of KPMG LLP, obtained by the depositor, which report sets forth the findings and conclusions, as applicable, of KPMG LLP with respect to certain agreed-upon procedures performed by KPMG LLP.

 

 

  
 

 

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Deutsche Mortgage & Asset Receiving Corporation
(Depositor)

Date: October 13, 2017

/s/ Helaine Kaplan

By: Helaine Kaplan, Managing Director
(senior officer in charge of securitization of the depositor)

 

/s/ Matt Smith

By: Matt Smith, Director
(senior officer in charge of securitization of the depositor)

 

 

  
 

 

EXHIBIT INDEX

 

Exhibit Number Description
   
Exhibit 99.1 Independent Accountants’ Report on Applying Agreed-Upon Procedures, dated October 13, 2017

 

 

 

 

  
 

EX-99.1 2 exh_99-1.htm INDEPENDENT ACCOUNTANTS' REPORT ON APPLYING AGREED-UPON PROCEDURES, DATED OCTOBER 13, 2017

Exhibit 99.1

 

   
 

KPMG LLP

1676 International Drive
McLean, VA 22102

 

 

Independent Accountants’ Report on Applying Agreed-Upon Procedures

German American Capital Corporation (the “Company”)

Deutsche Mortgage & Asset Receiving Corporation

Deutsche Bank Securities Inc.

(together with the Company, the “Specified Parties”)

 

Re: COMM 2017-PANW Mortgage Trust – Loan File Procedures

We have performed the procedures described below, which were agreed to by the Specified Parties, on specific attributes identified by the Company contained in an electronic data file entitled “COMM 2017-PANW_Tape_10-13-2017.xlsm” (“Data File”) provided on October 13, 2017 containing information with respect to one mortgage loan (“Mortgage Loan”) and one related mortgaged property (“Mortgaged Property”) which we were informed are to be included as collateral in the offering of the COMM 2017-PANW Mortgage Trust, Commercial Mortgage Pass-Through Certificates. The sufficiency of these procedures is solely the responsibility of the Specified Parties. Consequently, we make no representation regarding the sufficiency of the procedures described below either for the purpose for which this report has been requested or for any other purpose.

Unless otherwise noted, the following definitions have been adopted in presenting our procedures and findings:

The term “compared” means compared to the information shown and found it to be in agreement, unless otherwise stated. Such compared information was deemed to be in agreement if differences were attributable to rounding.
The term “recomputed” means recalculated and compared the results to the information shown and found it to be in agreement, unless otherwise stated. Such recomputed information was deemed to be in agreement if differences were attributable to rounding.
The term “rounding” means that dollar amounts and percentages were within $1.00 and 0.1%, respectively.
The term “Cut-Off Date” means the payment date in October 2017, as provided by the Company.
The term “Compared Attributes” means the list of fields in the Data File which were selected by the Company for us to perform procedures and listed in Attachment A.
The term “Loan File” means the copies of source documents made available by the Company and listed in Attachment A.
The term “Recomputed Attributes” means the list of fields in the Data File which were selected by the Company for us to perform recomputation procedures and listed in Attachment B.
The term “Calculation Methodology” means the field listed in Attachment B containing the calculation methodology for the Recomputed Attributes provided by the Company.
The term “Instructions” means the instructions provided by the Company pertaining to a specific attribute, methodology, or value and described in Attachment C.

The Company is responsible for the specified attributes identified by the Company in the Data File.

  KPMG LLP is a Delaware limited liability partnership and the US member
firm of the KPMG network of independent member firms affiliated with
KPMG International Cooperative (“KPMG International”), a Swiss entity.
 

 
 

 

We were instructed by the Company to perform the agreed-upon procedures on the Mortgage Loan and the related Mortgaged Property in the Data File.

A.We compared the Compared Attributes in the Data File to the corresponding information set forth in the Loan File (subject to the Instructions). Where more than one document was indicated, we used the highest priority document that we could locate in the Loan File. The document priority is the order provided by the Company, which is summarized on Attachment A, with the highest priority document listed first.

We found such information in the Data File to be in agreement.

B.Using (i) certain information in the Data File and (ii) the Calculation Methodology, we recomputed the Recomputed Attributes in the Data File and compared the results of our recomputations to the corresponding information contained in the Data File.

We found such information in the Data File to be in agreement.

There were no conclusions that resulted from the procedures.

This agreed-upon procedures engagement was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants. We were not engaged to, and did not, conduct an examination or review, the objective of which would be the expression of an opinion or conclusion, respectively, on the specific attributes identified by the Company in the Data File. Accordingly, we do not express such an opinion or conclusion. Had we performed additional procedures, other matters might have come to our attention that would have been reported to you.

The procedures performed were applied based on the methodologies, instructions, assumptions, and information provided to us by the Company, without verification or evaluation of such methodologies, instructions, assumptions, and information by us; therefore, we express no opinion or any other form of assurance regarding (i) the reasonableness of the methodologies, instructions, assumptions, or information provided to us by the Company, (ii) the physical existence of the Mortgage Loan and Mortgaged Property, (iii) the reliability or accuracy of the documents furnished to us by the Company which were used in our procedures, (iv) the adequacy of the disclosures in the Data File, or as to whether any of the statements expressed therein omit any material facts, or (v) matters of legal interpretation.

The procedures performed were not intended to address, nor did they address: (i) the conformity of the origination of the Mortgage Loan to stated underwriting or credit extension guidelines, standards, criteria or other requirements, (ii) the value of collateral securing the Mortgage Loan being securitized, (iii) the compliance of the originators of the Mortgage Loan with federal, state, and local laws and regulations, or (iv) any other factor or characteristic of the Mortgage Loan that would be material to the likelihood that the issuer of the asset-backed security will pay interest and principal in accordance with applicable terms and conditions. The procedures performed were not intended to satisfy any criteria for due diligence published by a nationally recognized statistical rating organization (“NRSRO”).

The terms of our engagement are such that we have no obligation to update this report because of events and transactions that may subsequently occur.

This report is intended solely for the information and use of the Specified Parties. It is not intended to be and should not be used by any other person or entity, including investors and NRSROs, who are not identified in the report as Specified Parties but who may have access to this report as required by law or regulation.

McLean, VA

October 13, 2017

2
 

 

  ATTACHMENT A

 

COMPARED ATTRIBUTES

Attribute Source Document
Loan Number Provided by Company
Mortgage Loan Originator Loan Agreement, Promissory Note
Mortgage Loan Seller Provided by Company
Properties per Loan Provided by Company
Property Name Provided by Company
Address Appraisal, Engineering Report
City Appraisal, Engineering Report
County Appraisal, Engineering Report
State Appraisal, Engineering Report
Zip Code Appraisal, Engineering Report, USPS
Property Type Appraisal, Engineering Report
Property Sub-Type Appraisal, Engineering Report
Year Built Appraisal, Engineering Report
Year Renovated Appraisal, Engineering Report
Units/Rentable Square Ft. Borrower Rent Roll, Appraisal
Collateral Square Ft. Borrower Rent Roll, Appraisal
Primary Unit of Measure Borrower Rent Roll, Appraisal
Original First Mortgage Balance Loan Agreement, Deed of Trust, Mortgage
Cut-off Date Provided by Company
Cut-off First Mortgage Balance Loan Agreement, Promissory Note
Cut-off Trust Loan Amount Loan Agreement, Promissory Note
Cut-off Trust Companion Loan Amount Loan Agreement, Promissory Note
First Mortgage Maturity Balance Loan Agreement, Promissory Note
Appraisal Value Appraisal
Date of Valuation Appraisal
Appraisal Value As Is/Stabilized Appraisal

 

A-1
 

 

Attribute Source Document
FIRREA Eligible (Yes/No) Appraisal
Note Date Loan Agreement
First Payment Date Loan Agreement
Interest Rate Loan Agreement
Interest Calculation (30/360  /  Actual/360) Loan Agreement
Grace Period (Default) Loan Agreement
Grace Period (Late Fee) Loan Agreement
Payment Day Loan Agreement
Original Amort. Term (Months) Loan Agreement
Maturity Date Loan Agreement
ARD (Yes/No) Loan Agreement
LockBox Type Loan Agreement, Cash Management Agreement
Cash Management Loan Agreement, Cash Management Agreement
Excess Cash Trap Trigger Loan Agreement
Prepayment Provision Loan Agreement
Lockout Expiration Date Loan Agreement
Amortization Type Loan Agreement
Lien Position Title
Ownership Interest Title
Ground Lease Expiration Date Ground Lease
Ground Lease Extension Options Ground Lease
Existing Additional Debt (Yes/No) Loan Agreement, Deed of Trust, Mortgage
Existing Additional Debt Amount Loan Agreement, Deed of Trust, Mortgage
Existing Additional Debt Description Loan Agreement, Deed of Trust, Mortgage
Future Additional Debt Permitted (Yes/No) Loan Agreement, Deed of Trust, Mortgage
Future Additional Debt Type Loan Agreement, Deed of Trust, Mortgage
Future Additional Debt Description Loan Agreement, Deed of Trust, Mortgage

 

A-2
 

 

Attribute Source Document
Partial Prepay Allowed (Yes/No) Loan Agreement
Partial Prepayment Description Loan Agreement
Most Recent Physical Occupancy Borrower Rent Roll
Major Tenant Name # 1 Borrower Rent Roll
Major Tenant Sq. Ft. # 1 Borrower Rent Roll
Major Tenant Lease Expiration Date # 1 Borrower Rent Roll
Budget EGI Underwritten Financial Summary Report
Budget Expenses Underwritten Financial Summary Report
Budget NOI Underwritten Financial Summary Report
Budget Total Capital Items Underwritten Financial Summary Report
Budget NCF Underwritten Financial Summary Report
UW EGI Underwritten Financial Summary Report
UW Expenses Underwritten Financial Summary Report
UW NOI Underwritten Financial Summary Report
UW Replacement Reserves Underwritten Financial Summary Report
UW TI/LC Underwritten Financial Summary Report
UW NCF Underwritten Financial Summary Report
UW Vacancy Underwritten Financial Summary Report
Replacement Reserve Taken at Closing Settlement Statement, Loan Agreement
Monthly Replacement Reserve Loan Agreement
TI/LC Taken at Closing Settlement Statement, Loan Agreement
Monthly TI/LC Loan Agreement
Tax at Closing Settlement Statement, Loan Agreement
Monthly Tax Constant / Escrow Loan Agreement
Insurance at Closing Settlement Statement, Loan Agreement
Monthly Insurance Constant / Escrow Loan Agreement
Engineering Reserve Taken at Closing Settlement Statement, Loan Agreement

 

A-3
 

 

Attribute Source Document
Other Reserve Settlement Statement, Loan Agreement
Description Other Reserve Loan Agreement
Borrower Loan Agreement, Promissory Note
Related Principal Loan Agreement, Promissory Note
Sponsor Organizational Chart
Earthquake Insurance (Y/N) Insurance Certificate
Terrorism Insurance (Y/N) Insurance Certificate
Windstorm Insurance (Y/N) Insurance Certificate
Environmental Insurance (Y/N) Insurance Certificate
Date of Engineering Report Engineering Report
Date of Phase I Report Environmental Report
Date of Phase II Report (if applicable) Environmental Report
Date of Seismic Report Seismic Report
PML (%) Seismic Report
SPE Loan Agreement
Single Tenant (Yes/No) Underwritten Rent Roll
Guarantor Guaranty
Property Manager Management Agreement
TIC Loan Agreement
Loan Purpose Loan Agreement
Assumption Fee Loan Agreement
Letter of Credit Loan Agreement
Earnout/Holdback Loan Agreement
Earnout/Holdback Description Loan Agreement
Sub Serviced (Y/N) Provided by Company
Sub Servicer Name Provided by Company
Sub Servicer Fee Rate Provided by Company

 

A-4
 

 

Attribute Source Document
Master Provided by Company
Primary Provided by Company
Cert Admin Fee Rate Provided by Company
CREFC Fee Rate Provided by Company
Directs Investment (Borrower or Lender) Loan Agreement, Cash Management Agreement
RE Tax Loan Agreement
Insurance Loan Agreement
Replacement Reserves Loan Agreement
TI/LC Loan Agreement
Immediate Repairs Loan Agreement
Other Escrows Loan Agreement

 

A-5
 

 

  ATTACHMENT B

 

RECOMPUTED ATTRIBUTES

Attribute Calculation Methodology
Cut-off Balance per Unit Cut-off First Mortgage Balance divided by Collateral Square Ft.
% of Total Cut-off Date Pool Balance Cut-off Trust Loan Amount divided by the sum of the Cut-off Trust Loan Amount and the Cut-off Companion Loan Amount.
LTV at Cut-off Cut-off Trust Loan Amount divided by Appraisal Value.
LTV at Maturity First Mortgage Maturity Balance divided by Appraisal Value.
U/W NOI Debt Yield UW NOI divided by Cut-off Trust Loan Amount.
U/W NCF Debt Yield UW NCF divided by Cut-off Trust Loan Amount.
Average Monthly Debt Service Payment One twelfth of the product of the Cut-off Trust Loan Amount, Interest Rate and Interest Calculation (30/360 / Actual/360).
Original Balloon Term (Months) Number of payments between and including First Payment Date and Maturity Date.
Original Interest Only Period (Months) The number of payments between and including First Payment Date and Maturity Date.
Seasoning as of Cut-off Date (Months) Original Balloon Term (Months) minus Remaining Term to Maturity (Months).
Remaining Term to Amortization (Months) Original Interest Only Period (Months) minus Rem IO Period.
Remaining Term to Maturity (Months) The number of payments between and including First Payment Date and Maturity Date.
Rem IO Period The number of payments between and including First Payment Date and Maturity Date.
Most Recent Rent Roll/Census Date Equals the Cut-off Date
Major % of Sq. Ft. # 1 Major Tenant Sq. Ft. # 1 divided by Collateral Square Ft.
UW NCF DSCR (Current) UW NCF divided by the product of Average Monthly Debt Service Payment and 12.

 

B-1
 

 

  ATTACHMENT B

 

Attribute Calculation Methodology
UW NCF DSCR (After IO Period) UW NCF divided by the product of Average Monthly Debt Service Payment and 12.
UW NOI DSCR (Current) UW NOI divided by the product of Average Monthly Debt Service Payment and 12.
UW NOI DSCR (After IO Period) UW NOI divided by the product of Average Monthly Debt Service Payment and 12.
Admin Fee Rate The sum of (i) Master (ii) Primary (iii) Cert Admin Fee Rate, and (iv) CREFC Fee Rate.

 

B-2
 

 

  ATTACHMENT C

 

INSTRUCTIONS

 

1.For those Compared Attributes with the Source Document indicated as “Provided by Company”, we were instructed by the Company to assume the attribute is accurate and not perform any procedure.

C-1

 

GRAPHIC 3 image_001.jpg GRAPHIC begin 644 image_001.jpg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image_003.jpg GRAPHIC begin 644 image_003.jpg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