Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 25,701	$ 28,847
Interest-bearing deposits with banks	3,314	3,019
Cash and cash equivalents	29,015	31,866
Securities available for sale, at fair value (net of allowance for credit losses of $0)	418,245	418,927
Loans receivable, net of allowance for credit losses of $19,445 and $16,999)	1,516,198	1,456,946
Regulatory stock, at cost	5,963	5,418
Bank premises and equipment, net	17,660	17,924
Bank owned life insurance	45,577	43,364
Accrued interest receivable	6,633	6,917
Foreclosed real estate owned	346	346
Deferred tax assets, net	22,164	23,549
Goodwill	29,266	29,266
Other intangibles	283	306
Other assets	13,013	12,241
Total Assets	2,104,363	2,047,070
Deposits:
Non-interest bearing demand	419,615	434,529
Interest-bearing	1,336,320	1,293,198
Total Deposits	1,755,935	1,727,727
Short-term borrowings	108,555	93,215
Other borrowings	40,189	40,000
Accrued interest payable	4,703	2,653
Other liabilities	18,566	16,390
Total Liabilities	1,927,948	1,879,985
STOCKHOLDERS' EQUITY
Preferred stock, no par value per share, authorized: 5,000,000 shares; issued: none
Common stock, $0.10 par value per share, authorized: 20,000,000 shares, issued: 2023: 8,291,401 shares, 2022: 8,291,401 shares	829	829
Surplus	97,063	96,897
Retained earnings	131,416	130,020
Treasury stock at cost: 2023: 110,400 shares; 2022: 124,650 shares	(2,930)	(3,308)
Accumulated other comprehensive loss	(49,963)	(57,353)
Total Stockholders' Equity	176,415	167,085
Total Liabilities and Stockholders' Equity	$ 2,104,363	$ 2,047,070