Nature of Operations	12 Months Ended
Dec. 31, 2021
Nature of Operations [Abstract]
Nature of Operations	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS NOTE 1 - NATURE OF OPERATIONS Norwood Financial Corp (Company) is a one bank holding company. Wayne Bank (Bank) is a wholly-owned subsidiary of the Company. The Bank is a state-chartered bank headquartered in Honesdale, Pennsylvania. The Company derives substantially all of its income from bank-related services which include interest earnings on commercial mortgages, residential real estate mortgages, commercial and consumer loans, as well as interest earnings on investment securities and fees from deposit services to its customers. The Company is subject to regulation and supervision by the Federal Reserve Board while the Bank is subject to regulation and supervision by the Federal Deposit Insurance Corporation and the Pennsylvania Department of Banking and Securities. Revenue Recognition Under ASC Topic 606, management determined that the primary sources of revenue emanating from interest and dividend income on loans and investments along with noninterest revenue resulting from investment securities gains, loans servicing, gains on loans sold and earnings on bank-owned life insurance are not within the scope of this Topic. The following presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the year ended December 31: (dollars in thousands) 2021 2020Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 398 $ 377 ATM Fees 443 457 Overdraft Fees 1,029 985 Safe deposit box rental 100 102 Loan related service fees 1,238 1,288 Debit card 2,228 1,656 Fiduciary activities 748 682 Commissions on mutual funds & annuities 127 122 Other income 674 540 Noninterest Income (in-scope of Topic 606) 6,985 6,209 Out-of-scope of Topic 606: Net realized gains on sales of securities 92 71 Loan servicing fees 130 128 Gain on sales of loans 177 527 Earnings on and proceeds from bank-owned life insurance 941 845 Noninterest Income (out-of-scope of Topic 606) 1,340 1,571Total Noninterest Income $ 8,325 $ 7,780

Nature of Operations

12 Months Ended

Dec. 31, 2021

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS NOTE 1 - NATURE OF OPERATIONS Norwood Financial Corp (Company) is a one bank holding company. Wayne Bank (Bank) is a wholly-owned subsidiary of the Company. The Bank is a state-chartered bank headquartered in Honesdale, Pennsylvania. The Company derives substantially all of its income from bank-related services which include interest earnings on commercial mortgages, residential real estate mortgages, commercial and consumer loans, as well as interest earnings on investment securities and fees from deposit services to its customers. The Company is subject to regulation and supervision by the Federal Reserve Board while the Bank is subject to regulation and supervision by the Federal Deposit Insurance Corporation and the Pennsylvania Department of Banking and Securities. Revenue Recognition Under ASC Topic 606, management determined that the primary sources of revenue emanating from interest and dividend income on loans and investments along with noninterest revenue resulting from investment securities gains, loans servicing, gains on loans sold and earnings on bank-owned life insurance are not within the scope of this Topic. The following presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the year ended December 31: (dollars in thousands) 2021 2020Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 398 $ 377 ATM Fees 443 457 Overdraft Fees 1,029 985 Safe deposit box rental 100 102 Loan related service fees 1,238 1,288 Debit card 2,228 1,656 Fiduciary activities 748 682 Commissions on mutual funds & annuities 127 122 Other income 674 540 Noninterest Income (in-scope of Topic 606) 6,985 6,209 Out-of-scope of Topic 606: Net realized gains on sales of securities 92 71 Loan servicing fees 130 128 Gain on sales of loans 177 527 Earnings on and proceeds from bank-owned life insurance 941 845 Noninterest Income (out-of-scope of Topic 606) 1,340 1,571Total Noninterest Income $ 8,325 $ 7,780