Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 14,207	$ 18,039
Interest-bearing deposits with banks	4,265	309
Cash and cash equivalents	18,472	18,348
Securities available for sale, at fair value	238,083	243,277
Loans receivable	887,673	850,182
Less: Allowance for loan losses	8,228	8,452
Net loans receivable	879,445	841,730
Regulatory stock, at cost	3,155	3,926
Bank premises and equipment, net	13,880	13,846
Bank owned life insurance	38,340	37,932
Accrued interest receivable	3,979	3,776
Foreclosed real estate owned	1,677	1,115
Goodwill	11,331	11,331
Other intangibles	280	336
Other assets	13,886	8,942
TOTAL ASSETS	1,222,528	1,184,559
LIABILITIES
Deposits: Non-interest bearing demand	221,764	201,457
Deposits: Interest-bearing demand	759,460	745,323
Total deposits	981,224	946,780
Short-term borrowings	48,094	53,046
Other borrowings	44,024	52,284
Accrued interest payable	3,008	1,806
Other liabilities	14,695	8,358
TOTAL LIABILITIES	1,091,045	1,062,274
STOCKHOLDERS' EQUITY
Preferred stock, no par value per share, authorized 5,000,000 shares
Common stock, $0.10 par value per share, authorized: 2019: 20,000,000 shares, 2018: 10,000,000 shares issued: 2019: 6,304,413 shares, 2018: 6,295,113 shares	630	630
Surplus	48,741	48,322
Retained earnings	82,127	78,434
Treasury stock at cost: 2019: 13,807 shares, 2018: 2,470 shares	(455)	(81)
Accumulated other comprehensive income (loss)	440	(5,020)
TOTAL STOCKHOLDERS' EQUITY	131,483	122,285
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,222,528	$ 1,184,559