Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
INTEREST INCOME
Loans receivable, including fees	$ 6,351	$ 5,924	$ 12,485	$ 11,985
Securities	878	950	1,768	1,974
Other	5	8	7	12
Total interest income	7,234	6,882	14,260	13,971
INTEREST EXPENSE
Deposits	580	618	1,161	1,222
Short-term borrowings	37	16	77	29
Other borrowings	223	199	453	364
Total interest expense	840	833	1,691	1,615
Net Interest Income	6,394	6,049	12,569	12,356
Provision for loan losses	700	420	1,150	1,040
Net interest income after provision for loan losses	5,694	5,629	11,419	11,316
OTHER INCOME
Service charges and fees	604	622	1,178	1,194
Income from fiduciary activities	114	109	216	215
Net realized gains on sales of securities	205	134	270	445
Gains on sale of loans and servicing rights, net	18	12	47	30
Earnings and proceeds on bank owned life insurance	166	166	333	330
Other	116	90	246	198
Total other income	1,223	1,133	2,290	2,412
OTHER EXPENSES
Salaries and employee benefits	2,248	2,071	4,551	4,208
Occupancy, furniture & equipment, net	487	542	982	1,098
Data processing	255	201	526	435
Taxes, other than income	124	175	329	350
Professional fees	181	124	332	307
Federal Deposit Insurance Corporation insurance	117	65	231	159
Foreclosed real estate owned	432	232	462	390
Other	684	758	1,463	1,408
Total other expenses	4,528	4,168	8,876	8,355
Income before Income Taxes	2,389	2,594	4,833	5,373
Income tax expense	511	631	1,079	1,369
Net Income	$ 1,878	$ 1,963	$ 3,754	$ 4,004
EARNINGS PER SHARE
BASIC EARNINGS PER SHARE	$ 0.51	$ 0.53	$ 1.02	$ 1.09
DILUTED EARNINGS PER SHARE	$ 0.51	$ 0.53	$ 1.02	$ 1.08