Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 8,171	$ 9,744
Interest bearing deposits with banks	4,444	266
Cash and cash equivalents	12,615	10,010
Securities available for sale, at fair value	129,721	138,851
Loans receivable	581,220	559,925
Less: Allowance for loan losses	5,798	7,298
Net loans receivable	575,422	552,627
Regulatory stock, at cost	2,228	3,412
Bank premises and equipment, net	6,328	6,472
Bank owned life insurance	19,082	18,820
Accrued interest receivable	2,289	2,363
Foreclosed real estate owned	5,414	2,847
Goodwill	9,715	9,715
Other intangibles	237	285
Deferred tax asset	2,222	3,669
Other assets	2,556	1,434
Total Assets	767,829	750,505
LIABILITIES
Deposits: Non-interest bearing demand	121,743	107,814
Deposits: Interest-bearing	462,516	443,095
Total deposits	584,259	550,909
Short-term borrowings	38,100	53,235
Other borrowings	36,579	41,126
Accrued interest payable	891	957
Other liabilities	3,409	3,280
Total Liabilities	663,238	649,507
STOCKHOLDERS' EQUITY
Common stock, $.10 par value per share, authorized 10,000,000 shares, issued 3,724,668 shares	373	373
Surplus	35,430	35,351
Retained earnings	66,876	65,412
Treasury stock at cost: 2016: 33,444 shares, 2015: 23,311 shares	(926)	(626)
Accumulated other comprehensive income	2,838	488
Total Stockholders' Equity	104,591	100,998
Total Liabilities and Stockholders' Equity	$ 767,829	$ 750,505