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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 1,964 $ 2,308
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 420 800
Depreciation 147 149
Amortization of intangible assets 33 37
Deferred income taxes (303) 12
Net amortization of securities premiums and discounts 211 298
Net realized gains on sales of securities (95) (138)
Gain on life insurance policy   (770)
Net increase in value of life insurance (168) (155)
Loss on sale of bank premises and equipment and foreclosed real estate 19 97
Net gain on sale of mortgage loans and servicing rights (41) (11)
Mortgage loans originated for sale (1,110) (1,101)
Proceeds from sale of mortgage loans originated for sale 1,151 1,112
Compensation expense related to stock options 40 39
Decrease in accrued interest receivable and other assets (445) (530)
Increase in accrued interest payable and other liabilities 701 732
Net Cash Provided by Operating Activities 2,524 2,879
CASH FLOWS FROM INVESTING ACTIVITIES    
Securities available for sale: Proceeds from sales 12,080 7,403
Securities available for sale: Proceeds from maturities and principal reductions on mortgage-backed securities 3,150 5,093
Securities available for sale: Purchases (10,950) (16,867)
Purchase of FHLB Stock (504)  
Redemption of FHLB Stock 640 97
Net decrease (increase) in loans 6,297 (2,964)
Proceeds from life insurance policy   1,859
Purchase of bank premises and equipment (53) (14)
Proceeds from sale of bank premises and equipment and foreclosed real estate 9 127
Net Cash (Used In) Provided by Investing Activities 10,669 (5,266)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net (decrease) increase in deposits (1,106) 11,207
Net decrease in short-term borrowings (9,541) (6,838)
Repayments of other borrowings (388) (144)
Proceeds from other borrowings   3,000
Stock options exercised   142
Tax benefit of stock options exercised   11
Acquisition of treasury stock (179) (319)
Cash dividends paid (1,093) (1,022)
Net Cash (Used in) Provided by Financing Activities (12,307) 6,037
Increase In Cash and Cash Equivalents 886 3,650
CASH AND CASH EQUIVALENTS, BEGINNING 7,863 12,295
CASH AND CASH EQUIVALENTS, ENDING 8,749 15,945
Supplemental Disclosure of Cash Flow Information    
Cash payments for: Interest on deposits and borrowings 872 1,116
Cash payments for: Income taxes paid, net of refunds 204 (3)
Supplemental Schedule of Noncash Investing Activities    
Transfers of loans to foreclosed real estate and repossession of other assets $ 383 $ 486