Fair Value Measurements (Tables)

3 Months Ended

Mar. 31, 2014

Fair Value Measurements [Abstract]

Fair Value, Assets Measured on Recurring Basis [Table Text Block]

	Fair Value Measurement Using
	Reporting Date
Description	Total		Level 1		Level 2		Level 3
	(In thousands)
March 31, 2014
Available for Sale:
US Government agencies	$	27,092	$	-	$	27,092	$	-
States and political subdivisions		62,583		-		62,583		-
Corporate obligations		3,700		-		3,700		-
Mortgage-backed securities-government
sponsored agencies		62,445		-		62,445		-
Equity securities-financial services		345		345		-		-
Total	$	156,165	$	345	$	155,820	$	-
December 31, 2013
Available for Sale:
US Government agencies	$	33,413	$	-	$	33,413	$	-
States and political subdivisions		59,030		-		59,030		-
Corporate obligations		3,711		-		3,711		-
Mortgage-backed securities-government
sponsored agencies		61,650		-		61,650		-
Equity securities-financial services		328		328		-		-
Total	$	158,132	$	328	$	157,804	$	-

Fair Value, Assets Measured on Nonrecurring Basis [Table Text Block]

			Fair Value Measurement Reporting Date using
(In thousands)
Description	Total		Level 1		Level 2		Level 3
March 31, 2014
Impaired Loans	$	11,516	$	-	$	-	$	11,516
Foreclosed Real Estate Owned		1,364		-		-		1,364
December 31, 2013
Impaired Loans	$	12,556	$	-	$	-	$	12,556
Foreclosed Real Estate Owned		1,009		-		-		1,009

Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]

		Quantitative Information about Level 3 Fair Value Measurements
(In thousands)	Fair Value Estimate		Valuation Techniques	Unobservable Input	Range (Weighted Average)
March 31, 2014
Impaired loans	$	11,516	Appraisal of collateral(1)	Appraisal adjustments(2)	10%(10.0)%
Foreclosed real estate owned	$	1,364	Appraisal of collateral(1)	Liquidation Expenses(2)	10%

	Quantitative Information about Level 3 Fair Value Measurements
(In thousands)	Fair Value Estimate		Valuation Techniques	Unobservable Input	Range (Weighted Average)
December 31, 2013
Impaired loans	$	12,556	Appraisal of collateral(1)	Appraisal adjustments(2)	10-15%(10.67%)
Foreclosed real estate owned	$	1,009	Appraisal of collateral(1)	Liquidation Expenses(2)	10%

(1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable, less any associated allowance.

(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.  The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Fair Value, by Balance Sheet Grouping [Table Text Block]

	Fair Value Measurements at March 31, 2014
	Carrying Amount		Fair Value		Level 1		Level 2		Level 3
Financial assets:
Cash and cash equivalents	$	8,749	$	8,749	$	8,749	$	-	$	-
Securities		156,340		156,341		345		155,996		-
Loans receivable, net		490,289		505,518		-		-		505,518
Mortgage servicing rights		286		286		286		-		-
Regulatory Stock		2,741		2,741		2,741		-		-
Bank owned life insurance		17,930		17,930		17,930		-		-
Accrued interest receivable		2,330		2,330		2,330		-		-
Financial liabilities:
Deposits		540,076		540,858		331,722		-		209,136
Short-term borrowings		40,373		40,373		40,373		-		-
Other borrowings		23,373		25,181		-		-		25,181
Accrued interest payable		973		973		973		-		-
Off-balance sheet financial instruments:
Commitments to extend credit and outstanding letters of credit		-		-		-		-		-

	Fair Value Measurements at December 31, 2013
	Carrying Amount		Fair Value		Level 1		Level 2		Level 3
Financial assets:
Cash and cash equivalents	$	7,863	$	7,863	$	7,863	$	-	$	-
Securities		158,306		158,309		328		157,981		-
Loans receivable, net		497,389		506,113		-		-		506,113
Mortgage servicing rights		289		289		-		289		-
Regulatory stock		2,877		2,877		2,877		-		-
Bank owned life insurance		17,790		17,790		17,790		-		-
Accrued interest receivable		2,422		2,422		2,422		-		-
Financial liabilities:
Deposits		541,182		542,123		329,753		-		212,370
Short-term borrowings		49,914		49,914		49,914		-		-
Other borrowings		23,761		25,923		-		-		25,923
Accrued interest payable		1,022		1,022		1,022		-		-
Off-balance sheet financial instruments:
Commitments to extend credit and outstanding letters of  credit		-		-		-		-		-