Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 8,607	$ 7,528
Interest bearing deposits with banks	142	335
Cash and cash equivalents	8,749	7,863
Securities available for sale	156,165	158,132
Securities held to maturity, fair value 2014: $176, 2013: $177	175	174
Loans receivable (net of unearned income)	496,016	503,097
Less: Allowance for loan losses	5,727	5,708
Net loans receivable	490,289	497,389
Regulatory stock, at cost	2,741	2,877
Bank premises and equipment, net	7,031	7,125
Bank owned life insurance	17,930	17,790
Accrued interest receivable	2,330	2,422
Foreclosed real estate owned	1,364	1,009
Goodwill	9,715	9,715
Other intangibles	477	510
Deferred tax asset	4,294	4,819
Other assets	1,974	1,409
Total Assets	703,234	711,234
LIABILITIES
Deposits: Non-interest bearing demand	93,400	92,684
Deposits: Interest-bearing	446,676	448,498
Total deposits	540,076	541,182
Short-term borrowings	40,373	49,914
Other borrowings	23,373	23,761
Accrued interest payable	973	1,022
Other liabilities	4,239	3,491
Total Liabilities	609,034	619,370
STOCKHOLDERS' EQUITY
Common stock, $.10 par value per share, authorized 10,000,000; issued 3,708,718 shares	371	371
Surplus	35,050	35,010
Retained earnings	61,671	60,798
Treasury stock at cost: 2014: 71,297 shares, 2013: 64,628 shares	(1,892)	(1,713)
Accumulated other comprehensive income	(1,000)	(2,602)
Total Stockholders' Equity	94,200	91,864
Total Liabilities and Stockholders' Equity	$ 703,234	$ 711,234