Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
INTEREST INCOME
Loans receivable, including fees	$ 6,429	$ 6,521	$ 19,233	$ 16,917
Securities	971	1,116	3,004	3,341
Other	9	18	20	42
Total interest income	7,409	7,655	22,257	20,300
INTEREST EXPENSE
Deposits	897	1,054	2,800	2,871
Short-term borrowings	14	24	38	75
Other borrowings	246	314	733	992
Total interest expense	1,157	1,392	3,571	3,938
NET INTEREST INCOME	6,252	6,263	18,686	16,362
PROVISION FOR LOAN LOSSES	900	425	1,650	1,075
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,352	5,838	17,036	15,287
OTHER INCOME
Service charges and fees	561	581	1,674	1,722
Income from fiduciary activities	96	106	274	324
Net realized gains on sales of securities	631	544	1,318	768
Gains on sale of loans and servicing rights	83	41	143	282
Other	220	234	679	611
Total other income	1,591	1,506	4,088	3,707
OTHER EXPENSES
Salaries and employee benefits	2,102	2,129	6,300	5,662
Occupancy, furniture & equipment	512	489	1,489	1,295
Data processing related	222	233	670	635
Taxes, other than income	150	142	451	414
Professional fees	157	171	583	296
Merger related expenses		16	18	771
Federal Deposit Insurance Corporation insurance assessment	94	102	290	317
Foreclosed real estate owned expense (income)	(23)	372	184	408
Other	743	700	2,076	2,026
Total other expenses	3,957	4,354	12,061	11,824
INCOME BEFORE INCOME TAXES	2,986	2,990	9,063	7,170
INCOME TAX EXPENSE	786	775	2,419	1,811
NET INCOME	$ 2,200	$ 2,215	$ 6,644	$ 5,359
BASIC EARNINGS PER SHARE	$ 0.67	$ 0.67	$ 2.03	$ 1.79
DILUTED EARNINGS PER SHARE	$ 0.67	$ 0.67	$ 2.02	$ 1.79