NORWOOD FINANCIAL CORP
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                             NAMES JOHN E. MARSHALL
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                              CHAIRMAN OF THE BOARD
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Honesdale, PA - April 27, 2007

         William W. Davis, Jr.,  President and Chief Executive Officer announced
that at the Annual Reorganizational  Meeting,  Norwood Financial Corp (NWFL) has
named John E. Marshall  Chairman of the Board of Directors of Norwood  Financial
Corp and its subsidiary  Wayne Bank. Mr. Marshall has served as a Director since
1983. He is President of Marshall  Machinery,  Inc., a local compact tractor and
light  industrial  dealer.  He is also very  active  with  various  agricultural
organizations.   Also  at  the  Reorganizational  Meeting,  Lewis  J.  Critelli,
Executive Vice President and Chief Financial Officer was appointed  Secretary of
Norwood Financial Corp and Wayne Bank.

         Mr. Marshall succeeds long-standing Chairman, Russell L. Ridd. Mr. Ridd
had a 44 year  career at the Bank.  He joined  the Bank in 1963,  was  appointed
President and Director in 1980, and Chairman in 1993.  During Mr. Ridd's career,
the Bank grew from $10  million  in assets to $461  million,  with 12  locations
serving  Wayne,  Pike and Monroe  Counties.  The Board also passed a  resolution
designating Mr. Ridd Director Emeritus of Norwood Financial Corp and Wayne Bank.

         The Company's  stock is traded on the Nasdaq Global  Market,  under the
symbol "NWFL".

Contact:
Linda Moran
Vice President - Marketing
Wayne Bank
570-253-1455