Consent of Independent Registered Public Accounting Firm



         We hereby consent to the incorporation by reference in the Registration
Statement on Form S-8 (No.  333-61487) of Norwood  Financial Corp. of our report
dated January 20, 2006, relating to the consolidated financial statements, which
appears in the Annual Report to Stockholders, which is incorporated by reference
in this Annual Report on Form 10-K.


                                             /s/ Beard Miller Company LLP

Beard Miller Company LLP
Reading, Pennsylvania
March 17, 2006