Leases (Tables)

12 Months Ended

Dec. 31, 2019

Leases [Abstract]

Components of Lease Costs

The components of lease costs, which are included in selling, general and administrative expenses in the consolidated statements of (loss) income of year ended December 31, 2019 were as follows:

Lease cost:	2019
Operating lease costs (1)	$	1,515
Sublease income (2)	(276		)
Total lease cost	$	1,239

⁽¹⁾ Variable lease costs were immaterial for the year ended December 31, 2019.

⁽²⁾ Represents sublease income received for the vacated office facility in Charlotte, North Carolina, which was acquired with the FSC acquisition in February 2016. The lease and sublease agreements terminate in December 2020. The Company also vacated portions of its office facility in St. Louis, Missouri during May 2019 and August 2019 and started receiving sublease income starting in May 2019 and August 2019 from two different tenants. The lease agreement ends in April 2025 and the sublease agreement that started in May 2019 ends in May 2021 and the sublease agreement that started in August 2019 ends in July 2020 and can continue thereafter on a month-to-month basis.

Maturities of Operating Lease Liabilities

Maturities of the Company’s operating lease liabilities were as follows:

Maturities:	Operating Leases
2020	$	779
2021	578
2022	590
2023	602
2024	614
Thereafter	201
Total lease payments	3,364
Less: interest	400
Present value of lease liabilities	$	2,964

Lease Guidance, Minimum Rental Commitments for Non-Cancelable

Under the prior lease guidance, minimum rental commitments for non-cancelable leases as of December 31, 2019 were:

Lease Commitment:	Operating Leases
2020	$	779
2021	578
2022	590
2023	602
2024	614
Thereafter	201
Total minimum lease payments	$	3,364