POWER OF ATTORNEY

	The undersigned hereby constitutes and appoints each of Randy A. Ramlo, Michael
T. Wilkins and Dianne M. Lyons, or any of them acting individually, the
undersigned's true and lawful attorney-in-fact to:

(1)	Execute for and on behalf of the undersigned Forms 3, 4, and 5 with respect
to the securities of United Fire & Casualty Company in accordance with Section
16(a) of the Securities Exchange Act of 1934 and the rules thereunder;

(2)	Do and perform any and all acts for an on behalf of the undersigned that may
be necessary or desirable to complete and execute any such Forms 3, 4, or F,
complete and execute any amendment or amendments thereto, and timely file such
form with the United States Securities and Exchange Commission and any stock
exchange or similar authority; and

(3)	Take any other action of any type whatsoever in connection with the
foregoing which, in the opinion of such attorney-in-fact, may be of benefit to,
in the best interest of, or legally required by, the undersigned, it being
understood that the documents executed by such attorney-in-fact on behalf of the
undersigned pursuant to this Power of Attorney shall be in such form and shall
contain such terms and conditions as such attorney-in-fact may approve in such
attorney-in-fact's discretion.

        The undersigned hereby grants to each such attorney-in-fact full power
and authority to do and perform any and every act and thing whatsoever
requisite, necessary, or proper to be don in the exercise of any of the rights
and powers herein granted, as fully to all intents and purposes as the
undersigned might or could do if personally present, with full power of
substitution or revocation, hereby ratifying and confirming all that such
attorney-in-fact, or such attorney-in-fact's subsitute or subsitutes, shall
lawfully do or cause to be done by virtue of this power of attorney and the
right and powers herein granted.  The undersigned acknowledges that the
foregoing attorneys-in-fact, in serving in such capacity at the request of the
undersigned, are not assuming, nor is United Fire & Casualty Company assuming,
any of the undersigned's responsibilities to comply with Section 16 of the
Securities Exchange Act of 1934.



	This Power of Attorney shall remain in full force and effect until the
undersigned is no longer required to file Forms 3, 4, and 5 with respect to the
undersigned's holdings of, and transactions in, securities issued by United Fire
& Casualty Company, unless earlier revoked by the undersigned in a signed
writing delivered to the foregoing attorneys-in-fact.

	IN WITNESS WHEREOF, the undersigned has caused this Power of Attorney to be
executed as of this day of December 10, 2008.





                                         /s/ Neal R. Scharmer
                                         Signature



                                         Neal R. Scharmer
                                         Print Name