SEC FORM 3

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Wilkins Michael T

(Last)

(First)

(Middle)

118 SECOND AVENUE SE

P.O. BOX 73909

(Street)

CEDAR RAPIDS

52407-3909

(City)

(State)

(Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
02/25/2009

3. Issuer Name and Ticker or Trading Symbol
UNITED FIRE & CASUALTY CO [ UFCS ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Executive Vice President

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	2,748	D
Common Stock	2,313⁽¹⁾	D
Common Stock	1,425	I	By Employee Stock Ownership Plan for self

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Stock Option (right to buy)	⁽²⁾	08/01/2012	Common Stock	200	$17.7	D
Stock Option (right to buy)	⁽³⁾	02/21/2013	Common Stock	400	$15.85	D
Stock Option (right to buy)	⁽⁴⁾	02/20/2014	Common Stock	1,600	$21.66	D
Stock Option (right to buy)	⁽⁵⁾	02/18/2015	Common Stock	5,000	$32.39	D
Stock Option (right to buy)	⁽⁶⁾	02/17/2016	Common Stock	5,000	$39.13	D
Stock Option (right to buy)	⁽⁷⁾	02/16/2017	Common Stock	10,000	$35.23	D
Stock Option (right to buy)	⁽⁸⁾	05/21/2018	Common Stock	8,463	$33.43	D

Explanation of Responses:

1. Represents restricted shares of common stock granted under Company's 2008 Stock Plan. Shares vest, subject to certain conditions, on 05/21/2013.

2. 200 options currently exercisable.

3. 400 options currently exercisable.

4. 800 options currently exercisable and 800 options become exercisable on 02/20/2009.

5. 3,000 options currently exercisable and 2,000 options become exercisable in two equal installments of 1,000 options each on 02/18/2009 and 02/18/2010.

6. 2,000 options currently exercisable and 3,000 options become exercisable in three equal installments of 1,000 options each on 02/17/2009, 02/17/2010 and 02/17/2011.

7. 2,000 options currently exercisable and 8,000 options become exercisable in four equal installments of 2,000 options each on 02/16/2009, 02/16/2010, 02/16/2011 and 02/16/2012.

8. 3,384 options become exercisable in two equal installments of 1,692 options each on 05/21/2009 and 05/21/2010; and 5,079 options become exercisable in three equal installments of 1,693 options each on 05/21/2011, 05/21/2012 and 05/21/2013.

Remarks:

	Michael T. Wilkins by Dianne M. Lyons, Attorney-in-Fact	02/25/2009
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.