Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Fixed maturities
Available-for-sale, at fair value (amortized cost $1,771,041 in 2023 and $1,662,680 in 2022; allowance for credit losses $1 in 2023 and $3 in 2022)	$ 1,686,502	$ 1,551,336
Equity securities, at fair value (cost $29,238 in 2023 and $75,292 in 2022)	55,019	169,106
Mortgage loans	45,421	37,947
Less: allowance for mortgage loan losses	55	49
Mortgage loans, net	45,366	37,898
Other long-term investments	99,507	86,276
Short-term investments	100	275
Total Investments	1,886,494	1,844,891
Cash and cash equivalents	102,046	96,650
Accrued investment income	15,934	14,480
Premiums receivable (net of allowance for doubtful accounts of $1,794 in 2023 and $1,575 in 2022)	464,791	365,729
Deferred policy acquisition costs	126,532	104,225
Property and equipment (primarily land and buildings, at cost, less accumulated depreciation of $68,242 in 2023 and $59,566 in 2022)	134,247	133,113
Reinsurance receivables and recoverables (net of allowance for credit losses of $97 in 2023 and $82 in 2022)	223,269	170,953
Prepaid reinsurance premiums	27,682	11,300
Goodwill and net intangible assets	4,615	5,324
Deferred tax asset, net	13,621	15,531
Income taxes receivable	21,463	31,418
Other assets	123,496	88,672
Total assets	3,144,190	2,882,286
Liabilities
Losses and loss settlement expenses	1,638,755	1,497,274
Unearned premiums	549,384	474,388
Accrued expenses and other liabilities	172,306	120,510
Long term debt	50,000	50,000
Total liabilities	2,410,445	2,142,172
Stockholders' equity
Common stock, $0.001 par value; authorized 75,000,000 shares; 25,269,842 and 25,210,541 shares issued and outstanding in 2023 and 2022, respectively	25	25
Additional paid-in capital	209,986	207,030
Retained earnings	574,691	620,555
Accumulated other comprehensive income (loss), net of tax	(50,957)	(87,496)
Total stockholders' equity	733,745	740,114
Total liabilities and stockholders' equity	$ 3,144,190	$ 2,882,286