Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fixed maturities
Available-for-sale, at fair value (amortized cost $1,656,797 in 2021 and $1,720,291 in 2020; allowance for credit losses $0 in 2021 and $5 in 2020)	$ 1,719,790	$ 1,825,438
Equity securities, at fair value (cost $84,605 in 2021 and $49,085 in 2020)	213,401	206,685
Mortgage loans	47,201	47,690
Less: allowance for mortgage loan losses	71	76
Mortgage loans, net	47,130	47,614
Other long-term investments	84,090	69,305
Short-term investments	275	175
Total Investments	2,064,686	2,149,217
Cash and cash equivalents	132,104	87,948
Accrued investment income	13,396	14,615
Premiums receivable (net of allowance for doubtful accounts of $781 in 2021 and $687 in 2020)	316,771	317,292
Deferred policy acquisition costs	91,446	87,094
Property and equipment (primarily land and buildings, at cost, less accumulated depreciation of $60,142 in 2021 and $55,141 in 2020)	137,702	129,874
Reinsurance receivables and recoverables (net of allowance for credit losses of $102 in 2021 and $190 in 2020)	127,815	160,540
Prepaid reinsurance premiums	9,328	12,965
Income taxes receivable	32,378	66,194
Goodwill and net intangible assets	6,034	6,743
Other assets	81,061	37,196
Total assets	3,012,721	3,069,678
Liabilities
Losses and loss settlement expenses	1,514,265	1,578,131
Unearned premiums	439,733	464,845
Accrued expenses and other liabilities	102,849	126,624
Deferred tax liability	26,753	24,929
Long term debt	50,000	50,000
Total liabilities	2,133,600	2,244,529
Stockholders' equity
Common stock, $0.001 par value, authorized 75,000,000 shares 25,082,104 and 25,055,479 issued and outstanding in 2021 and 2020, respectively	25	25
Additional paid-in capital	203,375	202,359
Retained earnings	621,384	555,854
Accumulated other comprehensive income, net of tax	54,337	66,911
Total stockholders' equity	879,121	825,149
Total liabilities and stockholders' equity	$ 3,012,721	$ 3,069,678