Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fixed maturities
Available-for-sale, at fair value (amortized cost $1,659,760 in 2019 and $1,761,289 in 2018)	$ 1,719,607	$ 1,749,488
Trading securities, at fair value (amortized cost $11,941 in 2019 and $11,277 in 2018)	15,256	13,240
Equity securities, at fair value (cost $67,529 in 2019 and $64,819 in 2018)	299,203	248,361
Mortgage loans	42,448	25,782
Other long-term investments	78,410	37,077
Short-term investments	175	175
Total Investments	2,155,099	2,074,123
Cash and cash equivalents	120,722	64,454
Accrued investment income	15,182	15,774
Premiums receivable (net of allowance for doubtful accounts of $1,239 in 2019 and $785 in 2018)	357,632	346,825
Deferred policy acquisition costs	94,292	92,796
Property and equipment (primarily land and buildings, at cost, less accumulated depreciation of $50,183 in 2019 and $39,894 in 2018)	116,989	97,194
Reinsurance receivables and recoverables	72,369	61,337
Prepaid reinsurance premiums	9,550	7,063
Deferred tax asset	0	912
Income taxes receivable	19,190	15,035
Goodwill and net intangible assets	22,542	23,252
Other assets	29,905	17,933
Total assets	3,013,472	2,816,698
Liabilities
Losses and loss settlement expenses	1,421,754	1,312,483
Unearned premiums	505,162	492,918
Accrued expenses and other liabilities	155,498	122,922
Deferred tax liability	20,586	0
Total liabilities	2,103,000	1,928,323
Stockholders' equity
Common stock, $0.001 par value; authorized 75,000,000 shares; 25,015,963 and 25,097,408 shares issued and outstanding in 2019 and 2018, respectively	25	25
Additional paid-in capital	200,179	203,350
Retained earnings	697,116	715,472
Accumulated other comprehensive income (loss), net of tax	13,152	(30,472)
Total stockholders' equity	910,472	888,375
Total liabilities and stockholders' equity	$ 3,013,472	$ 2,816,698