Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Fixed maturities
Available-for-sale, at fair value (amortized cost $1,663,984 in 2019 and $1,761,289 in 2018)	$ 1,729,286	$ 1,749,488
Trading securities, at fair value (amortized cost $12,627 in 2019 and $11,277 in 2018)	16,880	13,240
Equity securities at fair value (cost $65,393 in 2019 and $64,819 in 2018)	292,743	248,361
Mortgage loans	36,312	25,782
Other long-term investments	49,989	37,077
Short-term investments	175	175
Total investments	2,125,385	2,074,123
Cash and cash equivalents	129,708	64,454
Accrued investment income	15,604	15,774
Premiums receivable (net of allowance for doubtful accounts of $1,238 in 2019 and $785 in 2018)	387,617	346,825
Deferred policy acquisition costs	98,500	92,796
Property and equipment (primarily land and buildings, at cost, less accumulated depreciation of $42,240 in 2019 and $39,894 in 2018)	121,288	97,194
Reinsurance receivables and recoverables	57,673	61,337
Prepaid reinsurance premiums	7,950	7,063
Deferred tax asset	0	912
Income taxes receivable	12,006	15,035
Goodwill and intangible assets	22,720	23,252
Other assets	35,578	17,933
TOTAL ASSETS	3,014,029	2,816,698
Liabilities
Losses and loss settlement expenses	1,360,539	1,312,483
Unearned premiums	528,214	492,918
Accrued expenses and other liabilities	136,861	122,922
Deferred tax liability	24,247	0
TOTAL LIABILITIES	2,049,861	1,928,323
Stockholders’ Equity
Common stock, $0.001 par value; authorized 75,000,000 shares; 25,081,726 and 25,097,408 shares issued and outstanding in 2019 and 2018, respectively	25	25
Additional paid-in capital	202,504	203,350
Retained earnings	728,536	715,472
Accumulated other comprehensive income (loss), net of tax	33,103	(30,472)
TOTAL STOCKHOLDERS’ EQUITY	964,168	888,375
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 3,014,029	$ 2,816,698