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INTANGIBLE ASSETS (Tables)
12 Months Ended
Dec. 31, 2018
Goodwill and Intangible Assets Disclosure [Abstract]  
Schedule of Major Classes of Intangible Assets Our major classes of intangible assets are presented in the following table:
 
Year Ended December 31,
 
2018
 
2017
Agency relationships
$
10,338

 
$
10,338

Accumulated amortization - agency relationships
(6,153
)
 
(5,566
)
 
$
4,185

 
$
4,772

 
 
 
 
Software
$
3,260

 
$
3,260

Accumulated amortization - software
(3,260
)
 
(3,260
)
 
$

 
$

 
 
 
 
Trade names
$
1,978

 
$
1,978

Accumulated amortization - trade names
(1,022
)
 
(890
)
 
$
956

 
$
1,088

 
 
 
 
Favorable contract
$
286

 
$
286

Accumulated amortization - favorable contract
(286
)
 
(286
)
 
$

 
$

 
 
 
 
State insurance licenses (1)
$
3,020

 
$
3,020

 
 
 
 
Net intangible assets
$
8,161

 
$
8,880

(1) The intangible asset for licenses has an indefinite life and therefore is not amortized.
Schedule of Estimated Useful Lives of Amortizable Intangible Assets The estimated useful lives assigned to our major classes of amortizable intangible assets are as follows:
 
Useful Life
Agency relationships
Fifteen years
Software
Two years
Trade names
Fifteen years
Favorable contract
Two years
Schedule of Estimated Aggregate Amortization Expense Our estimated aggregate amortization expense for each of the next five years is as follows:
2019
$
709

2020
709

2021
709

2022
709

2023
709