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REINSURANCE (Narrative) (Details)
12 Months Ended
Dec. 31, 2015
USD ($)
insurance_agency
Dec. 31, 2014
USD ($)
Dec. 31, 2013
USD ($)
Reinsurance [Line Items]      
Reinsurance recoverables $ 73,527,000 $ 86,810,000  
Property and Casualty Insurance [Member]      
Reinsurance [Line Items]      
Reinsurance recoverables $ 11,887,000 15,595,000  
Property and Casualty Insurance [Member] | Casualty Excess and Property Excess [Member]      
Reinsurance [Line Items]      
Aggregate annual deductible   $ 4,000,000 $ 3,000,000
Life Insurance [Member]      
Reinsurance [Line Items]      
Number of reinsurers ceded approximately 99% of ceded life insurance in force | insurance_agency 5    
Life Insurance [Member] | Top Five Reinsurers [Member]      
Reinsurance [Line Items]      
Percentage of insurance in force 99.00%    
Life Insurance [Member] | Individual Insurance Policies [Member]      
Reinsurance [Line Items]      
Stated retention $ 300,000    
Percentage of coverage 100.00%    
Reinsurance coverage amount $ 250,000    
Life Insurance [Member] | Group Insurance Policies [Member]      
Reinsurance [Line Items]      
Percentage of coverage 50.00%    
Retention amount $ 75,000    
Life Insurance [Member] | Catastrophe [Member]      
Reinsurance [Line Items]      
Stated retention 1,000,000    
Reinsurance coverage amount $ 5,000,000