SEGMENT INFORMATION (Tables)

12 Months Ended

Dec. 31, 2015

Segment Reporting [Abstract]

Premiums Earned by Segments

The following table sets forth our net premiums earned by segment before intersegment eliminations:

Years Ended December 31,	2015		2014		2013
Property and Casualty Insurance Segment
Net premiums earned
Other liability	$	261,303	$	228,426	$	199,548
Fire and allied lines	246,450		226,086		208,030
Automobile	210,090		187,813		169,211
Workers' compensation	95,672		88,522		81,616
Fidelity and surety	21,362		19,212		18,746
Reinsurance assumed	13,639		13,145		14,406
Other	3,179		3,735		2,635
Total net premiums earned	$	851,695	$	766,939	$	694,192
Life Insurance Segment
Net premiums earned
Ordinary life (excluding universal life)	$	53,114	$	35,557	$	38,875
Universal life policy fees	12,834		13,190		11,871
Immediate annuities with life contingencies	12,223		11,639		8,837
Accident and health	1,425		1,274		1,302
Other	388		261		261
Total net premiums earned	$	79,984	$	61,921	$	61,146

Segment Reporting Information

The following table sets forth certain data for each of our business segments and is reconciled to our Consolidated Financial Statements. Depreciation and amortization expense and property and equipment acquisitions for 2015, 2014 and 2013 are reported in the property and casualty insurance segment.

	2015			2014			2013
Property and Casualty Insurance:
Revenues:
Net premiums earned	$	851,695		$	766,939		$	694,192
Investment income, net of investment expenses	46,606			44,219			46,279
Net realized investment gains	1,124			4,177			6,260
Other income (loss)	(107		)	910			88
Total revenues before eliminations	$	899,318		$	816,245		$	746,819
Intersegment eliminations	(47		)	18			53
Total revenues	$	899,271		$	816,263		$	746,872
Net income before income taxes:
Revenues	$	899,318		$	816,245		$	746,819
Benefit, losses and expenses	784,691			750,768			658,645
Total net income before eliminations	$	114,627		$	65,477		$	88,174
Intersegment eliminations	743			548			545
Income before income taxes	$	115,370		$	66,025		$	88,719
Income tax expense	30,050			13,649			21,263
Net income	$	85,320		$	52,376		$	67,456
Assets
Total segment	$	2,490,138		$	2,360,764		$	2,218,464
Intersegment eliminations	(209,464		)	(233,141		)	(223,395		)
Total assets	$	2,280,674		$	2,127,623		$	1,995,069
Life Insurance:
Revenues:
Net premiums earned	$	79,984		$	61,921		$	61,146
Investment income, net of investment expenses	54,222			60,373			66,467
Net realized investment gains	1,722			3,093			2,434
Other income	508			774			614
Total revenues before eliminations	$	136,436		$	126,161		$	130,661
Intersegment eliminations	(789		)	(530		)	(491		)
Total revenues	$	135,647		$	125,631		$	130,170
Net income before income taxes:
Revenues	$	136,436		$	126,161		$	130,661
Benefit, losses and expenses	129,771			115,361			117,159
Total net income before eliminations	$	6,665		$	10,800		$	13,502
Intersegment eliminations	(584		)	(362		)	(319		)
Income before income taxes	$	6,081		$	10,438		$	13,183
Income tax expense	2,275			3,677			4,499
Net income	$	3,806		$	6,761		$	8,684
Assets	$	1,609,702		$	1,729,066		$	1,725,603
Consolidated Totals:
Total revenues	$	1,034,918		$	941,894		$	877,042
Total net income	$	89,126		$	59,137		$	76,140
Total assets	$	3,890,376		$	3,856,689		$	3,720,672