RESERVES FOR LOSSES AND LOSS SETTLEMENT EXPENSES (Details) (USD $) In Thousands, unless otherwise specified	12 Months Ended
Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]
Gross liability for losses and loss settlement expenses at beginning of year	$ 960,651	$ 971,911	$ 945,051
Ceded losses and loss settlement expenses	63,757	75,150	103,870	120,359
Net liability for losses and loss settlement expenses at beginning of year	885,501	868,041	824,692
Losses and loss settlement expenses incurred for claims occurring during
Current year	566,555	494,841	512,564
Prior years	(56,744)	(57,487)	(73,427)
Total incurred	509,811	437,354	439,137
Losses and loss settlement expenses incurred for claims occurring during
Current year	247,651	203,868	201,632
Prior years	241,981	216,026	194,156
Total paid	489,632	419,894	395,788
Net liability for losses and loss settlement expenses at end of year	905,680	885,501	868,041
Ceded loss and loss settlement expenses	63,757	75,150	103,870	120,359
Gross liability for losses and loss settlement expenses at end of year	$ 969,437	$ 960,651	$ 971,911

Liability for Unpaid Claims and Claims Adjustment Expense, Ceded Loss and Loss Settlement Expense

No definition available.

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- Definition

The amount needed to reflect the estimated ultimate cost of settling claims relating to insured events that have occurred on or before the balance sheet date, whether or not reported to the insurer at that date.

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Amount of payments to settle claims incurred in the current period and related claims settlement costs.

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Amount of payments to settle claims incurred in prior periods and related claims settlement costs.

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Amount of expense for claims incurred and costs incurred in the claim settlement process.

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Liability as of the balance sheet date for amounts representing estimated cost of settling unpaid claims under the terms of the underlying insurance policies, less estimated reinsurance recoveries on such claims. This includes an estimate for claims which have been incurred but not reported. Claim adjustment expenses represent the costs estimated to be incurred in the settlement of unpaid claims.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

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-SubTopic 40

-Section 50

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Amount of payments to settle insured claims and pay costs incurred in the claims settlement process.

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Amount of expense for claims incurred in the current reporting period and related claims settlement costs.

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Amount of expense for claims incurred in prior reporting periods and related claims settlement costs.

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