SEGMENT INFORMATION (Tables)

12 Months Ended

Dec. 31, 2014

Segment Reporting [Abstract]

Premiums Earned by Segments

The following table sets forth our net premiums earned by segment before intersegment eliminations:

Years Ended December 31,	2014		2013		2012
Property and Casualty Insurance Segment
Net premiums earned
Other liability	$	228,426	$	199,548	$	197,842
Fire and allied lines	226,086		208,030		173,249
Automobile	187,813		169,211		155,572
Workers' compensation	88,522		81,616		68,643
Fidelity and surety	19,212		18,746		17,713
Reinsurance assumed	13,145		14,406		14,473
Other	3,735		2,635		1,919
Total net premiums earned	$	766,939	$	694,192	$	629,411
Life Insurance Segment
Net premiums earned
Ordinary life (excluding universal life)	$	35,557	$	38,875	$	44,468
Universal life policy fees	13,190		11,871		11,768
Immediate annuities with life contingencies	11,639		8,837		8,158
Accident and health	1,274		1,302		1,363
Other	261		261		274
Total net premiums earned	$	61,921	$	61,146	$	66,031

Segment Reporting Information

The following table sets forth certain data for each of our business segments and is reconciled to our Consolidated Financial Statements. Depreciation and amortization expense and property and equipment acquisitions for 2014, 2013 and 2012 are reported in the property and casualty insurance segment.

	2014			2013			2012
Property and Casualty Insurance:
Revenues:
Net premiums earned	$	766,939		$	694,192		$	629,411
Investment income, net of investment expenses	44,219			46,279			40,305
Net realized investment gains	4,177			6,260			3,896
Other income	910			88			316
Total revenues before eliminations	$	816,245		$	746,819		$	673,928
Intersegment eliminations	18			53			(646		)
Total revenues	$	816,263		$	746,872		$	673,282
Net income before income taxes:
Revenues	$	816,245		$	746,819		$	673,928
Benefit, losses and expenses	750,768			658,645			637,648
Total net income before eliminations	$	65,477		$	88,174		$	36,280
Intersegment eliminations	548			545			(199		)
Income before income taxes	$	66,025		$	88,719		$	36,081
Income tax expense	13,649			21,263			2,569
Net income	$	52,376		$	67,456		$	33,512
Assets
Total segment	$	2,360,764		$	2,218,464		$	2,149,356
Intersegment eliminations	(233,141		)	(223,395		)	(244,041		)
Total assets	$	2,127,623		$	1,995,069		$	1,905,315
Life Insurance:
Revenues:
Net premiums earned	$	61,921		$	61,146		$	66,031
Investment income, net of investment expenses	60,373			66,467			70,026
Net realized investment gains	3,093			2,434			3,777
Other income	774			614			575
Total revenues before eliminations	$	126,161		$	130,661		$	140,409
Intersegment eliminations	(530		)	(491		)	(448		)
Total revenues	$	125,631		$	130,170		$	139,961
Net income before income taxes:
Revenues	$	126,161		$	130,661		$	140,409
Benefit, losses and expenses	115,361			117,159			130,135
Total net income before eliminations	$	10,800		$	13,502		$	10,274
Intersegment eliminations	(362		)	(319		)	(281		)
Income before income taxes	$	10,438		$	13,183		$	9,993
Income tax expense	3,677			4,499			3,293
Net income	$	6,761		$	8,684		$	6,700
Assets	$	1,729,066		$	1,725,603		$	1,789,338
Consolidated Totals:
Total revenues	$	941,894		$	877,042		$	813,243
Total net income	$	59,137		$	76,140		$	40,212
Total assets	$	3,856,689		$	3,720,672		$	3,694,653