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Consolidated Statements of Income and Comprehensive Income (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Revenues      
Net premiums earned $ 828,330us-gaap_PremiumsEarnedNet $ 754,846us-gaap_PremiumsEarnedNet $ 694,994us-gaap_PremiumsEarnedNet
Investment income, net of investment expenses 104,609us-gaap_NetInvestmentIncome 112,799us-gaap_NetInvestmentIncome 111,905us-gaap_NetInvestmentIncome
Net realized investment gains (losses)      
Other-than-temporary impairment charges 0us-gaap_ImpairmentOfInvestments (139)us-gaap_ImpairmentOfInvestments (4)us-gaap_ImpairmentOfInvestments
All other net realized gains (includes reclassifications for net unrealized gains on available-for-sale securities of $5,805 in 2014; $6,812 in 2013; and $4,102 in 2012 previously included in accumulated other comprehensive income) 7,270ufcs_AllOtherRealizedGains 8,834ufcs_AllOtherRealizedGains 5,457ufcs_AllOtherRealizedGains
Total net realized investment gains 7,270us-gaap_RealizedInvestmentGainsLosses 8,695us-gaap_RealizedInvestmentGainsLosses 5,453us-gaap_RealizedInvestmentGainsLosses
Other income 1,685us-gaap_OtherIncome 702us-gaap_OtherIncome 891us-gaap_OtherIncome
Total revenues 941,894us-gaap_Revenues 877,042us-gaap_Revenues 813,243us-gaap_Revenues
Benefits, losses and expenses      
Losses and loss settlement expenses 536,243us-gaap_PolicyholderBenefitsAndClaimsIncurredNet 458,814us-gaap_PolicyholderBenefitsAndClaimsIncurredNet 459,706us-gaap_PolicyholderBenefitsAndClaimsIncurredNet
Increase in liability for future policy benefits 36,623us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense 37,625us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense 43,095us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense
Amortization of deferred policy acquisition costs 167,449ufcs_DeferredPolicyAcquisitionCostAmortizationExpenseAndAmortizationOfValueOfBusinessAcquiredVoba 153,677ufcs_DeferredPolicyAcquisitionCostAmortizationExpenseAndAmortizationOfValueOfBusinessAcquiredVoba 141,834ufcs_DeferredPolicyAcquisitionCostAmortizationExpenseAndAmortizationOfValueOfBusinessAcquiredVoba
Other underwriting expenses (includes reclassifications for employee benefit costs of $3,072 in 2014; $5,868 in 2013; and $4,971 in 2012 previously included in accumulated other comprehensive income) 94,871us-gaap_OtherUnderwritingExpense 89,861us-gaap_OtherUnderwritingExpense 81,125us-gaap_OtherUnderwritingExpense
Interest on policyholders' accounts 30,245us-gaap_InterestCreditedToPolicyholdersAccountBalances 35,163us-gaap_InterestCreditedToPolicyholdersAccountBalances 41,409us-gaap_InterestCreditedToPolicyholdersAccountBalances
Total benefits, losses and expenses 865,431us-gaap_BenefitsLossesAndExpenses 775,140us-gaap_BenefitsLossesAndExpenses 767,169us-gaap_BenefitsLossesAndExpenses
Income before income taxes 76,463us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 101,902us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 46,074us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Federal income tax expense (includes reclassifications of ($704) in 2014; ($331) in 2013; and $304 in 2012 previously included in accumulated other comprehensive income) 17,326us-gaap_IncomeTaxExpenseBenefit 25,762us-gaap_IncomeTaxExpenseBenefit 5,862us-gaap_IncomeTaxExpenseBenefit
Net income 59,137us-gaap_NetIncomeLoss 76,140us-gaap_NetIncomeLoss 40,212us-gaap_NetIncomeLoss
Other comprehensive income (loss)      
Change in net unrealized appreciation on investments 55,888us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax (35,489)us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax 34,436us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
Change in liability for underfunded employee benefit plans (47,685)us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsAndTax 24,066us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsAndTax (15,922)us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsAndTax
Other comprehensive income (loss), before tax and reclassification adjustments 8,203us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsBeforeTax (11,423)us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsBeforeTax 18,514us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsBeforeTax
Income tax effect (2,871)ufcs_OtherComprehensiveIncomeLossBeforeReclassificationsTax 3,998ufcs_OtherComprehensiveIncomeLossBeforeReclassificationsTax (6,477)ufcs_OtherComprehensiveIncomeLossBeforeReclassificationsTax
Other comprehensive income (loss), after tax, before reclassification adjustments 5,332us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax (7,425)us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax 12,037us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax
Reclassifications for unrealized net gains on available-for-sale securities (5,085)us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax (6,812)us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax (4,102)us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
Reclassification adjustment for employee benefit costs included in expense 3,072us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansBeforeTax 5,868us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansBeforeTax 4,971us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansBeforeTax
Total reclassification adjustments, before tax (2,013)us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodBeforeTax (944)us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodBeforeTax 869us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodBeforeTax
Income tax effect 704ufcs_OtherComprehensiveIncomeLossTotalReclassificationAdjustmentsTaxPortionAttributableToParent 331ufcs_OtherComprehensiveIncomeLossTotalReclassificationAdjustmentsTaxPortionAttributableToParent (304)ufcs_OtherComprehensiveIncomeLossTotalReclassificationAdjustmentsTaxPortionAttributableToParent
Total reclassification adjustments, after tax (1,309)us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax (613)us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax 565us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax
Comprehensive income $ 63,160us-gaap_ComprehensiveIncomeNetOfTax $ 68,102us-gaap_ComprehensiveIncomeNetOfTax $ 52,814us-gaap_ComprehensiveIncomeNetOfTax
Weighted average common shares outstanding (in shares) 25,230,854us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 25,325,695us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 25,447,918us-gaap_WeightedAverageNumberOfSharesOutstandingBasic
Basic earnings per common share (in usd per share) $ 2.34us-gaap_EarningsPerShareBasic [1] $ 3.01us-gaap_EarningsPerShareBasic [1] $ 1.58us-gaap_EarningsPerShareBasic
Diluted earnings per common share (in usd per share) $ 2.32us-gaap_EarningsPerShareDiluted [1] $ 2.98us-gaap_EarningsPerShareDiluted [1] $ 1.58us-gaap_EarningsPerShareDiluted
[1] The sum of the quarterly reported amounts may not equal the full year, as each is computed independently.