0000101199-14-000133.txt : 20141114 0000101199-14-000133.hdr.sgml : 20141114 20141114141448 ACCESSION NUMBER: 0000101199-14-000133 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 3 CONFORMED PERIOD OF REPORT: 20141114 ITEM INFORMATION: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20141114 DATE AS OF CHANGE: 20141114 FILER: COMPANY DATA: COMPANY CONFORMED NAME: UNITED FIRE GROUP INC CENTRAL INDEX KEY: 0000101199 STANDARD INDUSTRIAL CLASSIFICATION: FIRE, MARINE & CASUALTY INSURANCE [6331] IRS NUMBER: 452302834 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-34257 FILM NUMBER: 141222854 BUSINESS ADDRESS: STREET 1: 118 SECOND AVE SE CITY: CEDAR RAPIDS STATE: IA ZIP: 52401 BUSINESS PHONE: 3193995700 MAIL ADDRESS: STREET 1: P O BOX 73909 CITY: CEDAR RAPIDS STATE: IA ZIP: 52407 FORMER COMPANY: FORMER CONFORMED NAME: UNITED FIRE GROUP, INC. DATE OF NAME CHANGE: 20120202 FORMER COMPANY: FORMER CONFORMED NAME: UNITED FIRE & CASUALTY CO DATE OF NAME CHANGE: 19920703 8-K 1 a8kufg11-14x14.htm 8-K 8K UFG 11-14-14
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
FORM 8-K
 
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934
 
Date of Report (Date of earliest event reported): November 14, 2014
United Fire Group, Inc.
(Exact name of registrant as specified in its charter)
 
Iowa
 
001-34257
 
45-2302834
(State or other jurisdiction
of incorporation)
 
(Commission File Number)
 
(IRS Employer Identification No.)
 
118 Second Avenue, S.E.,
Cedar Rapids, Iowa
 
 
52401
(Address of principal executive offices)
 
(Zip Code)
 
 
Registrant's telephone number, including area code: (319) 399-5700
 
______________________________________________________________
(Former name or former address, if changed since last report)
 
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
o
 
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o
 
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o
 
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o
 
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))



Item 5.02. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers
On November 14, 2014, the Company announced the departure of Dianne M. Lyons, Senior Vice President and Chief Financial Officer. Ms. Lyon's departure is to pursue personal opportunities and is effective immediately. Kevin W. Helbing, Assistant Vice President and Controller, has been named interim principal financial officer. The press release is attached as Exhibit 99.1 hereto and is incorporated herein by reference.
Item 9.01. Financial Statements and Exhibits
(a)
None.

(b)
None.

(c)
None.

(d)
Exhibits.

The following exhibits are furnished herewith:
Exhibit Number
Exhibit Description
99.1
Press release of United Fire Group, Inc. dated November 14, 2014.

Page 2

SIGNATURES
          Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 
UNITED FIRE GROUP, INC.
 
 
 
Date: November 14, 2014
By:
/s/ Randy A. Ramlo
 
 
Name: Randy A. Ramlo
 
 
Title: President and CEO

Page 3

EXHIBIT INDEX
Exhibit Number
Exhibit Description
99.1
Press release of United Fire Group, Inc. dated November 14, 2014.



Page 4
 EX-99.1 2 ufgpressrelease11-14x14.htm EXHIBIT UFG Press Release 11-14-14


Exhibit 99.1


United Fire Group, Inc. Announces the Departure of Dianne Lyons, Senior Vice President and Chief Financial Officer

CEDAR RAPIDS, IOWA - November 14, 2014 - Today, the Board of Directors of United Fire Group, Inc. (NASDAQ: UFCS) (the "Company" or "UFG") announced that Senior Vice President and Chief Financial Officer Dianne M. Lyons has resigned her position, effective immediately, to pursue personal interests.
“Dianne has been a faithful and dedicated member of the United Fire family for more than 30 years,” stated Randy Ramlo, President and Chief Executive Officer. “As a senior member of our management team, Dianne has been instrumental in the financial strength and success of our organization. She will be greatly missed. We wish her well in any and all future endeavors.”
“A nationwide search has been initiated to fill the vacancy of chief financial officer,” continued Ramlo. “Both internal and external options will be considered. In the interim, Kevin Helbing, Assistant Vice President and Controller, will assume the position of interim principal financial officer. We have every confidence that Kevin's extensive financial background and management skills will lessen the challenges of transition.”
About United Fire Group, Inc.:
Founded in 1946 as United Fire & Casualty Company, United Fire Group, Inc., through its insurance company subsidiaries, is engaged in the business of writing property and casualty insurance and life insurance as well as selling annuities.
Through our subsidiaries, we are licensed as a property and casualty insurer in 43 states, plus the District of Columbia, and we are represented by approximately 1,200 independent insurance agencies. The United Fire pooled group is rated "A" (Excellent) by A.M. Best Company.
Our subsidiary, United Life Insurance Company, is licensed in 37 states, represented by approximately 1,000 independent life insurance agencies and rated "A-" (Excellent) by A.M. Best Company.
For more information about United Fire Group, Inc. visit www.unitedfiregroup.com.
Contact:
Anita Novak, Director of Investor Relations, 319-399-5251 or alnovak@unitedfiregroup.com



 GRAPHIC 3 ufglogo2014a02a01a01.jpg begin 644 ufglogo2014a02a01a01.jpg M_]C_X``02D9)1@`!`0$`2`!(``#_X0!*17AI9@``24DJ``@````#`!H!!0`! M````,@```!L!!0`!````.@```"@!`P`!`````@"`@````````$@````!```` M2`````$`_^(,6$E#0U]04D]&24Q%``$!```,2$QI;F\"$```;6YT`",`*``M`#(`-P`[`$``10!*`$\`5`!9`%X`8P!H`&T`<@!W M`'P`@0"&`(L`D`"5`)H`GP"D`*D`K@"R`+<`O`#!`,8`RP#0`-4`VP#@`.4` MZP#P`/8`^P$!`0&!YD'K`>_!]('Y0?X"`L('P@R"$8(6@AN M"(((E@BJ"+X(T@CG"/L)$`DE"3H)3PED"7D)CPFD";H)SPGE"?L*$0HG"CT* M5`IJ"H$*F`JN"L4*W`KS"PL+(@LY"U$+:0N`"Y@+L`O("^$+^0P2#"H,0PQ< M#'4,C@RG#,`,V0SS#0T-)@U`#5H-=`V.#:D-PPW>#?@.$PXN#DD.9`Y_#IL. MM@[2#NX/"0\E#T$/7@]Z#Y8/LP_/#^P0"1`F$$,081!^$)L0N1#7$/41$Q$Q M$4\1;1&,$:H1R1'H$@<2)A)%$F02A!*C$L,2XQ,#$R,30Q-C$X,3I!/%$^44 M!A0G%$D4:A2+%*T4SA3P%1(5-!56%7@5FQ6]%>`6`Q8F%DD6;!:/%K(6UA;Z M%QT701=E%XD7KA?2%_<8&QA`&&48BABO&-48^AD@&449:QF1&;<9W1H$&BH: M41IW&IX:Q1KL&Q0;.QMC&XH;LAO:'`(<*AQ2''LP>%AY`'FH>E!Z^'ND?$Q\^'VD?E!^_'^H@%2!!(&P@F"#$(/`A'"%((74A MH2'.(?LB)R)5(H(BKR+=(PHC."-F(Y0CPB/P)!\D321\)*LDVB4))3@E:"67 M)<`^ M(#Y@/J`^X#\A/V$_HC_B0"-`9$"F0.=!*4%J0:Q![D(P0G)"M4+W0SI#?4/` M1`-$1T2*1,Y%$D5519I%WD8B1F=&JT;P1S5'>T?`2`5(2TB12-=)'4EC2:E) M\$HW2GU*Q$L,2U-+FDOB3"I,%W) M7AI>;%Z]7P]?85^S8`5@5V"J8/QA3V&B8?5B26*<8O!C0V.78^MD0&249.EE M/6629>=F/6:29NAG/6>39^EH/VB6:.QI0VF::?%J2&J?:O=K3VNG:_]L5VRO M;0AM8&VY;A)N:V[$;QYO>&_1<"MPAG#@<3IQE7'P,QY*GF)>>=Z1GJE>P1[8WO"?"%\@7SA M?4%]H7X!?F)^PG\C?X1_Y8!'@*B!"H%K@% MJX8.AG*&UX<[AY^(!(AIB,Z),XF9B?Z*9(K*BS"+EHO\C&.,RHTQC9B-_XYF MCLZ/-H^>D`:0;I#6D3^1J)(1DGJ2XY--D[:4()2*E/257Y7)EC26GY<*EW67 MX)A,F+B9))F0F?R::)K5FT*;KYP0)ZNGQV?BY_ZH&F@V*%' MH;:B)J*6HP:C=J/FI%:DQZ4XI:FF&J:+IOVG;J?@J%*HQ*DWJ:FJ'*J/JP*K M=:OIK%RLT*U$K;BN+:ZAKQ:OB[``L'6PZK%@L=:R2[+"LSBSKK0EM)RU$[6* MM@&V>;;PMVBWX+A9N-&Y2KG"NCNZM;LNNZ>\(;R;O16]C[X*OH2^_[]ZO_7` M<,#LP6?!X\)?PMO#6,/4Q%'$SL5+QHM\IWZ_@-N"]X43AS.)3 MXMOC8^/KY'/D_.6$Y@WFENV<[BCN MM.]`[\SP6/#E\7+Q__*,\QGSI_0T],+U4/7>]FWV^_>*^!GXJ/DX^'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>XN;K"P\3%QL?( MR;GZ.GJ\?+S]/7V]_CY^O_$`!\!``,!`0$!`0$! M`0$````````!`@,$!08'"`D*"__$`+41``(!`@0$`P0'!00$``$"=P`!`@,1 M!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P%6)RT0H6)#3A)?$7&!D:)BH*#A(6& MAXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&Q\C)RM+3U-76 MU]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P#`0`"$0,1`#\`_OXHHHH`**** M`"BO`/VB/VH/@-^R=X%_X6+^T#\1]%^'/A>:]&F:=/J$5_J.J:[JC1O.NF>' M?#NBV>I>(-?OUA1[B:WTG3;Q[.UCDO;TV]G%+.GYBS?\'!/_``3EBEEC3Q5\ M5;A(Y'5+B'X6:RL4ZHY59HEN+FWG$&-]R#S<7G.58"I['&Y MC@L+5LI>RK8FE"HHOX9.$I*45+7E;5FDVGHS[OAKPO\`$;C'`RS/A7@?BG/\ MMC5G0>897DF/Q>!=>G;VE&&+IT'0J5J5X^UI4ZDJE/FCSQCS1O\`MS17S_\` MLS?M*?##]K3X0>'_`(W_``>N]9O?`GB6^U[3M+N-?TB;0M4:Y\.:Q>:%J8FT MV>2:2%5O[&X6!RQ\V(+(,;R*^@*[J-:EB*5.O0J1JT:T(U*52#4H5*U6\G\$Z7L.CS:3"*_S9/^&C?V@_\`HN_QD_\`#I^./_EY7^O'K.DV>NZ3JFAZ MBC2Z?K&G7VE7\2OM:2RU&UEM+I%;!VL\,TBJ<,%X/L?\;JOWKPDQ/UC`YO@: MU.G5IX+$86O0=2$9N"QL:ZJ4XMJZASX15.6]E.'E1<9-)J\K5N5R:NXQBF[))?Z0_\`P;[?MI>)_P!KO]A/3-(^ M)&MWWB+XI_L[>*)O@_XCU_5KN:^UKQ1X8M]+L-;^'OB;5;VX>2>]OI-`OW\) MWE]>SS:EJFH>#[S6-1DEN=2:YF_=&OXV_P#@TAO[N2Q_;YTQYF:QM+S]E^^M M[?:NV*\U&']H2WO9@P4.6G@TNQC=7.O$WA^UU+]HKQOH%YY&K>&?"'B6P>;2/A3I5[#B[TS6?%^CW-K MX@\67UK);W5MX2U#1-*MKF>+Q/K$5G\9G/"U7,./&+E+E:H8 M/#XC"X?&5ZLHQ^&G3EB'&G!;RE3HQ:I7J M4JM2A3@G+>R4YRO9GL?_``4E_P"#D#X2?LVZYXA^#7['_A_P_P#M M!?%O1)KS2/$/Q%U>^NO^%)>"=:MG>":SL7T:>TU3XHZG8SQM#?1:!K'A_P`, MVLCIY/BW5;JUO]*@_DR^/7_!6S_@HQ^T;?W]Q\0OVL/BQIVE7\TA;PE\-?$$ MWPG\&Q6K!DBTY_#_`,.1X:L]3M+>(I'&VO?VM?3,OVB\O+F\=[E_SKK]3/V* M_P#@CA^W#^W'H$?Q`^'O@?1OAO\`!QTFG3XT_&K5KOP+X"O[6U$S75YX=6+2 MM8\4^+-/M_LUU#<:UX;\-ZGX=M+VWFL]1U>PN4D1/V#`<-\)\(X*-?$4\%&4 M%%55Y/X.OFV=Y[B'3I2KM2NX83!\ M\:<(;>_R-.:2?O5*KT;O>$;*/PU;?M*_M&V=Q;WEG\?_`(V6MW;317-K=6WQ M5\=07%M<0.LL%Q;SQ:\LL4T,JK)#-$RR1R*CH^\5^@_[-7_!`77@3X_O!(@T,*^'_&FD MK'$R1[)(X843[(B_X-X=3UZ67PUX"_X*2?L'>,OB:8C#:>`K;XB2I*)\3R+:Z3XPTL/9VNK20VEQ<_\`",^((]#\ M4QV4/V^;18;-X;A^V&.X0SZ3R^7]FXRK.+<,+BL*J56<;7L?]BWOA;X?W^H_#?7=%\?V^FZQ M8/XM/PX\4?%'PCJWA77X?^$3;6=9O?"NJ>'M)\;:5]@>32WUO2]+U#6;G]!/ MV8+3_@IK:?M4?%*R_:.RURY\[6_%MGI6OOINFV_P#EW^'_`!!K MWA+7M%\4^%M:U7PYXE\.:K8:YX?\0:'?W6E:UH>M:5=0WVF:MI.IV,L%WI^I M:?=P075G>6LT-Q:W$*30NCHCG_2'_P""'O\`P4]D_P""A/[/5]X=^*&IV!_: M:^!ZZ5HOQ-2-+73Y/'OAV_BDC\,?%6PTRVBM[2(ZR]I>:3XOLM,A^QZ5XFL3 M>?9M*TSQ-X>L*_(^/.`H9'3>;Y0IRRQSC'%8:4I5)8&522C3J0J3;G4PLYM4 M_P!Y*56E4E%.=13:I?=<-<2RS!K`X[E^NO?/V>_V[OV2OVK/$VM^#?V?? MC-HOQ*\2^'="/B?6]*TS1/%^F36&AKJ%II9U"6;Q%X>T>VDC74-0L[?RX9I; M@M.C>08TD=?\RNOZ0O\`@V?_`.3K_CS_`-F\S?\`JR?`M?RCD7'V:YKF^!R^ MOA,OITL56=.E[-?ZK>,/T-?#OP\\-.+N- M,HXCXTQF9L MI*7].OQS_P""BG[%W[-7CVX^%_QP^.VA>`?'MKIFFZS<>'=0T#QOJ%S%IFKQ MO-IMVUSH7AC5;`I=1QNR*+MI$`(E2,8%>=^%_P#@K9_P3K\:>)O#W@[PQ^TY MX7U?Q+XMUW2/#7A[2H?"OQ'@FU/7=>U"WTK2-.BFN?!MO:Q27M]=06T::.,,P_E*_X.#_^4C'B3_LD_P`+O_35>U^9'[(G_)U_[,?_`&<+\%?_ M`%97AFGF''V:X3.\3EE/"9?*C1S"6$C4G#$NJZ:K>S4I..)C!SMKI!1;Z6T) MX)^AMX=<2^$^0<>XWB/C6AFN;<&4.),1A<+B\BCE\,;5RQ8V5&E"KD-;$K#* MI:"C+$RJ^SNG5V?GB.3[?<6!K+0[W6=3^(_CC2M0\0K+/!<6=I::%X> M\-Z==Z6^M:Y?2WGVKRKS6M#L;?2['4KR34GN(;.POZW[4?[+?Q8_8]^+%[\& M?C-9Z'8^-K'0]&\0SP>'M9AUW3AIVO0R7&GLNH6\<,;2M'"WG0[=T;?7%>6_ M#/X>^(OBW\2/A]\*O!\5I-XM^)OC;PI\/O"T.H74=C8R^(_&FO6'AS0XKV]D M4I9VDFIZE:K<74BLMO"SS.GR5^=8_%8G%9WB,1F&"53%5<7_`+1@*CKTTZB< M8+#/EG"O&W+&G:-15-$E)/4_N+@SA_(.'/";)'LOX:7]D<8X=93 MCIQP( M7BU6U?Q1I>EV5G;ZOJ%[K=YQ\(Z1^ MU3X:M]6U*\-A;3^)/!/Q6\%^'!/N,6Z\\9>,?`>@>$-/M6896^U#7;6Q90'2 MY*$.?XJ?VP_!?[1'[*?A_P`#?L*?&&\TW3++X?ZIK7QMU'PUX8U]]8T._P#% MGQ.M['2[+5=0N;8066I76E>%?#&GV^DM)#)+H[:WXAAAF3^TKE3\<>`/A]XX M^*OC'0/A[\-O">N^-_''BF]_L[P]X6\-:=<:KK6KW:P374L5G8VL;RR"WM+> MXO+J;:L-K9V]S>7+PVT,TR?<3X[S'+G@\KP64X:C]3HX;"5L+7CC*E:-:G"$ M)8:BOK"JQ]DVJ,56>(JSG%N5VU%_R3AOH=\#\;1XG\0N*O$K/\V?$^:9UQ)E MV?Y16X9P.6ULJQ>(K8FCG69SCDTLOQ*QT7+-*SRV&39?AL/5]A1C!4G5/]-7 MQQ^UG^RO\,=;C\-_$G]I;]G[X?>(I=.T_68M!\O>([&_?3=3M\SV%^MN;6]A_?6TTB?-7^1U:3JEI`I4-/:S32G_L=+"-/GGXD_\` M(I7W_7Q8?^ED-?JGA=XR9E@N*L%P_3R/">QXESO),JKU:^(Q$<3@H2QDL-*4 M8*,8SJP6-FW&HHKFI1NHW:7XSXK_`$%.%LE\*^)N/O\`B(F;9EC>#^"^(N*, M+2P679>"RN>8X>,*RK5JM/!XN.$HM3I5:THTJS=.M57+4E_35_P:M>, M=%^'7@?_`(*:_$+Q+,;;P[X$\*?LZ>,]?N%`+0:+X8TC]I_6]4G56903%8V- MS(H9E4D#IR:_E5^/'QC\7?M#?&GXJ?'/QW+OBSX\\3^/-<+3-/':W?B3 M5KK4ETNR9DB$>EZ/!/#I.DVL<$-O9Z99V=G;6T-M!#"G[R_\$8M2OM(_X)Q? M\%YKS3IS;7+?LM_#RR,JI'(WV75?`?[5NEW\:B6-U4SV-Y<0K(JK-"9/.A>& M9(W3^<:OZ\R;"TX\5<8XYJ,JTJV2X2,NL*=/)\%6FHOHJDJD.:SU=..UD?Y7 MYA7E_8N089-JFJ6/KR5[*4Y8^O33>F\5":793?=I_LG_`,$;/V+/A7^T/\4? MBE^T=^U$]O:?L=_L5>"S\7_C2+^)I;'QCJEO;ZKJ?A'X?S6P!EU/3M27P]K> ML:_I5C'=W6M6.D6W@]+5;GQG87$7EO\`P47_`."J7Q[_`&^/&FHZ6=5U3X5_ MLR:#);:1\+/V;O"FHOI/@?0/#&B>7;^'KCQ7I>D?8]+\5>*X[6"&:2^OK>;3 M]`D9]-\*V>D:/"D+_>/P:G/P\_X-JOVJ=8T$RP:Q\:?VUO#'@[Q-J=M(+6[_ M`.$:9 MSFN;8R$:\LLQ\\HRJG47-#!PP]##5<7B:47>,<5BL36G&5;E]I'#T:5*,E!R MYXQE66#R_`X*@W!8S#1QN-G'W9UY5:E2%"C.2U=&E1I1:IWY'4J3FTWRM%?O ME_P2^_X*F7FE7,'["G[>]]+\>OV'/CHME\-;N'XFWL_B'4_@5>ZSMTKP_P") MO"^NZH;O5+#P=I=]/8M?:7#=POX'-O;>-O`TVCZKH]_IOB7X*^)W[!.N_#/_ M`()X?LU?M_7GQ#TG4])_:-^*WQ$^'.G_``WMM%O(-1\,V?@O4_&.A6.MWGB" M6[-M?7.JZO\`#KQA]JTN'388=/TV;PW]HRBK?;__``4<_8PUW]@G M]KKXI?LZZE>W6M>'M"O;7Q%\-O$]V(A<^)_AIXHB.I>$M4O!#'#%_:UG;&;P M_P"(O)M[:U'B;0]8_L]/L'V9W^@?^"(O[2VI?LR_\%)?V=M82^:U\+_%OQ1: M_L_^/+=I!%:WN@?%N_L/#VCR7TTC(EO::%X\_P"$/\53W#,JPQZ#)YS>0\U? M=?\`P<)V+:WX+_X)5_%_6+AM1\:_$3]B+PU8>*-7N$+W^IMH6D^!O$\-Q=W; M2,]PTFK?$7Q!=[6C7RYKJXF+N;@A/Y\OA'JE[HGQ7^&.M:;)]GU'2?B%X+U2 MPGVJ_DWVG^)--N[678X*/Y=Q#&^UE96V_/7GY?.?$/"2CCN6I5QF7XO!8J7+ M:-2M1=;!U<0EI:4ZM%UXI+W&TX\O+&W5BHQRO.^;#7A"ABJ&(H*[;C3FJ.(C M3;O[R5.I[-WOS*_>Y].:KIUQH^J:EH]WY;76EW]YIMR86+Q&XL;B2VE,3LJ% MXS)$_ELRJS+QL3I7]&'_``;/_P#)U_QY_P"S>9O_`%9/@6OYZ_'G_(\>-O\` ML;/$/_IYO*_H4_X-G_\`DZ_X\_\`9O,W_JR?`M?Y?\)14>*,J2V6,G%>D:-1 M?>]6?](?TE9RJ_1[\1*LK_^#@__E(QXD_[ M)/\`"[_TU7M?F1^R)_R=?^S'_P!G"_!7_P!65X9K]-_^#@__`)2,>)/^R3_" M[_TU7M?F1^R)_P`G7_LQ_P#9POP5_P#5E>&:G._^2MQ__8ZG_P"I2-/"?_E& M[@S_`+-7@_\`U01/TW_X.#_^4C'B3_LD_P`+O_35>U^>O[!/_)]'[%W_`&=E M^SA_ZM_P=7Z%?\'!_P#RD8\2?]DG^%W_`*:KVOSU_8)_Y/H_8N_[.R_9P_\` M5O\`@ZKS;_DL<7_V/?\`W;B)_^ MR3?"[_TU7U% MT21)$K\:?B3_`,BE??\`7Q8?^ED->SPE_P`GAR'_`+.%@G?UX@I:?+^DA<37 M7T(\Q3337T98II[I_P#$-J.C71G[,?\`!'/_`)1M?\%X_P#LV7X4_P#J*?M2 M5_.G7]%G_!'/_E&U_P`%X_\`LV7X4_\`J*?M25_.G7^C>4?\CSBW_L895_ZH M,L/^?+,?^1;D7_8)C/\`U8XH_HL\,?\`*LS\2/\`L_ZR_P#31X#K^=.OZ+/# M'_*LS\2/^S_K+_TT>`Z_G3HX<^+B'_LILR_],8$G-MLK_P"Q1@_SK']%G[5W M_*M__P`$O_\`LYCX[?\`JROVJ:_G3K^BS]J[_E6__P""7_\`V?\` M@CC_`-F90?\`J$_`>OYT/AO_`,E#\"?]CAX7_P#3U85_1?\`\'`'_)O/_!'' M_LS*#_U"?@/7\Z'PW_Y*'X$_['#PO_Z>K"L>#O\`DE\-_CS;_P!6V.-<]_Y& M]7_#@O\`U!PA]D>//^1X\;?]C9XA_P#3S>5^S'_!!3]IKX,?LV?M8^/+KXW^ M.-#^''ASXA?!G6/">C>+_$]\NF^&[7Q+9>+/"?B2VTW6-5F5;'2(-1TG2=8: MVU+4KFTLSJ%K;:;O>\U.T2OF?_@I_P#L,_$[]CK]I7XCIJ7A35O^%-^./&6O M^*OA-X]MK">7PQJ'AWQ#J=UJUGX:GU6&$65GXG\+I=?V+JNCW#VMY(UFFJV= MJ^DZE87,WYV^'O#GB'Q=K>F>&?"FA:SXG\2:W=Q6&C>'_#VEWNM:WJ]_,<0V M6F:5IL%S?ZA=RD?N[>UMYYI/X$YK_+6C4QW#^>0J2P]L9@,9-JA5C.U25W#E M2C:4HU8O]W.#:DI1G%M-7_Z:LSP7"GC1X18C`4LYOPQQAPUAT\VR[$8=U<'3 M]GAL3SSE4C5HT<1@,10BL;A<1%2HSI5L/B(TYJ7)^G'_``68_:`^%W[2'[>' MQ"\<_![Q+8^,_`VD>&/`_@FP\7:2[S:+XAU#P[H<8UF\T2X>*+[9I=MJEY=: M7;ZA"LEGJ3:?)J&FW-SIMS9W,WQE^R)_R=?^S'_V<+\%?_5E>&:]H_:4_P"" M>O[1W[--]\(O#OBKX<>--8\7?$'X.:/\4_$^C>&?"VL^)+?P)J&O>-O'V@V' M@K5-4T2QO+`^(;+P]X6T;6-3>$F&R+ACB/!9IDF3<&8O)VV^+2[T.GGVUO)$70_>4L&4>G2OS]_80\%>,K3]N']C:ZNO"7 MB:VMK;]JS]GBXN+BYT'58(+>WA^+OA"2::>:6T6.&**-6>221E6-5=W?;79F MT)OC#%RY)V_MUN_*[6^MQUOV_KO;Y;PUQ.&C]&7AB#Q.'4UX1TXN#K4U)27# MDERN/-S)W5FK73:T/W3_`.#C#]C/QU?>-O!/[9O@7P]J.O>#1X+LOAU\8)-) MM'NV\(:AX?U34+KPGXOUI(3)/%HVOZ?KDOANXU1H4TS2;SP[H]M>7$-SKU@L MW\L^E7NJ:;J>GZAHEW?V&L65Y;76E7VE7%Q:ZG9ZA;S))9W%A=6CQW4%Y#[GM?M\-A'#JRQPV", M)KFY_'?]CG_@JG\3OAO^T_\`"CQU\=;CX8S_``IL_%$A^(\_@;]E7]F+PKXP M_L?5;"_M)-4LO$7@/X/>&_&DAZU::EJ$.GS6LX\4'\PQ7#-+`\4YS@<\Q^7X-XSV?#>.R^7 M!F88!YMA<10J9/0EA\PJ8>HXT"_M?%B_P#"9:'IOC'2K_78-5_XFD=]K.AZ]INLLNI; M;[R]01[Q$N=Z)X1\2?\`D4K[_KXL/_2R&OTG_P""F'[0_P`/_P!JO]M_XY_' MKX6'6'\`>-[SP+;^')]?L#I6IWEMX-^&'@GP+=:A-IS2RRV<&HZAX8O+ZQAN M&CO%T^XM?MEM;77G6T/YF_%=KRR\*:=(]E=I9:]JUW8V=^]M,EA=3Z!#IM[J MUI;7C1FWFO-/76-!FN[2.3SK>'5+.:9$2YA#^AX:9=/%>*O"N$RURQM/#<58 M3$TZT5S.M@,KQD<;7Q1TZ=9JK[2CG68T\NA2E>JK6DKPDE^T M_P#P056'XN?"O_@JO^Q5I4\,7Q&_:<_9`GOOAM!)=6]I)JGB/X=Z7\2/#=GI M-O)>.EM,;C6/B_H=U?6NY;IM)L=3N8)K:*SO+R'^=2]LKS3;R[T[4;2ZT[4- M.NI[*_L+V"6UO;*]M97@NK2[M9TCGMKFVGCDAN+>:..:&:-T=$=*]W_9:_:6 M^)O[(/Q[^&W[1'PAU&*Q\;?#;7HM5M;:\%PVC^(=*GBEL?$/A+Q#;VT]M/=> M'?%.AW5]H>L0P7%O=+9W[S6%S9W\-M>0_P!#GQ^_88_9Q_X+-0:W^V)_P3&\ M:>#O`_[26OV\OB3]I#]B;XC:[8>&/$^++BY_MBYUOP3XM_M_PW>_Z*U\1'A[.\=CL8I0RC.XX.<\?RS=+`9C MA*,,'[/&N/-[##XO#4\,Z.*GRTJ=:G*%24%.+E_SP4Z4LTR_#8?#N,L=EWMH MQPW,E4Q6%K5'B+T%=.I5H595.>DO?<)QE!2<)'\Z%O\`M'_&^U^`&H?LM6_Q M%UZ+X!:G\1+7XK7WPU5[4:-/X\M-*&C1:TTWV;^TQ$UDENTVCK?_`-B3:C8V M&JS::^J6=M>1^+5^F=Y_P1F_X*B6'B+_`(1>;]BWXP2:EODC^TV-KH&H^'=T M<\=NY_X2_3]=NO"6PR2JT.O!'A73O"K1Z_\`"[]C3PSKVC>//B/\5?%^GR+/IEOXEM-#U.32 M-:TK3-0CA:X\-^']2UCPK?326\_C[QAH/AJSU+1->Z\3Q#D.!I2EAL5@\7B< M3.52C@:I5481C!-N-*+YY:QA!NR.2_X*:;?!?YOJ^SOV_P#]MOXD?M__`+3/C3]H;XB1KI,&I+#X M<^'W@JWN9+K3_A[\-]%GNW\->$K*X<(;NXB-[?:QKNI>5;QZQXHUC6]5AL[" MVO(=-L_3?^"3G['NI?MM?MS_``6^$C:=+>>!-#U^T^)WQ@NA&3:V'PL\!ZCI M^J>(;>[D$4H@/BF\?2?`NGS-#(L>L>*+!YD^S),Z++8/(%.OC*];'5Z--NW-[+VBH0M_%E"\5[\>8QC69YG3H8)2=)_5?E]K)NW+%N_PV/U@_P"#BGPWJG@WX0_\$D_"&N1)!K?A7]E' M4?#>L0(9-L.J:'X8^"&F:A$OFQQ2XCO+6=5\R&.3Y1O1'^2OYLOAO_R4/P)_ MV.'A?_T]6%?UD_\`!VI_R4']B;_L3/CA_P"GSX9U_)M\-_\`DH?@3_LK"N'@>JZW!^7UI)*56.95&ELG/,L7)I>5VSIXC@J>>XJ";:A+"4U?M#"8 M9)_/MWZG^PSJ.EZ=K5A=:5K&GV&K:7?PM!>Z=J5I;WUC>6[XW0W5G=12VUQ" MV#NBFC=&[CBN9\,_#7X=^#+F>^\'^`?!7A2]N81;W-YX;\*Z%H-U<6X;>()Y M]*L+:::$/AO*E9D#_/M)%=O17\J.G!R4G&+E'2,G&+DDW>R=KKKL^MW<_;X8 MK$TZ-3#T\37A0K-.M0A6J0HU6K6=2E&2A-^ZOBB]EV044459@%%%%`'SO^TQ M^RS\#OVO?AK=_"GX]>";/QCX7DNX]5TN99[C3=?\,Z[!%-%:^(/"^O6$D.I: M)J]O%/-"TEO-]FU"SGN=,U6UU'2KN\L9_P`!/'7_``;(_"G4;Z\E^&G[57Q" M\(:9)(&L++QM\-_#OQ"O;2/S"S1W.H:'XF^&<5Z?+_=I)'IUCM/[QHY!\E?U M!T5XV8\/9-FTXU,?@*->K&*BJMZE*MRK:,JM"I2J2C'[*E)J/V4C]0X%\:?% M+PUPU7`\%<99GDV7U:SQ$\NE2P.9Y:L1+E]I7I9=F^$Q^!H5JJA%5JM'#TYU MN6*JRFH12_FH^%__``;2_L\^']7L+_XL_M`_%+XE6%J\$UQH?ACP_P"'OAI8 MZHT8BWVU[=37GCK5H["XD6;SH]-U#3]06WE2&VU*":'[2_W[^V3_`,$D/V9O MVFOV+[;]D;P5X3\/_!NW^'[R^(_@3XIT+2Y+F7X?^/1;RQ3:OJS/\1^(?".MZ9XF\)Z]K/ACQ'HUTE[ MH_B#P]JE]HNMZ3>Q@B.[TW5=-GMK^QNT#-MN+6XAF7/R/Z_ZRG[6O[%/[-'[ M;_P_7XE6;7,_AK7`9=(\:>"=1NQ"DVI^#?%^FO;ZYH,\[VUHV MH6EM=MI.M)9VUMKVFZK91_9*_E9_:1_X-1_%=IJ&I:S^R=^TYX9?Z:X>\3 M,HS2E3PN;1E@=-] M^:=W^*O&_C[QU\3/$-[XP^(_C3Q7\0/%NI;/[1\4>-_$>L>*_$5^8\K']MUO M7KR_U.Z\L,Q7[1=2;=W'6OTNU+_@CY^TOI7C!_!%QXX^!;ZK'J]MHIN(/$WC MXZ?]JN9H84D$K_#*.X-N'N%,CFS$FTNPB8JJ-^N'[-7_``:M_%CQD-"\3?M$ M_M.?#SPEX1OX+;4SHGP5T3Q+XW\1ZIIURB.EI_;WCG2/`.F>&[UXV):['A[Q M9!;M&(UM+E9C+#]/B,VX8R*E/&S6&P-.HKSJ8?+ZBG4O9I/ZOAG.4I/^>T;V M;:M=>/2P.<9C.-"/ML1*+M&%7$PE&-M'_%K625_LWOT6R/Y@?@[\&_BA^T!\ M2/"GPB^#?@K7OB%\1O&NIPZ3X=\+^'K0W5[=W$AS-%+@_._A/P9-?ZE&-498;KQ5K5UJ&OW,% MI92:-HNB?2/[%G_!.C]DS]@/PI-H'[/'PVM]+UW5;2&S\6?$[Q--%XC^*7C5 M8&WJ/$'BV:VMF@L/-59U\/>'++0/"MO<@W=IH-O,JC2M%N$%:\I?Q/?\':G_)0?V)O^Q,^ M.'_I\^&=?R;?#?\`Y*'X$_['#PO_`.GJPK^VG_@Y,_9,^(W[2WC;]DZ]\!ZU MX)TF+PAX5^+EIJ2^+=2UVPDG?5]6\`36S6(T?PWKRR+&EA/YS7#6S(YB$:RA MW,?\W?@7_@EO^T!8>-O!U[-XO^#K16GBGP]