0000101199-14-000028.txt : 20140409 0000101199-14-000028.hdr.sgml : 20140409 20140409124140 ACCESSION NUMBER: 0000101199-14-000028 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 3 CONFORMED PERIOD OF REPORT: 20140409 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20140409 DATE AS OF CHANGE: 20140409 FILER: COMPANY DATA: COMPANY CONFORMED NAME: UNITED FIRE GROUP INC CENTRAL INDEX KEY: 0000101199 STANDARD INDUSTRIAL CLASSIFICATION: FIRE, MARINE & CASUALTY INSURANCE [6331] IRS NUMBER: 452302834 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-34257 FILM NUMBER: 14753018 BUSINESS ADDRESS: STREET 1: 118 SECOND AVE SE CITY: CEDAR RAPIDS STATE: IA ZIP: 52401 BUSINESS PHONE: 3193995700 MAIL ADDRESS: STREET 1: P O BOX 73909 CITY: CEDAR RAPIDS STATE: IA ZIP: 52407 FORMER COMPANY: FORMER CONFORMED NAME: UNITED FIRE GROUP, INC. DATE OF NAME CHANGE: 20120202 FORMER COMPANY: FORMER CONFORMED NAME: UNITED FIRE & CASUALTY CO DATE OF NAME CHANGE: 19920703 8-K 1 ufg8-k4x9x14.htm 8-K UFG 8-K 4-9-14
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
FORM 8-K
 
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934
 
Date of Report (Date of earliest event reported): April 9, 2014

 
United Fire Group, Inc.
(Exact name of registrant as specified in its charter)
 
Iowa
 
001-34257
 
45-2302834
(State or other jurisdiction
of incorporation)
 
(Commission File Number)
 
(IRS Employer Identification No.)
 
118 Second Avenue, S.E.,
Cedar Rapids, Iowa
 
 
52401
(Address of principal executive offices)
 
(Zip Code)
 
 
Registrant's telephone number, including area code: (319) 399-5700
 
_________________________________________________________________
(Former name or former address, if changed since last report.)
 
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
o
 
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o
 
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o
 
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o
 
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))


Item 8.01. Other Events.
On April 9, 2014, we issued a press release announcing that the Company will hold its 2014 first quarter earnings conference call on May 6, 2014. The release is furnished as Exhibit 99.1 hereto. The information in this Current Report is being furnished and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that Section. The information in this Current Report shall not be incorporated by reference into any registration statement or other document filed with the Commission.
Item 9.01. Financial Statements and Exhibits.
(a) None.
(b) None.
(c) None.
(d) Exhibits.
The following exhibits are furnished herewith.
Exhibit 99.1
Press Release dated April 9, 2014, announcing 2014 first quarter earnings conference call.





Signatures
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 
 
 
United Fire Group, Inc.
 
 
 
(Registrant)
 
 
 
 
Dated:
April 9, 2014
 
/s/ Randy A. Ramlo
 
 
 
Randy A. Ramlo, Chief Executive Officer



EXHIBIT INDEX
Exhibit Number
Description of Exhibit
99.1

Press Release, dated April 9, 2014, announcing 2014 first quarter earnings conference call.



EX-99.1 2 ufgpressrelease4-9x14.htm EXHIBIT UFG Press Release 4-9-14

Exhibit 99.1

United Fire Group, Inc. Announces Its 2014 First Quarter Earnings Call
CEDAR RAPIDS, IOWA-April 9, 2014-United Fire Group, Inc. (NASDAQ OMX/GS: UFCS) (the "Company") announced today that its 2014 first quarter results will be released before the market opens on May 6, 2014. An earnings call will be held at 9:00 a.m. central daylight time on that date to allow securities analysts, stockholders and other interested parties the opportunity to hear management discuss the Company's 2014 quarter-end results and its expectations for 2014.
TELECONFERENCE: Dial-in information for the call is toll-free 1-877-407-8291 (international 201-689-8345). The event will be archived and available for digital replay through May 20, 2014. The replay access information is toll-free 1-877-660-6853; conference ID no. 13580188.
WEBCAST: A webcast of the teleconference can be accessed at the Company's investor relations page at http://ir.unitedfiregroup.com/events.cfm. The archived audio webcast will be available until May 20, 2014.
TRANSCRIPT: A transcript of the teleconference will be available on the Company's website soon after the completion of the teleconference.
ABOUT UNITED FIRE GROUP, INC.: Founded in 1946 as United Fire & Casualty Company, United Fire Group, Inc., through its insurance company subsidiaries, is engaged in the business of writing property and casualty insurance and life insurance, and selling annuities.
Through our subsidiaries, we are licensed as a property and casualty insurer in 43 states, plus the District of Columbia, and we are represented by approximately 1,200 independent agencies. The United Fire pooled group is rated "A" (Excellent) by A.M. Best Company.
Our subsidiary, United Life Insurance Company, is licensed in 36 states, represented by approximately 1,000 independent life agencies and rated an "A-" (Excellent) by A.M. Best Company.
For more information about United Fire Group, Inc. visit www.unitedfiregroup.com.

CONTACT: Anita Novak, Director of Investor Relations, 319-399-5251 or alnovak@unitedfiregroup.com



 GRAPHIC 3 ufglogo200x108x72pxa02.jpg begin 644 ufglogo200x108x72pxa02.jpg M_]C_X``02D9)1@`!`0$`2`!(``#_X0!*17AI9@``24DJ``@````#`!H!!0`! M````,@```!L!!0`!````.@```"@!`P`!`````@#[)P```````$@````!```` M2`````$`_^(,6$E#0U]04D]&24Q%``$!```,2$QI;F\"$```;6YT`",`*``M`#(`-P`[`$``10!*`$\`5`!9`%X`8P!H`&T`<@!W M`'P`@0"&`(L`D`"5`)H`GP"D`*D`K@"R`+<`O`#!`,8`RP#0`-4`VP#@`.4` MZP#P`/8`^P$!`0&!YD'K`>_!]('Y0?X"`L('P@R"$8(6@AN M"(((E@BJ"+X(T@CG"/L)$`DE"3H)3PED"7D)CPFD";H)SPGE"?L*$0HG"CT* M5`IJ"H$*F`JN"L4*W`KS"PL+(@LY"U$+:0N`"Y@+L`O("^$+^0P2#"H,0PQ< M#'4,C@RG#,`,V0SS#0T-)@U`#5H-=`V.#:D-PPW>#?@.$PXN#DD.9`Y_#IL. MM@[2#NX/"0\E#T$/7@]Z#Y8/LP_/#^P0"1`F$$,081!^$)L0N1#7$/41$Q$Q M$4\1;1&,$:H1R1'H$@<2)A)%$F02A!*C$L,2XQ,#$R,30Q-C$X,3I!/%$^44 M!A0G%$D4:A2+%*T4SA3P%1(5-!56%7@5FQ6]%>`6`Q8F%DD6;!:/%K(6UA;Z M%QT701=E%XD7KA?2%_<8&QA`&&48BABO&-48^AD@&449:QF1&;<9W1H$&BH: M41IW&IX:Q1KL&Q0;.QMC&XH;LAO:'`(<*AQ2''LP>%AY`'FH>E!Z^'ND?$Q\^'VD?E!^_'^H@%2!!(&P@F"#$(/`A'"%((74A MH2'.(?LB)R)5(H(BKR+=(PHC."-F(Y0CPB/P)!\D321\)*LDVB4))3@E:"67 M)<`^ M(#Y@/J`^X#\A/V$_HC_B0"-`9$"F0.=!*4%J0:Q![D(P0G)"M4+W0SI#?4/` M1`-$1T2*1,Y%$D5519I%WD8B1F=&JT;P1S5'>T?`2`5(2TB12-=)'4EC2:E) M\$HW2GU*Q$L,2U-+FDOB3"I,%W) M7AI>;%Z]7P]?85^S8`5@5V"J8/QA3V&B8?5B26*<8O!C0V.78^MD0&249.EE M/6629>=F/6:29NAG/6>39^EH/VB6:.QI0VF::?%J2&J?:O=K3VNG:_]L5VRO M;0AM8&VY;A)N:V[$;QYO>&_1<"MPAG#@<3IQE7'P,QY*GF)>>=Z1GJE>P1[8WO"?"%\@7SA M?4%]H7X!?F)^PG\C?X1_Y8!'@*B!"H%K@% MJX8.AG*&UX<[AY^(!(AIB,Z),XF9B?Z*9(K*BS"+EHO\C&.,RHTQC9B-_XYF MCLZ/-H^>D`:0;I#6D3^1J)(1DGJ2XY--D[:4()2*E/257Y7)EC26GY<*EW67 MX)A,F+B9))F0F?R::)K5FT*;KYP0)ZNGQV?BY_ZH&F@V*%' MH;:B)J*6HP:C=J/FI%:DQZ4XI:FF&J:+IOVG;J?@J%*HQ*DWJ:FJ'*J/JP*K M=:OIK%RLT*U$K;BN+:ZAKQ:OB[``L'6PZK%@L=:R2[+"LSBSKK0EM)RU$[6* MM@&V>;;PMVBWX+A9N-&Y2KG"NCNZM;LNNZ>\(;R;O16]C[X*OH2^_[]ZO_7` M<,#LP6?!X\)?PMO#6,/4Q%'$SL5+QHM\IWZ_@-N"]X43AS.)3 MXMOC8^/KY'/D_.6$Y@WFENV<[BCN MM.]`[\SP6/#E\7+Q__*,\QGSI_0T],+U4/7>]FWV^_>*^!GXJ/DX^'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>XN;K"P\3%QL?( MR;GZ.GJ\?+S]/7V]_CY^O_$`!\!``,!`0$!`0$! M`0$````````!`@,$!08'"`D*"__$`+41``(!`@0$`P0'!00$``$"=P`!`@,1 M!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P%6)RT0H6)#3A)?$7&!D:)BH*#A(6& MAXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&Q\C)RM+3U-76 MU]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P#`0`"$0,1`#\`_OXHHHH`**** M`"BBB@`HHHH`****`"OXAO\`@Y4^`/Q9_9T^,'@+]K#X/?$_XI^%?AK\?KJ[ M\*>/O#?A[Q[XQTOP_P"&OB_X?TQ+ZTU+3[&SU:WTW38/B+X7MKO4FT^QMT5M M>\(^*M;NB9]::O[>:_#7_@XQ\$Z3XK_X)1?'/7M2BBDO/AIXP^"?C;P^\D)E M:'5K_P"+?A'XM.M*E5BTKWA:_*Y)^'Q'AEB+I M3B[.,L/%U)6>]I4U.#6UI]TFO\]/_AHW]H/_`*+O\9/_``Z?CC_Y>5_)O@[XKFO(M. MM=1U.^GNKW5;OP!XCM;K1&O;J93;^&];\&:3"DG]FS3'^`JOZ#?^#9CQK>>& M/^"F>G^'X+U;:V^(_P`"_BMX3O[5UG8:A'IJ^'_'L$,2Q,(DN(+CP9'=+-'56DTM M/?4M&DU^;<,X^OA\XPD?:SE3Q$_JU6$I-QE&K:$+IO>-3V,(SG#]2S7-<-E&%>) MQ#;;?+1HQM[2M4M?EC?1)+6#=- MU9(YH;G2M8\0^&M2C>./^4K]H?\`X+X_\%-?V@+W4$A^/$_P/\+W;R&V\(_` M'2K?X>1::KK)'BW\:K)JGQ2E?RF4?Z5X\FA69?M-M#;3#%?C;17]$9)P)PYD MM*"^HTLPQ22Y\9CX0Q$W/1N5*E-2H8=)WY/94U.*LI5)V;?Y5F'$N:X^&H-OEP^&G*E%+HIU(M5*EU;FYY\Z[^U=^U)XGOVU3Q+^TG\?O$ M.INK*^H:Y\8OB)JU^ZM--<,KW=_XCN+EE:YN+BX96D^::::;[[N[^B?#C_@H M/^W3\)+NWN_AY^U[^T7X<6VV;--C^+OC?4?#TJQM.\:7GAC5]9U#PY?I"]S< M21QWVE7$<"PDZ=K>SGAJ,X6TTY)4W'EWTM; M7[_&CBL1"2G&O6C-._/&K4C*_>ZEOY_?=G].W[)/_!T!^UG\,;_3-"_:O\&^ M%/VDO!37$::AXJT/3]*^&/Q:L;5U6%Y[:;P[8VWP\U];%`+B'2[KPCH=]J4V M^"Y\56WGI!=9T*%] M)4TI]/N_\MRO:/V>OVBOC)^RM\6/"_QL^!'CC5O`/Q#\)W2RV.JZ9+FVU&Q> M6*2^\/>(=+EWV'B'PSK"0QV^L>']6M[K3+^%4$T.](73X'B+PVR;-:56ME5* MGE.8).4/8KEP-:5KJ%;#1BXT4VK*IAE3<$^:5.M&/*?3Y3Q;C\'4A#&3ECL, MFN9597Q$$FKRA5=G4:5VX5I24MN>&LG_`&[?%S_@I3_P5$^#7B36?AGIWP6\ M-_&75]=^`GP2^(7@WXKZ+\#_`!SX7\'^$O'FLZ=>?&CXP>'?&_ARW\8^)Y;B MWM_@CI7B;PAX$AM/$%K<7'Q2\.V":J\,_B:S\/)_3U7Y;_\`!*;_`(*8^`?^ M"D_P"C\7VL6G>%?C=\/UTS0OCE\-;6=MFB:]=V\C6'BKPU#<75WJ,W@'QB+2 M^N/#]Q>R27>GWUCK/AN]N;VZT5M2O_U(K^><=@<5EN,Q&!QM&5#%8:HZ=6G+ M=-)---:2A.+4X3BW&<'&46TT?JN'Q5#&4*6(PTHSI58*<9QO[R>FJ>L91:<9 M1=G&2DFKIA17X-?$7_@X:_8M^&7Q"\=_#;7_`(8_M0W>N?#[QGXG\#ZU=:/X M+^%%QI-UJWA/6[[0M1N-+N+SXUV%Y/ITUY82R6,UU8V-U+:M$T]G;3%X8^._ MXB5/V%O^B4?M9?\`A"_!_P#^?O7R)*M#$4J=>A5A1P[A5HUH1J4JD6\0O=G"491_NM,_H M6HKRGX(?%SPW\??A!\-?C9X.L=$];OM"U&XTNXO/C787D^G37 MEA+)8S75C8W4MJT33V=M,7AC[L7G&68"C0KXS&4ZY>_!J]K-_O+7D'Q\^-'@_P#9T^"_Q*^./CZ6X3PG\,?".K>* M]5AM`AO=3-A;_P"@:)IJRLD+:KK^J26>BZ6MQ)#`VHZA;"XF@@\R:/\`$C_B M)4_86_Z)1^UE_P"$+\'_`/Y^]?*G_!9#_@JQ\$_C!^R]??LN^!?"OQ=TOQC\ M9/!G[-OQE75/$N@^$+/PI'\/?'&D^"_COH6DZA?:3\0M5U>+Q1:V=UX=@U2Q MC\/ZEHL&K6M_#9ZK>V\-IJS^/CN+LFIY?C<3@\QPM>O1P]3V$$Y-3Q,J4Y8: MDURW?M)Q^Y,_4>$?HT>*>/XWX1R'BC@;B#*,HS?.<$LUQ=2G0IRP^0T,?@*> M>8V$E6GR_4\)C(RYK-JI4IV3=[?F%\=_^"ZW_!0/XO\`B;5;[PA\3+/X%^#+ MBXE_L?P1\-=`\/E]-L1+FU6^\::_HVI^+M5U00+$NHWD&I:3IMU<>=/::#I5 MM-]C3YY_X>O?\%&O^CN/BU_X,-,_^55?GG7Z;?L-?$+_`():_#OPQXAU#]N7 MX*_M$_&_XB7GB,'PSI7P_GTO3?ASH'A6TL]/>SGEDLOC/\+_`!)JWB;4-6;5 MO[5M]4COM`BTN'2H;.V>YDU*:;\2H9IG.98OEK9_7PCJD(4J-ET48QO'_`%CS;P]\+^!.'/;93X,Y/Q#3P2P^'H9+PYP;P[FN M>8MRE&G[5UO M[/OQ0^+7B_5O'7Q`\3_\+7_M_P`5Z[)%+JFJ_P!B_&[XD^'=*^U20Q01$6.B M:5IFG0!8E"V]G"N78%C^DE?F'^R?^UC^P_X!_P""?OAOX_\`PTT[5/V]7Q]XA_MJPM-,TGQ3\1=1UK4_$GC.[UB\T/1]+UK M7-6U"34$@M;"'Y;.W_/'Q3_P$_@+\;/$^@V\S0P:_J-YX,\, MW-\(YI(FNK;1AK&N2I:31+'<6GVR\M;YXY-EW8V4R.E?N5'/,JRG+,IIYEFV M&=:>78.U53JUY8I1H0@\3%4\MH<;\3J672PN7970R!UA0KY?@,7 MB(X5*$:=Z$J,Y_TE5^,__!P7_P`HAOVN/^Z"?^M.?!>O8?V;/^"MO[&_[3?P MT^)GQ#\*^+==\(WWP;\`^*/BA\2?AUXYT5++X@Z)X$\&:/+K?B/Q1I.D:'>Z M]9>+M'L;:WEC:3POJ.J7T%RUI;ZE8:=?K.N:'8 M:79_9_#WAO5KN/[3=1_:)+=+6'=<301O]/P_Q)D&'SKA[&XG.;9=7^ ML8C&4*-)4:..H.M4)AQ'E&$\-N-<9F M>4T*V$S#!X+AS-<95PN(Q6$G4PM.HL+A:T7]:I2C5PLX.5/$TFJE"52#4C^% MROW%_P"#39_P`' M\18W(\UP&;X.&6YEAIXK+L51QE"&(IX15*E"56A.I!580K4IR@Y*2C4A)I1E M%O\`G7'\&\6\#<493D_&?#6>\*YK6GE^84LMXARO&Y1CJF!K8V="CBX87'4: M%:6&JUL-B*4*RA[.=2A6A&3=.5OZT?\`@O9^WQJ7[$G[&%[HOP]UN71OCG^T M=?:E\+OAQ?V$ZP:KX8\/0V$=U\3/B!IS$>;'/X>T*^T_P[IE_92QZAHOBCQK MX:UJVS_9\FW_`#::_H5_X.8OCU??%+_@HQ=?"N&_:7PY^SE\+_!'@BVTZ&1W MLH_%/C738OBCXFU9=Q:/^T[O3_%OA71-2:W/E+'X7L[9T2\MKS?_`#U5AX>Y M-3RKAK!U>1+%9I".88F=E>4*T>;"0O\`%R4\,X-1=HJ=2K.*3G)ORN*LPEC< MVK04OW.#9.76,(*[Y;GH/PB^$GQ'^/'Q*\&_![X1> M$=6\=_$GX@:S!H/A/PKHD*RW^IZA,DD\C,\SQ6MCI^GV4%UJFL:O?W%KI>BZ M/9W^L:K>6>FV=S.=%^/G[0_B M'3X]=\-_`/0(M0\0Z`EQ:G=)IOA/X<6UUI-Q\0;6WNX+K3=1\=_%BXT#X7W5 MUY>F/I6F7Z0SZCS7_!&KP%\-_P#@G7_P3C_:#_X*_?&#PQ8^(?'/B'3M;\&_ M`'2[UD%T=!T_Q-'X!L=-TF3+7&G7?Q.^+S-HOB2_AM;B^TCP3X-_MBRD&EZA MK$-S_+K^T-^T-\7/VI_B_P",OCG\-IQKX:C7CSX?"85O]W7JTKI5:M:492I1=U&*YK*2M+^HR;_@YQ^"?PCGE M\-_LJ_\`!-KP5X)\!VGVBTTZ2;QGX2^&<][I4GE*+>7P/\.?A5J&C:)YBVED M]Q;P>*M;MV,,,7SBVAF;9T/_`(+!?\$&;>9WC=K;0_#^L:4LBH^JS_9K-+FO MX]**U?`7#D%SX6EF&!QEM,QPF:YA'&QGI^\]I5KU:R2T,O]9\U MD[5I8;$4-GA:V#PTL.XZ7CRQI0FHV5M)IVW;>I_09_P5"_X(AW?[,/P]3]KO M]CGQZ?VBOV-=:M++Q!<:I9:AI?B3Q5\.-!UAHAIVO7&N^'(TT7Q]\.YYIXXX M_&6CVEG=:*EQ!#XATU[*WN?$EU_/G7]'7_!OS_P47U?X/_&[3/V%?C7J">+_ M`-EW]IV]O?`6A^%/%/V75-"\$?$_QH#IVGP6MIJGFVY\)?%*XN9/!GBOPKY; M:?J&O:]H^MI##*FOQZY^<7_!63]B^#]A#]N+XL?!+08;B+X;ZA+8_$CX/R7+ MRS2_\*T\<-%YK]QNN:VR3'YEA,RQ' M#>=UUBL31PZQN69DH*F\QR]3C1J+$0C[D<9A:EH5>5MU8-5.5VE5J3F.%PE? M!TLVR^#HT9UGA\9A.9S6$Q/+SQ]E*3YGAZT$Y4^;X7[MU=0AR/\`P37_`&U_ M%'[`W[7/PR^/6CW-])X0AU*+PI\8/#EF6=?%OPF\0W=I!XNTLVH9%N=1TR** MW\4^&59U6/Q1H.B33;[9+F&;_51T'7=%\5:%HOB?P_J-KJ^@>(])T[7="U:S MD\RSU31M7M(=0TS4;208\RUO;*XAN;>3`WPRHW>O\;^O]+#_`(-^_CWJ'QW_ M`."8?P3CUJ[^W:]\%-0\3?`34KC,G%AX!NK:Z\$6FV3.W^S?AMK_`(+TS".\ M;_8_,3RED\B'X?Q:R>G+#X'/:<$JU.JL!BVDKU*52,ZN&G+17]C.G4I\SO)^ MV@FW&$>7Z+@;'S57$Y;.5Z%O^O$?_4+"G\! M?0X_Y/%]('_L9UO_`%J<\/GBOUP_;\_9&_:%M/AK\`?VN[CX?>7^SQJG[(?[ M#'A2P^(1\5^"'\_7X_V:?AIH#V'_``B:>)6\<0XU?3KRS^US>&8[/]R9Q<_9 M7AF?\CZ_LA_X*+_\J_W[*7_9)OV(?_59^'*^/R/`4R ME"/-6H>UC"-3GA.]-JI+F4>2=TFIQL[_`-.^+G&>:<'<=>",,,3 MP9F/U^EB*OL/IRP-'ZO5K_6&_P#LD_Q1_P#3 M595YN38.GF&:X#`UI5(4<5BJ%"I*DXQJ*%2I&+<)2C.*DD]'*$E?H?H/BAQ/ MC^"_#OC3BW*J6#Q&8\.<.9KF^"H9A3K5<#5Q."PLZ]&&+IX;$82O4H2E%*I" MEB:$Y1;4:D'9KY1_;,N/CS\$_AM^SQ^P?\8M'F\#7W[/^B>,?'7BWP'%XA\/ M>(8$\?\`Q<\>>+/$FFZK?:GX0UK7?#FI/!\-KGPE)H_V?4+JYT@Z]KUM(]K- M?WELGY[U^LO_``7*N)YO^"HG[3$U221W2V@?]G_X6730VZL2 ML,37-U<7#1Q;5:XN)IMA>9W?\FJVSB"I9KC\-&=2I3P.(GE]&562E4>'P#^J M4.=QC"-_9487<80BY7<81OKY_A1BGF?AWPCQ!4PF!P6-XMR3!<:YI0RVE4H8 M)9QQE1CQ-FTL/3K5L3B(TI9AFF(=)8C$5ZRI\D9UJC7,^GT6[\9^%(7\6:"_ MB'0;34[+Q)X.;Q%IZW]C9W]AXF\/:CX=\5^&_P"U(ECM[F+6?#&L:EI.L:7Y M[?:M)U"YMKF%[:9ZYBO[G_C?X"\&7'_!OGX;TR;PSHYT_3_V(O@/X\L;1+&& M"*S\92>%_`GC"X\3VWD!&@UF[\37U_K%]?1LLU]=:A?_`&UITO[M9OX8*Z\\ MR6623P-)XGZS'&8"CC4U3=)4YU;PG3474JYSJWN+EN_G/!KQ7H>+ M.%XRS"GD+R.KPQQCF7"3GAIN< MJ>)J^VER\'\2?^12OO\`KXL/_2R&OTQ_X-S?^4KOP0_[$[XV?^JE\75^9WQ) M_P"12OO^OBP_]+(:_3'_`(-S?^4KOP0_[$[XV?\`JI?%U?U_X#_\F5XP_P"Q MGQ!_ZHLG/\I?VA?_`"DGPA_V;WA+_P!:GBH^5_\`@L#K[^)/^"G'[:^HN]W( M;?XZ^)]`#7LIFF"^%$L_"Z*CF63;9Q)HZQZ?&&7R;%;:'9#L\E?SBK[Y_P"" MK'_*23]N#_LYGXM_^I;J%?`U?TYDZ4QT#QEI_[-?B?7X$(62_U# M5OV;?%7CJ^AE:(0QM93>*/$EYJSPR0RR-_P#P6?\` M^4%W_!(7_L3/V6O_`%CVZK^0BOG>!=-G>4GUDU9-O6T M5Y)>IQ(_^%"E%:1CE^7QBND8_5H-12V23;T75MGZA_\`!*'_`()M2?\`!3;X MX^/OA')\5T^#^G>`_A3JOQ#NO$:>$V\:7M[>)XA\.^&=(TFWT5M=\-0"V>[U M_P"W:E>2:Q%-%:V/V.WMI9;S[59_G#XZ\*7O@/QMXP\#ZC:;*ZO?#NK7>D75S:&>.&?#'-Y+1ET1_DK^FS_`(-2/^3R M?VB_^S9KC_U:OP_K^=#]HW_DX3X\?]ED^*?_`*G&N5Z&`S'&5^*,^RZI5YL' M@<#E5;#4O9TTZ=3$1K2K2YXP4Y>T<8N2E)Q7*N115[\^(PM"GDV78N$+5\17 MQM.K/FD^>%&5"--,M`G^RZ[X2\ M0:-XFT6ZRX^RZMH.HVVJZ;/F&6&8>3>6D,FZ&:&0E?D='^>OZN?^#LKPSI5I M\;OV/O&<,*KKFO\`PL^)7AC4;@1QAI=+\(^+M!U72(?,"^:RP7?C;7)55W:. M,SN\:*SS;_Y*Z_KW_P"#M3_DH/[$W_8F?'#_`-/GPSKASEVXRX*W_``;_`/\`R9M\2?\`LYCQE_ZJWX-5''L8SX>J MQDE)/%85VDE)74Y6=FFM/07#,G'-(RBVFJ%75-I_9NKIK?YGXL?M=_\`)U_[ M3G_9POQJ_P#5E>)J^>*^A_VN_P#DZ_\`:<_[.%^-7_JRO$U?/%?Y5XO_`'O% M?]A%;_TY(_ZI.&/^2:X>_P"Q'E/_`*@8<_TP_P#@G7ILFD?L%?L:VDDJ2M)^ MS-\%M3#HK*HCUOP!H6LQ1?,,[H8K]89&^ZTD;.OR&O\`/#_:[_Y.O_:<_P"S MA?C5_P"K*\35_HK?L$_\F+?L6_\`9IW[.7_JH/!M?YU/[7?_`"=?^TY_V<+\ M:O\`U97B:OT_C])9)PRELJ5E\L)ADOP1_GW]"Z/W_)D_%/_LA^(?\`U7UCRO\`X+C?\I1_ MVG_^Z*?^L[_"6OR=K]YW>__(WS)ZJV^+JM?)III]4S MJ\%IQGX.^%+BU)+PWX'A=.ZYJ?#.60FGYQG&46NC31_>9\:/^4`.D?\`:/?X M!_\`JLOAQ7\&=?V,_&']N/\`98O?^"%GACX?:9\:/`FJ_$V__99^#_P(B^&% MCXBTF?XCP_$'PUX>\&^%/$=E?^#([IM>TS2]&ET74M8N-.;97C\LEB?%KB*IAXX_"5\)*O3AA\#3G5HQKTZ,/^QGQ!_ZHLG/\^/VA?\`RDGPA_V;WA+_`-:GBH^,_P#@JQ_RDD_;@_[. M9^+?_J6ZA7P-7WS_`,%6/^4DG[<'_9S/Q;_]2W4*^!J_IW*/^13E?_8MP'_J M)1/\\\?_`+YB_P#L*Q'_`*<9_7O_`,%G_P#E!=_P2%_[$S]EK_UCVZK^0BOZ M]?\`@L\RC_@AC_P2#0LH=O!7[+;*N1N(3]C^8,P7&2J%T5F_@W)G[U?R%5\[ MP(O^$*KYYSG+_P#+VHOT/3XD_P"1C3_[`,O_`/46F?U(_P#!J1_R>3^T7_V; M-'/':_KW_X.U/^2@_L3?\`8F?'#_T^?#.OY"*_KW_X.U/^2@_L M3?\`8F?'#_T^?#.EG/\`R67`_P#AXF_]5^%'EO\`R(N(?\>3?^I=8_D(K^O; M_@W_`/\`DS;XD_\`9S'C+_U5OP:K^0FOZ]O^#?\`_P"3-OB3_P!G,>,O_56_ M!JCCO_DGZG_85AO_`$J1/#?_`",U_P!>*O\`[:?BQ^UW_P`G7_M.?]G"_&K_ M`-65XFKYXK]*?^"N/P%U[X`_\%`/VB-(U339;/1?B-XYU?XU>"KWR/(L-7\- M?%34;SQ3++I0&%-IHOB6[\1>$YD58UCU#PY>0PIY*0R/^:U?Y7YG0J8;,<=0 MJIQJ4L9B*<#\(9OEU:%?!9CPSD6+P M]6$E).G7RS#3496^&I3;=.K3DE*G5A.G-1G&45_?_P#\$\?^"@_[)<7_``3[ M^`.H>./C_P#"CP-J_P`'_@OX4^'GCOPMXI\:^']"\7:/??"S0+7P?QX4O=27 M7]2_MNQT2TU+03I=E>-KRZA;1:;')>/)91?PD_&+QO'\3?BY\5/B1#;&SB^( M/Q&\;^-XK1E"-:Q^+/$VIZ_';,GGW&PP+J"QLOVB;;M_US_??@[*RO=3O;33 M=-M+K4-2U"ZMK*PL+*VEN[V\O;N5(+6TM+6!)9[F[N9Y8X;>WACEFFFE1$1Y M'X[/XH?#?Q3\'OB%XN^%_CBS33?&/@76;GPYXITQ)5G_`++U[3]L6JZ7),F8 MIIM-O/.L9I(6DAEFMG>%WAV2/[&=<0XW.\!EN'K8>G2HY9!4'6IJ;]M5E1IQ MC*;E>,).G0E)0C?[%?@EPMX2\7\=9QE6=XS'YEX@8FKFL,LQRPM- MY7EF&S&OBJ]#"1HVK8JC2Q>=4:-3%5HIQA'"4K1JSJ5*WG]?V0_\%%_^5?[] ME+_LDW[$/_JL_#E?QO5_9#_P47_Y5_OV4O\`LDW[$/\`ZK/PY7;PM_R+>+?^ MQ%4_]*D?)?2)_P"2\^C3_P!G>P/_`*1AC^-ZOV^_X-\/^4C'AO\`[)/\4?\` MTU65?B#7[??\&^'_`"D8\-_]DG^*/_IJLJ\KA?\`Y*')_P#L887_`-/0/TSQ M^_Y,GXI_]D/Q#_ZKZQ^B/_!Q?^Q5XNUS5?!7[:GP^\/W>LZ)HWA6W^'7QM32 MK5IYO#]MI6IW=YX*\=:C%!NF?3+D:S?>%];U214MM)_L_P`*PS,([]Y(?Y.* M_MW_`."HO_!8#XJ?L(_M"6_P+TOX$_#_`.(?A3Q)\+=`\<6NK^+-7\0V4VHV M?B'4O$WA[5--GLK6!]/N[**\\.WENVT2)+'(\,R;E<5_/#XG_P""@G[+/B[7 MKGQ)J_\`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`)%*^_Z^+#_TLAK[,_X(<_/@K M_P`%1_V4O$/B&6?%7BW7?A1%W68Y2''C#Q!X?6 M9I%:,VK7,.^'?]IA^)/BG>I!XXA MDCFAFC1T='2O[;^CGE,\3X3YGA<0G3HYUG.=QHS:?O8>KE^7Y=*K%.W-RXC# MUXIQ?Q4I*_,FE_D1^T1S?#2^D;ECPE2-6OD'`G"N%QM--7HXQ9IGNLM,\02)A?+QIOC_P_P",-%^621I(=-AN9PCW/D)^,=?V MRV,'PA_X./?V!O#.B7?B?PU\./\`@H]^RYI4B2/J+6\$/B.]FL+:RO=3NK6W M1K^Z^$/Q>EL--O=2O-+LY=2^%WQ!L_(CMM0T6&&'Q[_(1^T+^S5\=?V5/B-J MGPI_:"^&?B;X8^-]+=R=-\06>VRU:T5@B:OX:URU>YT+Q1H4Y/\`H^M^']0U M/2YGWHESYRNB?LO">:QJ8.GD6/<<-G>2TH8'&8.H[5*E/#0C2HXS#IV]OAZ] M&-.I[6DG&,I-.T73<_X>SO`N.(GF.&3JY=F$WB:%>"(O$6H M:GX=\$:?=K#%+:Z!IUS,\-I%':VUM86J[6^PZ;;VVDV'V:PAAMD\?HK]#/V! M?^"8O[4G_!0WQY8:%\(_!][H7PTMM0$/CCXZ^*M.O[/X:>#+&&13?K'J9CC' MBWQ2L96/3?!?AJ2[UBZNIK:;57T304U+Q#IOT6(Q&`RO"U<1B*F'P.$H\]6I M.7)1I*4Y.4Y622E5JS;DU%.=6I)M1E.3OY5*EB<=7A2I1JXBO/EA&*YJDVDH MPBKMNT(12U;4(16KC%:?NM_P;&>#K7X1>"OV\/VZ_B!&VD_#+X:?#>W\&IK\ MT@BM[FV\*:=J/Q;^*D2&0[%;0=%TCP'<-))A6;6T1"=DU?R:>)_$%_XM\2^( M?%6JMYFJ>)M/NF>25]US_-&24DT=G\,O!5Y\2?B1\/\` MX=ZT=EGN-+T/7+FVW_8) MG3]3/^#M3_DH/[$W_8F?'#_T^?#.O.S3'TZWB+PKE\)*4L#@LUKU;-/EGC<% M52@^JE[/"0J2\N>M*/K"2 MLK'\A%?U[?\`!O\`_P#)FWQ)_P"SF/&7_JK?@U7\A-?U[?\`!O\`_P#)FWQ) M_P"SF/&7_JK?@U7?QW_R3]3_`+"L-_Z5(XN&_P#D9K_KQ5_]M/ZH/VP/V%_V M=/VY/!=AX/\`CQX2N+^YT":ZN?"/C?PW>IH?COP;<7J1QWS:!KIMKV$6FH+! M#_:&BZQI^K:#?2VMG*O#UM=R`<-)#H]BK9_U*O9)UDZE&I)17+%3G0G2E448I1BJCE9)):(_L'@GQS\6?#O+7D_!_& MV:93E//.K3RV=++\SP.'J59^UJRPF%S?!X^C@G6JMU:RPD*"JU92J5%*SL([-TM+9KB5FBMU9DC M7Y:*N/#V21PM/!+*\&\+2FZL*,Z,9Q564>2563GS2G4<4HNI-RGRI+F MLDCFJ^-/BQ6X@QG%,O$'BFGQ!CL)#+\3F>'S7$86M++Z=;ZQ3P%*&&E1H8;` MPQ%Z\<'AJ5'#1K2E55)5)RD_Q#_XA\O^"<__`$+7Q8_\.CJ?_P`@5]M_'C]@ M3X)_M`_LG>#/V,_$NK_$/PS\)/`&D_#30_#EWX.US0X/&4&E_"K2+70_"MK< MZQXH\,>*=/NP=/L[>/5)IM%^T7DBF:.:W=V)^X:*JED63T*>(I4,MP=&GBJ3 MH8F-*A"FJU%[TZG(HN47J[7W;9S9CXN^)^<8S)*C%<_*[J*33/YZ?\`B&K_`&%O^BK_`+67_A=? M!_\`^<17U+^QU_P1G_9@_8C^--C\=?A1X[^/7B#Q=I_A[7O#4.G?$'Q/\/=5 M\.-8>(K:*UO9I;/P[\+_``IJ;7<2PJUK(NKI#&Y&I5J,XU*52,9$Q$'3KT*RC0C)PJ0;C)*2T;/Q=_P""P_\`P3)U3]O/X>>% MO&?PGN-)T[]H'X26^J6_ARUUFXBT[2OB'X2U22*\O_`]_K#JL>DZG::A!_:O M@_4[]AH]O?WNL:;JK6%GKTFO:/\`Q#_&3]FC]H']GO6+S0_C9\&_B)\-+VRN MGM&N/%/A?5+'1KN1)1$)='\1^1)X?UVSEC6Y(QA&IEF$Q..K93F66QQ-:6(KX3#9G3PV/I3P M,\14K5XT<1E]>K1JUJBI8B%#DH1_R>Q)/)'%:AY6B6662&W#.T:SW"PQRO%# MDJLLZP6\+[/P_>R1"X^( MWCO2=2\#_#?3+5VVRWLWBO7;*&WU46J#SIM-\+P^(->,>S[/H]RS(C_Z0MAX M8\-:5=-?:5X>T/3;QXVC:[T_2;"SNGCE=7D1KBW@BF99'56=2Q#.J,_2M^O# MPWACAX5%/%YM5K4[KFI4,+'#RDDT^559UZ_*GJG:E>VJE>UOU[/OV@6J_"W2+W3OVI!':316LMMJNK3ZAIOQ/ M\)Z#Y]Y<:3X=\,->1^$?$]J+F[D_L6UT'Q;*ZLKZRNHG@NK6[M9TDAN;6YADDAG@FCDBFBD='1T M?G^''_@KE_P;R^-?AGJ_B3]H?]@;PEJOCOX77TMWK/C']GC18[C5O'7PYFD9 MKBZO?A?8`S:EXY\%,S%8_"=F+WQGX:?R8]-MO$NBM,_AS^N/"_BS+,KRW!\) MXQ48J>.SNO5477JXAJ,%5HTJ<84Z>'I484Z%+"8>$*6$H4 M:5+#4H8>FH4OY@_A-\7?B=\"?B!X<^*OP=\<^(_AS\1/"5ZM_P"'_%GA;49M M-U:PF*-'/"9(B8;S3[ZW>2SU32;Z&ZTO5M/FN;#4K.\L+F:V?^FSX/?\'+&G M>//`5K\*O^"C7['/PW_::\/HMNM[XGT+1O"4R:L;<,#>Z_\`"+XA:/K/@;4] M9N#Y.VT&%)D$/\J=S;7%G<3V=Y!+:W=I-+;75K*DA\IF$EO=?\(Y>36\R17,,,-S%"Z?(?[8G_!Q_^TG\ M8_!MS\'_`-D[X?>'_P!C3X5M9-HD6H>#-275_BK_`&"L,EJNFZ!XFL=)\-Z! M\.;*XB?S@O@OPW#XDTB:.%-)\;01QSO>?SD45Y>&X*R"A7IXBM1Q695:+4J+ MS3'8G'PI--.\:->;H2=U=.I2FTW=,ZZO$69U(2ITYT<)":M4^I8>CAIS79U( M1]HE;2T9)-:.ZT'7-S<7EQ/>7D\MU=W#?@;+/&I&HB\"2V?B?XGVZLT*ZY:,^@^%)&F_X1J34M22V\4)T\2\49;PS M@Y5L54C4Q4X?[)@*;C[?$3T4?=U=+#IJ]2M.,8QC&T54J.%.6>49/B\WKQA2 MC*-&,E[?$S7[NDM+ZOXZK3M&FM6[.5H*37V7_P`$3/\`@G))_P`$^/V4;:U\ M=V,$7[0OQOGTCQ]\:&5K:>7PU)#8RQ^$/A?!>6P\JY@\!:;J%\=6EBGO;>3Q MIKGBV;3;^[T9M*=/PQ_X.U/^2@_L3?\`8F?'#_T^?#.O[8:_B>_X.U/^2@_L M3?\`8F?'#_T^?#.OQ'@C,,3FOB!A,QQD_:8G%SS"K5EKRJ^78I0A!-OEITH* M-.G&[Y:<(QN['Z)Q#A:."X9JX2A'EI4/JD(+J_\`:Z+E*3ZRG)RG-]92;ZG\ MA%?U[?\`!O\`_P#)FWQ)_P"SF/&7_JK?@U7\A-?U[?\`!O\`_P#)FWQ)_P"S MF/&7_JK?@U7Z_P`=_P#)/U/^PK#?^E2/@N&_^1FO^O%7_P!M/[8J***_ED_: M0HHHH`****`"BBB@`HHHH`****`"BBB@#\U_VRO^"2O["W[<\UYK?QG^#]II M7Q(NHC&/C#\,KI?`?Q,W8C59]4U;3[:?1O&$L42^1:CQ[H'BN&QA9EL8K9L. M/YG?VQ?^#:3P+\"O#UY\0/AW^UKXLF\-"<16GA7QI\(M'U_7()I M1IMPO"E#$TZRHKRIE-R5O>FZ4H>T> MBUGS::;'XT^"_P#@G!_PE_Q0\0_#C_ATIN[>M.<'K9 M.VA\YD&2Y7B*N(=?"1J^QFU34ZE9Q5FK7BZG+/\`[?4C^D']E_\`8F_97_8S M\.3>&/V;/@KX-^&4%[;P6^M:[IUG-J?C7Q+'!L:)?$_CK79]3\7>((HYH_M, M%IJFLW-E9W$DTEC:VOFN#]4445^-U\17Q5:I7Q->MB*U1QI.K5F^6.LJ ME24IR?JV?>TJ5*C"-*C3A2IP5HTZ<(PA%=HQBE%+T05_(1_P<]?!_P#X6CXY M_9`N/^$B_L+^QO"?QBAV?V2=3^T_;M;^'AW;O[3T[R?*-N.,2E]WWDV_,45] M5P'5G1XHR^I3ERS5/'V=D[?[!B>DDU^!XW$L(U,FQ49J\7/"W5VO^8NCU33_ M`!/Y8_\`AD:/ CUC#RM[.DM5)V>D$]#XS(,+0CF4']C6^W4[1[R_KY'_]D_ ` end