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STATUTORY REPORTING, CAPITAL REQUIREMENTS AND DIVIDENDS AND RETAINED EARNINGS RESTRICTIONS (Details) (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Statutory Accounting Practices [Line Items]      
Payment of cash dividends $ 17,484,000 $ 15,269,000 $ 15,507,000
United Fire & Casualty Company [Member]
     
Statutory Accounting Practices [Line Items]      
Intercompany dividend payments that are eliminated in Consolidated Financial Statements 13,175,000 26,950,000  
Subsidiaries [Member]
     
Statutory Accounting Practices [Line Items]      
Intercompany dividend payments that are eliminated in Consolidated Financial Statements 26,335,000 19,750,000 11,450,000
United Life [Member]
     
Statutory Accounting Practices [Line Items]      
Statutory Capital and Surplus 1,648,019,000    
Net assets on statutory basis, in excess of the legal reserve requirement 210,938,000    
Amount of dividend payment without approval from the commissioner 5,797,000    
State of Iowa Insurance Department [Member]
     
Statutory Accounting Practices [Line Items]      
Maximum dividend distribution in 2013 without prior approval 53,702,000    
Revolving Credit Facility [Member]
     
Statutory Accounting Practices [Line Items]      
Maximum borrowing capacity 125,000,000    
Property and Casualty Insurance [Member]
     
Statutory Accounting Practices [Line Items]      
Statutory Capital and Surplus 665,772,000 [1] 585,986,000 [1] 565,843,000 [1]
Statutory Net Income 84,255,000 [1] 34,468,000 [1] 10,529,000 [1]
Life, Accident and Health [Member]
     
Statutory Accounting Practices [Line Items]      
Statutory Capital and Surplus 157,974,000 158,720,000 167,164,000
Statutory Net Income $ 5,942,000 $ 7,420,000 $ 6,180,000
[1] Because United Fire & Casualty Company owns United Life Insurance Company, the property and casualty statutory capital and surplus includes life, accident and health statutory capital and surplus, and therefore represents our total consolidated statutory capital and surplus.