Segment Information (Tables)

12 Months Ended

Dec. 31, 2012

Segment Reporting [Abstract]

Premiums Earned by Segments

The following table sets forth our net premiums earned by segment before intersegment eliminations:

Years Ended December 31	2012		2011		2010
Property and Casualty Insurance Segment
Net premiums earned
Fire and allied lines	$	173,249	$	153,839	$	123,341
Other liability	197,842		159,977		113,555
Automobile	155,572		133,974		107,776
Workers’ compensation	68,643		54,404		45,174
Fidelity and surety	17,713		16,665		19,113
Reinsurance assumed	14,473		13,261		10,163
Other	1,919		1,651		1,251
Total net premiums earned	$	629,411	$	533,771	$	420,373
Life Insurance Segment
Net premiums earned
Ordinary life (excluding universal life)	$	44,468	$	30,374	$	28,463
Universal life policy fees	11,768		10,995		10,774
Accident and health	1,363		1,472		1,538
Immediate annuities with life contingencies	8,158		10,276		8,354
Other	274		262		286
Total net premiums earned	$	66,031	$	53,379	$	49,415

Segment Reporting Information

The following table sets forth certain data for each of our business segments and is reconciled to our Consolidated Financial Statements. Depreciation and amortization expense and property and equipment acquisitions for 2012, 2011 and 2010, are reported in the property and casualty insurance segment.

	2012			2011			2010
Property and Casualty Insurance:
Revenues:
Net premiums earned	$	629,411		$	533,771		$	420,373
Investment income, net of investment expenses	40,305			35,690			34,968
Net realized investment gains	3,896			3,066			3,402
Other income	316			1,592			147
Total revenues before eliminations	$	673,928		$	574,119		$	458,890
Intersegment eliminations	(646		)	(162		)	10
Total revenues	$	673,282		$	573,957		$	458,900
Net income (loss) before income taxes:
Revenues	$	673,928		$	574,119		$	458,890
Benefit, losses and expenses	637,648			598,684			420,374
Total net income (loss) before eliminations	$	36,280		$	(24,565	)	$	38,516
Intersegment eliminations	(199		)	335			324
Income (loss) before income taxes	$	36,081		$	(24,230	)	$	38,840
Income tax expense (benefit)	2,569			(16,591		)	4,114
Net income (loss)	$	33,512		$	(7,639	)	$	34,726
Assets
Total segment	$	2,149,356		$	2,117,352		$	1,591,392
Intersegment eliminations	(244,041		)	(252,205		)	(245,419		)
Total assets	$	1,905,315		$	1,865,147		$	1,345,973
Life Insurance:
Revenues:
Net premiums earned	$	66,031		$	53,379		$	49,415
Investment income, net of investment expenses	70,026			73,977			76,898
Net realized investment gains	3,777			3,647			4,896
Other income	575			699			1,278
Total revenues before eliminations	$	140,409		$	131,702		$	132,487
Intersegment eliminations	(448		)	(651		)	(315		)
Total revenues	$	139,961		$	131,051		$	132,172
Net income before income taxes:
Revenues	$	140,409		$	131,702		$	132,487
Benefit, losses and expenses	130,135			119,712			112,810
Total net income before eliminations	$	10,274		$	11,990		$	19,677
Intersegment eliminations	(281		)	(475		)	(134		)
Income before income taxes	$	9,993		$	11,515		$	19,543
Income tax expense	3,293			3,865			6,756
Net income	$	6,700		$	7,650		$	12,787
Assets	$	1,789,338		$	1,753,777		$	1,661,466
Consolidated Totals
Total revenues	$	813,243		$	705,008		$	591,072
Total net income	$	40,212		$	11		$	47,513
Total assets	$	3,694,653		$	3,618,924		$	3,007,439