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Consolidated Statements of Income - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Interest Income      
Loans $ 2,759 $ 2,805 $ 2,641
Securities 463 452 469
Other 14 13 13
Total interest income 3,236 3,270 3,123
Interest Expense      
Deposits 200 238 248
Commercial paper and other short-term borrowings 7 5 5
Long-term debt 214 165 154
Total interest expense 421 408 407
Net Interest Income 2,815 2,862 2,716
(Reversal of) provision for credit losses 228 6 (29)
Net interest income after (reversal of) provision for credit losses 2,587 2,856 2,745
Noninterest Income      
Service charges on deposit accounts 196 203 209
Trust and investment management fees 109 104 135
Trading account activities 55 71 61
Securities gains, net 20 18 178
Fees and Commissions 115 122 111
Fees and Commissions, Other 79 124 93
Brokerage commissions and fees 54 53 46
Card processing fees, net 33 34 34
Revenue from Related Parties 747 319 0
Other, net 122 75 9
Total noninterest income 1,530 1,123 876
Noninterest Expense      
Salaries and employee benefits 2,248 1,785 1,631
Net occupancy and equipment 317 296 306
Professional and outside services 301 256 250
Software 119 94 83
Intangible asset amortization 40 52 65
Regulatory assessments 51 57 74
Other 362 283 304
Total noninterest expense 3,438 2,823 2,713
Income before income taxes and including noncontrolling interests 679 1,156 908
Income tax expense 151 359 279
Net Income including Noncontrolling Interests 528 797 629
Deduct: Net loss from noncontrolling interests 45 19 18
Net Income attributable to MUAH $ 573 $ 816 $ 647