Regulatory Capital Requirements (Tables)

12 Months Ended

Dec. 31, 2012

The Company’s and the Bank’s capital amounts and ratios are presented in the following tables.


	Actual						For Capital Adequacy Purposes
(Dollars in millions)	Amount		Ratio				Amount			Ratio
Capital Ratios for the Company:
As of December 31, 2012:
Tier 1 capital (to risk-weighted assets)	$	9,864		12.44	%	³	$	3,173	³		4.0	%
Total capital (to risk-weighted assets)		11,048		13.93		³		6,346	³		8.0
Leverage⁽¹⁾		9,864		11.18		³		3,531	³		4.0
As of December 31, 2011:
Tier 1 capital (to risk-weighted assets)	$	9,641		13.82	%	³	$	2,790	³		4.0	%
Total capital (to risk-weighted assets)		11,142		15.98		³		5,579	³		8.0
Leverage⁽¹⁾		9,641		11.44		³		3,372	³		4.0

⁽¹⁾	Tier 1 capital divided by quarterly average assets (excluding certain intangible assets).


	Actual						For Capital Adequacy Purposes							To Be Well-Capitalized Under Prompt Corrective Action Provisions
(Dollars in millions)	Amount		Ratio				Amount			Ratio				Amount			Ratio
Capital Ratios for the Bank:
As of December 31, 2012:
Tier 1 capital (to risk-weighted assets)	$	9,192		11.68	%	³	$	3,147	³		4.0	%	³	$	4,720	³		6.0	%
Total capital (to risk-weighted assets)		10,362		13.17		³		6,294	³		8.0		³		7,867	³		10.0
Leverage⁽¹⁾		9,162		10.51		³		3,498	³		4.0		³		4,373	³		5.0
As of December 31, 2011:
Tier 1 capital (to risk-weighted assets)	$	8,588		12.39	%	³	$	2,773	³		4.0	%	³	$	4,160	³		6.0	%
Total capital (to risk-weighted assets)		10,004		14.43		³		5,546	³		8.0		³		6,933	³		10.0
Leverage⁽¹⁾		8,588		10.25		³		3,352	³		4.0		³		4,190	³		5.0

⁽¹⁾	Tier 1 capital divided by quarterly average assets (excluding certain intangible assets).

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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