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Consolidated Statements of Income (Unaudited) (USD $)
In Millions, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Interest Income        
Loans $ 621 $ 565 $ 1,227 $ 1,124
Securities 134 138 276 281
Interest income - other   2 2 3
Total interest income 755 705 1,505 1,408
Interest Expense        
Deposits 57 53 115 106
Long-term debt 36 36 72 67
Commercial paper and other short-term borrowings 3 2 6 3
Total interest expense 96 91 193 176
Net Interest Income 659 614 1,312 1,232
(Reversal of) provision for loan losses (14) (94) (15) (196)
Net interest income after (reversal of) provision for loan losses 673 708 1,327 1,428
Noninterest Income        
Service charges on deposit accounts 52 50 107 102
Trust and investment management fees 27 34 57 68
Trading account activities 25 28 56 61
Securities gains, net 28 29 47 57
Merchant banking fees 19 29 42 48
Brokerage commissions and fees 11 12 21 25
Card processing fees, net 8 18 16 33
Other 5 40 31 86
Total noninterest income 175 240 377 480
Noninterest Expense        
Salaries and employee benefits 351 346 715 690
Net occupancy and equipment 64 67 132 132
Professional and outside services 47 55 93 99
Intangible asset amortization 21 24 42 49
Regulatory assessments 16 19 34 40
(Reversal of) provision for losses on off-balance sheet commitments (1) (18) (3) (31)
Other 101 85 200 214
Total noninterest expense 599 578 1,213 1,193
Income before income taxes and including noncontrolling interests 249 370 491 715
Income tax expense 67 131 118 245
Net Income Including Noncontrolling Interests 182 239 373 470
Deduct: Net loss from noncontrolling interests 5 3 9 7
Net Income Attributable to UnionBanCal Corporation (UNBC) $ 187 $ 242 $ 382 $ 477