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Loans and Allowance for Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2013
Loans and Allowance for Loan Losses  
Summary of Loans

 

 
   December 31,  
(Dollars in millions)   2013   2012  

Loans held for investment:

              

Commercial and industrial

   $ 23,528   $ 20,827  

Commercial mortgage

     13,092     9,939  

Construction

     905     627  

Lease financing

     854     1,104  
           
​ ​ ​ ​ ​ ​ ​ ​

Total commercial portfolio

     38,379     32,497  
           
​ ​ ​ ​ ​ ​ ​ ​

Residential mortgage

     25,547     22,705  

Home equity and other consumer loans

     3,280     3,647  
           
​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     28,827     26,352  
           
​ ​ ​ ​ ​ ​ ​ ​

Total loans held for investment, before purchased credit-impaired loans

     67,206     58,849  

Purchased credit-impaired loans(1)

     1,106     1,185  
           
​ ​ ​ ​ ​ ​ ​ ​

Total loans held for investment(2)

     68,312     60,034  

Allowance for loan losses

     (568 )   (653 )
           
​ ​ ​ ​ ​ ​ ​ ​

Loans held for investment, net

   $ 67,744   $ 59,381  
           
​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​
           
(1)
Includes $251 million and $421 million as of December 31, 2013 and December 31, 2012, respectively, of loans for which the Company will be reimbursed a substantial portion of any future losses under the terms of the FDIC loss share agreements. Of these FDIC covered loans, $15 million and $24 million as of December 31, 2013 and December 31, 2012, respectively, were not accounted for under accounting guidance for loans acquired with deteriorated credit quality.

(2)
Includes $88 million and $5 million at December 31, 2013 and December 31, 2012, respectively, for net unamortized discounts and premiums and deferred fees and costs.
Reconciliation of Changes in Allowance for Loan Losses by Portfolio Segment

 

 
   For the Year Ended December 31, 2013  
(Dollars in millions)   Commercial   Consumer   Purchased
Credit-
Impaired		   Unallocated   Total  

Allowance for loan losses, beginning of period

   $ 418   $ 124   $ 1   $ 110   $ 653  

(Reversal of) provision for loan losses

     18     (29 )   —     (33 )   (44 )

(Reversal of) provision for FDIC covered loan losses not subject to FDIC indemnification

     —     —     (1 )   —     (1 )

Decrease in allowance covered by FDIC indemnification

     —     —     (8 )   —     (8 )

Loans charged off

     (44 )   (30 )   (3 )   —     (77 )

Recoveries of loans previously charged off

     29     4     12     —     45  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Allowance for loan losses, end of period

   $ 421   $ 69   $ 1   $ 77   $ 568  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                       

 
   For the Year Ended December 31, 2012  
(Dollars in millions)   Commercial   Consumer   Purchased
Credit-
Impaired		   Unallocated   Total  

Allowance for loan losses, beginning of period

   $ 474   $ 138   $ 17   $ 135   $ 764  

(Reversal of) provision for loan losses

     (25 )   78     —     (25 )   28  

(Reversal of) provision for FDIC covered loan losses not subject to FDIC indemnification

     —     —     (3 )   —     (3 )

Decrease (increase) in allowance covered by FDIC indemnification

     —     —     (5 )   —     (5 )

Loans charged off

     (88 )   (95 )   (13 )   —     (196 )

Recoveries of loans previously charged off

     57     3     5     —     65  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Allowance for loan losses, end of period

   $ 418   $ 124   $ 1   $ 110   $ 653  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                       

 

 
   For the Year Ended December 31, 2011  
(Dollars in millions)   Commercial   Consumer   Purchased
Credit-
Impaired		   Unallocated   Total  

Allowance for loan losses, beginning of period

   $ 683   $ 185   $ 25   $ 298   $ 1,191  

(Reversal of) provision for loan losses

     (74 )   37     —     (163 )   (200 )

(Reversal of) provision for FDIC covered loan losses not subject to FDIC indemnification

     —     —     (2 )   —     (2 )

Decrease (increase) in allowance covered by FDIC indemnification

     —     —     (5 )   —     (5 )

Other(1)

     16     —     —     —     16  

Loans charged off

     (217 )   (87 )   (3 )   —     (307 )

Recoveries of loans previously charged off

     66     3     2     —     71  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Allowance for loan losses, end of period

   $ 474   $ 138   $ 17   $ 135   $ 764  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                       
(1)
Other includes a $16 million allowance for loan losses transfer attributed to an internal reorganization on October 1, 2011, in which BTMU transferred its trust company, The Bank of Tokyo-Mitsubishi UFJ Trust Company (BTMUT), to the Company.
Allowance for Loan Losses and Related Loan Balances by Portfolio Segment

 

 
   December 31, 2013  
(Dollars in millions)   Commercial   Consumer   Purchased
Credit-
Impaired		   Unallocated   Total  

Allowance for loan losses:

                                

Individually evaluated for impairment

   $ 19   $ 20   $ —   $ —   $ 39  

Collectively evaluated for impairment

     402     49     —     77     528  

Purchased credit-impaired loans

     —     —     1     —     1  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total allowance for loan losses

   $ 421   $ 69   $ 1   $ 77   $ 568  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                       

Loans held for investment:

                                

Individually evaluated for impairment

   $ 266   $ 339   $ 3   $ —   $ 608  

Collectively evaluated for impairment

     38,113     28,488     —     —     66,601  

Purchased credit-impaired loans

     —     —     1,103     —     1,103  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total loans held for investment

   $ 38,379   $ 28,827   $ 1,106   $ —   $ 68,312  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                       

 

 
   December 31, 2012  
(Dollars in millions)   Commercial   Consumer   Purchased
Credit-
Impaired		   Unallocated   Total  

Allowance for loan losses:

                                

Individually evaluated for impairment

   $ 24   $ 18   $ —   $ —   $ 42  

Collectively evaluated for impairment

     394     106     —     110     610  

Purchased credit-impaired loans

     —     —     1     —     1  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total allowance for loan losses

   $ 418   $ 124   $ 1   $ 110   $ 653  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                       

Loans held for investment:

                                

Individually evaluated for impairment

   $ 330   $ 292   $ 5   $ —   $ 627  

Collectively evaluated for impairment

     32,167     26,060     —     —     58,227  

Purchased credit-impaired loans

     —     —     1,180     —     1,180  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total loans held for investment

   $ 32,497   $ 26,352   $ 1,185   $ —   $ 60,034  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                       
Summary of Nonaccrual Loans

 

 
   December 31,  
(Dollars in millions)   2013   2012  

Commercial and industrial

   $ 44   $ 48  

Commercial mortgage

     51     65  
           
​ ​ ​ ​ ​ ​ ​ ​

Total commercial portfolio

     95     113  
           
​ ​ ​ ​ ​ ​ ​ ​

Residential mortgage

     286     306  

Home equity and other consumer loans

     46     56  
           
​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     332     362  
           
​ ​ ​ ​ ​ ​ ​ ​

Total nonaccrual loans, before purchased credit-impaired loans

     427     475  

Purchased credit-impaired loans

     15     30  
           
​ ​ ​ ​ ​ ​ ​ ​

Total nonaccrual loans

   $ 442   $ 505  
           
​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​
           

Troubled debt restructured loans that continue to accrue interest

   $ 367   $ 401  
           
​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​
           

Troubled debt restructured nonaccrual loans (included in the total nonaccrual loans above)

   $ 225   $ 209  
           
​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​
           
Aging of Balance of Loans Held for Investment, Excluding Purchased Credit-Impaired Loans

 

 
   December 31, 2013  
 
   Aging Analysis of Loans  
(Dollars in millions)   Current   30 to
89 Days
Past Due		   90 Days or
More Past
Due		   Total Past Due   Total  

Commercial and industrial

   $ 24,310   $ 66   $ 6   $ 72   $ 24,382  

Commercial mortgage

     13,004     68     20     88     13,092  

Construction

     891     14     —     14     905  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total commercial portfolio

     38,205     148     26     174     38,379  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Residential mortgage

     25,342     114     91     205     25,547  

Home equity and other consumer loans

     3,238     23     19     42     3,280  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     28,580     137     110     247     28,827  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total loans held for investment, excluding purchased credit-impaired loans

   $ 66,785   $ 285   $ 136   $ 421   $ 67,206  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                       

 

 
   December 31, 2012  
 
   Aging Analysis of Loans  
(Dollars in millions)   Current   30 to
89 Days
Past Due		   90 Days or
More Past
Due		   Total Past Due   Total  

Commercial and industrial

   $ 21,861   $ 68   $ 2   $ 70   $ 21,931  

Commercial mortgage

     9,869     57     13     70     9,939  

Construction

     622     5     —     5     627  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total commercial portfolio

     32,352     130     15     145     32,497  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Residential mortgage

     22,351     181     173     354     22,705  

Home equity and other consumer loans

     3,584     44     19     63     3,647  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     25,935     225     192     417     26,352  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total loans held for investment, excluding purchased credit-impaired loans

   $ 58,287   $ 355   $ 207   $ 562   $ 58,849  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                       
Loans in Commercial Portfolio Segment and Commercial Loans within Purchased Credit-Impaired Loans Segment Monitored for Credit Quality Based on Internal Ratings

 

 
   December 31, 2013  
(Dollars in millions)   Pass   Special Mention   Classified   Total  

Commercial and industrial

   $ 23,346   $ 576   $ 313   $ 24,235  

Construction

     879     14     —     893  

Commercial mortgage

     12,562     142     228     12,932  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total commercial portfolio

     36,787     732     541     38,060  

Purchased credit-impaired loans

     48     204     362     614  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total

   $ 36,835   $ 936   $ 903   $ 38,674  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                   

 

 
   December 31, 2012  
(Dollars in millions)   Pass   Special Mention   Classified   Total  

Commercial and industrial

   $ 20,961   $ 438   $ 380   $ 21,779  

Construction

     610     17     —     627  

Commercial mortgage

     9,298     194     248     9,740  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total commercial portfolio

     30,869     649     628     32,146  

Purchased credit-impaired loans

     21     153     301     475  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total

   $ 30,890   $ 802   $ 929   $ 32,621  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                   
Loans in Consumer Portfolio an Purchased credit-impaired loans

 

 
   December 31, 2013  
(Dollars in millions)   Accrual   Nonaccrual   Total  

Residential mortgage

   $ 25,261   $ 286   $ 25,547  

Home equity and other consumer loans

     3,234     46     3,280  
               
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     28,495     332     28,827  

Purchased credit-impaired loans

     242     —     242  
               
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total

   $ 28,737   $ 332   $ 29,069  
               
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
               

 

 
   December 31, 2012  
(Dollars in millions)   Accrual   Nonaccrual   Total  

Residential mortgage

   $ 22,399   $ 306   $ 22,705  

Home equity and other consumer loans

     3,591     56     3,647  
               
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     25,990     362     26,352  

Purchased credit-impaired loans

     288     —     288  
               
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total

   $ 26,278   $ 362   $ 26,640  
               
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
               
Loans in Consumer Portfolio Segment and Consumer Loans within Purchased Credit-Impaired Loans Segment Monitored for Credit Quality Based on Refreshed FICO Scores and Refreshed LTV ratios

 

 
   December 31, 2013  
 
   FICO scores  
(Dollars in millions)   720 and Above   Below 720   No FICO
Available(1)		   Total  

Residential mortgage

   $ 19,614   $ 5,301   $ 459   $ 25,374  

Home equity and other consumer loans

     2,283     839     81     3,203  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     21,897     6,140     540     28,577  

Purchased credit-impaired loans

     94     135     15     244  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total

   $ 21,991   $ 6,275   $ 555   $ 28,821  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                   

Percentage of total

     76 %   22 %   2 %   100 %
(1)
Represents loans for which management was not able to obtain an updated FICO score (e.g., due to recent profile changes).


 
   December 31, 2012  
 
   FICO scores  
(Dollars in millions)   720 and Above   Below 720   No FICO
Available(1)		   Total  

Residential mortgage

   $ 17,103   $ 4,666   $ 395   $ 22,164  

Home equity and other consumer loans

     2,464     986     122     3,572  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     19,567     5,652     517     25,736  

Purchased credit-impaired loans

     106     172     10     288  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total

   $ 19,673   $ 5,824   $ 527   $ 26,024  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                   

Percentage of total

     76 %   22 %   2 %   100 %
(1)
Represents loans for which management was not able to obtain an updated FICO score (e.g., due to recent profile changes).

 
   December 31, 2013  
 
   LTV ratios  
(Dollars in millions)   Less than 80
Percent		   80-100
Percent		   Greater than
100 Percent		   No LTV
Available(1)		   Total  

Residential mortgage

   $ 23,209   $ 1,884   $ 228   $ 53   $ 25,374  

Home equity loans

     2,487     362     202     52     3,103  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     25,696     2,246     430     105     28,477  

Purchased credit-impaired loans

     152     57     31     —     240  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total

   $ 25,848   $ 2,303   $ 461   $ 105   $ 28,717  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                       

Percentage of total

     90 %   8 %   2 %   — %   100 %
(1)
Represents loans for which management was not able to obtain refreshed property values.


 
   December 31, 2012  
 
   LTV ratios  
(Dollars in millions)   Less than 80
Percent		   80-100
Percent		   Greater than
100 Percent		   No LTV
Available(1)		   Total  

Residential mortgage

   $ 17,771   $ 3,031   $ 1,232   $ 130   $ 22,164  

Home equity loans

     2,216     618     540     113     3,487  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     19,987     3,649     1,772     243     25,651  

Purchased credit-impaired loans

     72     50     153     13     288  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total

   $ 20,059   $ 3,699   $ 1,925   $ 256   $ 25,939  
                       
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                       

Percentage of total

     77 %   14 %   8 %   1 %   100 %
(1)
Represents loans for which management was not able to obtain refreshed property values.
Summary of Troubled Debt Restructurings

 

 
   December 31,  
(Dollars in millions)   2013   2012  

Commercial and industrial

   $ 212   $ 215  

Commercial mortgage

     38     64  

Construction

     —     35  
           
​ ​ ​ ​ ​ ​ ​ ​

Total commercial portfolio

     250     314  
           
​ ​ ​ ​ ​ ​ ​ ​

Residential mortgage

     315     271  

Home equity and other consumer loans

     24     21  
           
​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     339     292  
           
​ ​ ​ ​ ​ ​ ​ ​

Total restructured loans, excluding purchased credit-impaired loans(1)

   $ 589   $ 606  
           
​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​
           
(1)
Amounts exclude $3 million and $4 million of TDRs covered by FDIC loss share agreements at December 31, 2013 and 2012, respectively.
Pre- and Post-Modification Outstanding Recorded Investment Amounts of Troubled Debt Restructurings

 

 
   For the Year Ended
December 31, 2013		   For the Year Ended
Decemeber 31, 2012		  
(Dollars in millions)   Pre-Modification
Outstanding
Recorded
Investment(1)		   Post-Modification
Outstanding
Recorded
Investment(2)		   Pre-Modification
Outstanding
Recorded
Investment(1)		   Post-Modification
Outstanding
Recorded
Investment(2)		  

Commercial and industrial

   $ 161   $ 158   $ 154   $ 147  

Commercial mortgage

     70     69     22     21  

Construction

     —     —     7     7  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total commercial portfolio

     231     227     183     175  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Residential mortgage

     104     103     159     151  

Home equity and other consumer loans

     9     8     31     19  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     113     111     190     170  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total

   $ 344   $ 338   $ 373   $ 345  
                   
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                   
(1)
Represents the recorded investment in the loan immediately prior to the restructuring event.

(2)
Represents the recorded investment in the loan immediately following the restructuring event. It includes the effect of paydowns that were required as part of the restructuring terms.
Recorded Investment Amounts of Troubled Debt Restructurings

 

 
   December 31,  
(Dollars in millions)   2013   2012  

Commercial and industrial

   $ 10   $ 3  

Commercial mortgage

     2     1  

Construction

     —     15  
           
​ ​ ​ ​ ​ ​ ​ ​

Total commercial portfolio

     12     19  
           
​ ​ ​ ​ ​ ​ ​ ​

Residential mortgage

     16     34  

Home equity and other consumer loans

     2     —  
           
​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     18     34  
           
​ ​ ​ ​ ​ ​ ​ ​

Total

   $ 30   $ 53  
           
​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​
           
Information about Impaired Loans by Class

 

 
   December 31, 2013  
 
   Recorded Investment    
   Unpaid Principal
Balance		  
(Dollars in millions)   With an
Allowance		   Without an
Allowance		   Total   Allowance
for Impaired
Loans		   With an
Allowance		   Without an
Allowance		  

Commercial and industrial

   $ 117   $ 104   $ 221   $ 16   $ 121   $ 114  

Commercial mortgage

     33     12     45     3     36     15  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total commercial portfolio

     150     116     266     19     157     129  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Residential mortgage

     220     95     315     20     236     108  

Home equity and other consumer loans

     4     20     24     —     4     34  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     224     115     339     20     240     142  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total, excluding purchased credit-impaired loans

     374     231     605     39     397     271  

Purchased credit-impaired loans

     2     1     3     —     2     6  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total

   $ 376   $ 232   $ 608   $ 39   $ 399   $ 277  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                           


 

 
   December 31, 2012  
 
   Recorded Investment    
   Unpaid Principal
Balance		  
(Dollars in millions)   With an
Allowance		   Without an
Allowance		   Total   Allowance
for Impaired
Loans		   With an
Allowance		   Without an
Allowance		  

Commercial and industrial

   $ 156   $ 64   $ 220   $ 24   $ 167   $ 64  

Commercial mortgage

     15     60     75     —     18     70  

Construction

     —     35     35     —     —     38  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total commercial portfolio

     171     159     330     24     185     172  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Residential mortgage

     186     85     271     18     199     97  

Home equity and other consumer loans

     3     18     21     —     3     31  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     189     103     292     18     202     128  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total, excluding purchased credit-impaired loans

     360     262     622     42     387     300  

Purchased credit-impaired loans

     —     4     4     —     1     14  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total

   $ 360   $ 266   $ 626   $ 42   $ 388   $ 314  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                           
Average Investment in Impaired Loans and Interest Income Recognized for Impaired Loans

 

 
   Years Ended December 31,  
 
   2013   2012   2011  
(Dollars in millions)   Average
Recorded
Investment		   Recognized
Interest
Income		   Average
Recorded
Investment		   Recognized
Interest
Income		   Average
Recorded
Investment		   Recognized
Interest
Income		  

Commercial and industrial

   $ 243   $ 14   $ 201   $ 12   $ 185   $ 6  

Commercial mortgage

     53     9     107     1     191     1  

Construction

     8     3     44     2     56     3  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total commercial portfolio

     304     26     352     15     432     10  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Residential mortgage

     293     10     221     8     117     6  

Home equity and other consumer loans

     22     1     7     1     2     —  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total consumer portfolio

     315     11     228     9     119     6  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total, excluding purchased credit-impaired loans          

     619     37     580     24     551     16  

Purchased credit-impaired loans

     4     —     8     1     16     1  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Total

   $ 623   $ 37   $ 588   $ 25   $ 567   $ 17  
                           
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
                           
Outstanding Balances and Carrying Amounts of Purchased Credit-Impaired Loans

 

(Dollars in millions)   December 31,
2013		   December 31,
2012		  

Total outstanding balance

   $ 1,733   $ 2,155  

Carrying amount

     1,091     1,161  
Changes in Accretable Balance for Purchased Credit-Impaired Loans

 

 
   For the Years Ended
December 31,		  
(Dollars in millions)   2013   2012   2011  

Accretable yield, beginning of period

   $ 590   $ 424   $ 231  

Additions

     31     171     —  

Accretion

     (336 )   (297 )   (192 )

Reclassifications from nonaccretable difference during the period

     93     292     385  
               
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Accretable yield, end of period

   $ 378   $ 590   $ 424  
               
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​