The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM COM 00206R102 1,166 38,581 SH   SOLE   0 0 0
ABBOTT LABS COM COM 002824100 332 3,634 SH   SOLE   0 0 0
ABBVIE INC COM COM 00287Y109 327 3,334 SH   SOLE   0 0 0
ACCELERON PHARMA INC COM COM 00434H108 267 2,800 SH   SOLE   0 0 0
ACTINIUM PHARMACEUTICALS INC COM 00507W107 13 37,700 SH   SOLE   0 0 0
ALIBABA GROUP HLDG L SPONSORED ADS ADR 01609W102 335 1,553 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL C COM 02079K107 1,404 993 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL A COM 02079K305 383 270 SH   SOLE   0 0 0
ALTRIA GROUP INC COM COM 02209S103 251 6,400 SH   SOLE   0 0 0
AMARIN CORP PLC SPONS ADR NEW ADR 023111206 71 10,300 SH   SOLE   0 0 0
AMAZON COM INC COM COM 023135106 1,771 642 SH   SOLE   0 0 0
AMERICAN TOWER CORP COM COM 03027X100 432 1,671 SH   SOLE   0 0 0
AMGEN INC COM COM 031162100 274 1,162 SH   SOLE   0 0 0
APPLE INC COM COM 037833100 8,429 23,105 SH   SOLE   0 0 0
APPLIED MATLS INC COM COM 038222105 291 4,821 SH   SOLE   0 0 0
ARES CAPITAL CORP COM COM 04010L103 163 11,304 SH   SOLE   0 0 0
ASPIRA WOMENS HEALTH COM COM 04537Y109 46 12,000 SH   SOLE   0 0 0
AUTOMATIC DATA PROCE COM COM 053015103 326 2,188 SH   SOLE   0 0 0
BAIN CAP SPECIALTY F COM STK COM 05684B107 133 12,001 SH   SOLE   0 0 0
BK OF AMERICA CORP COM COM 060505104 465 19,569 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY I CL A COM 084670108 267 1 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY I CL B NEW COM 084670702 3,262 18,271 SH   SOLE   0 0 0
BLACKROCK INC COM COM 09247X101 217 399 SH   SOLE   0 0 0
BLACKSTONE GROUP INC COM CL A COM 09260D107 4,101 72,382 SH   SOLE   0 0 0
BLUEBIRD BIO INC COM COM 09609G100 612 10,022 SH   SOLE   0 0 0
BOEING CO COM COM 097023105 310 1,690 SH   SOLE   0 0 0
BRISTOL-MYERS SQUIBB COM COM 110122108 54,552 927,754 SH   SOLE   0 0 0
BRISTOL-MYERS SQUIBB RIGHT 99/99/9999 RIGHT 110122157 4,452 1,243,611 SH   SOLE   0 0 0
CABOT OIL &GAS CORP COM COM 127097103 361 21,000 SH   SOLE   0 0 0
CASTLIGHT HEALTH INC CL B COM 14862Q100 8 10,000 SH   SOLE   0 0 0
CATERPILLAR INC DEL COM COM 149123101 237 1,874 SH   SOLE   0 0 0
CHEVRON CORP NEW COM COM 166764100 232 2,597 SH   SOLE   0 0 0
CISCO SYS INC COM COM 17275R102 588 12,608 SH   SOLE   0 0 0
COCA COLA CO COM COM 191216100 1,491 33,367 SH   SOLE   0 0 0
COMCAST CORP NEW CL A COM 20030N101 747 19,162 SH   SOLE   0 0 0
CONTINENTAL RES INC COM COM 212015101 631 36,000 SH   SOLE   0 0 0
DISNEY WALT CO COM DISNEY COM 254687106 319 2,865 SH   SOLE   0 0 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 274 3,429 SH   SOLE   0 0 0
EQT CORP COM COM 26884L109 327 27,500 SH   SOLE   0 0 0
ECOLAB INC COM COM 278865100 360 1,810 SH   SOLE   0 0 0
ENBRIDGE INC COM COM 29250N105 278 9,155 SH   SOLE   0 0 0
EQUITRANS MIDSTREAM COM COM 294600101 422 50,792 SH   SOLE   0 0 0
ESSENTIAL UTILS INC COM COM 29670G102 309 7,319 SH   SOLE   0 0 0
EXXON MOBIL CORP COM COM 30231G102 1,423 31,824 SH   SOLE   0 0 0
FACEBOOK INC CL A COM 30303M102 1,535 6,762 SH   SOLE   0 0 0
FIRST MERCHANTS CORP COM COM 320817109 1,797 65,169 SH   SOLE   0 0 0
FORD MTR CO DEL COM COM 345370860 85 14,049 SH   SOLE   0 0 0
GALLAGHER ARTHUR J & COM COM 363576109 505 5,182 SH   SOLE   0 0 0
GENERAL DYNAMICS COR COM COM 369550108 223 1,494 SH   SOLE   0 0 0
GENERAL ELECTRIC CO COM COM 369604103 99 14,440 SH   SOLE   0 0 0
GENERAL MLS INC COM COM 370334104 267 4,333 SH   SOLE   0 0 0
HOME DEPOT INC COM COM 437076102 521 2,078 SH   SOLE   0 0 0
IDEXX LABS INC COM COM 45168D104 840 2,545 SH   SOLE   0 0 0
INTEL CORP COM COM 458140100 503 8,409 SH   SOLE   0 0 0
INTERCONTINENTAL EXC COM COM 45866F104 563 6,149 SH   SOLE   0 0 0
INTERNATIONAL BUSINE COM COM 459200101 483 4,001 SH   SOLE   0 0 0
INVESCO ACTIVELY MAN ULTRA SHRT DUR COM 46090A887 255 5,050 SH   SOLE   0 0 0
INVESCO QQQ TR UNIT SER 1 ETF 46090E103 1,395 5,632 SH   SOLE   0 0 0
INVESCO EXCHANGE TRA S&P500 QUALITY COM 46137V241 365 10,308 SH   SOLE   0 0 0
INVESCO EXCH TRADED S&P500 LOW VOL COM 46138E354 1,812 36,483 SH   SOLE   0 0 0
INVESCO EXCH TRD SLF BULSHS 2020 CB ETF 46138J502 5,958 279,973 SH   SOLE   0 0 0
INVESCO EXCH TRD SLF BULSHS 2020 HY ETF 46138J601 3,273 140,599 SH   SOLE   0 0 0
INVESCO EXCH TRD SLF BULSHS 2021 CB ETF 46138J700 6,486 303,502 SH   SOLE   0 0 0
INVESCO EXCH TRD SLF BULSHS 2021 HY ETF 46138J809 2,973 131,046 SH   SOLE   0 0 0
INVESCO EXCH TRD SLF BULSHS 2025 HY ETF 46138J817 214 9,379 SH   SOLE   0 0 0
INVESCO EXCH TRD SLF BULSHS 2025 CB ETF 46138J825 1,125 50,625 SH   SOLE   0 0 0
INVESCO EXCH TRD SLF BULSHS 2024 HY ETF 46138J833 933 39,806 SH   SOLE   0 0 0
INVESCO EXCH TRD SLF BULSHS 2024 CB ETF 46138J841 2,941 133,436 SH   SOLE   0 0 0
INVESCO EXCH TRD SLF BULSHS 2023 HY ETF 46138J858 2,599 108,395 SH   SOLE   0 0 0
INVESCO EXCH TRD SLF BULSHS 2023 CB ETF 46138J866 5,472 251,448 SH   SOLE   0 0 0
INVESCO EXCH TRD SLF BULSHS 2022 HY ETF 46138J874 3,166 141,975 SH   SOLE   0 0 0
INVESCO EXCH TRD SLF BULSHS 2022 CB ETF 46138J882 6,959 318,913 SH   SOLE   0 0 0
ISHARES TR S&P 100 ETF ETF 464287101 2,090 14,674 SH   SOLE   0 0 0
ISHARES TR CORE S&P500 ETF ETF 464287200 4,820 15,563 SH   SOLE   0 0 0
ISHARES TR MSCI EMG MKT ETF ETF 464287234 256 6,405 SH   SOLE   0 0 0
ISHARES IBOXX INVESTMENT GRADE CORPORATE BOND ETF 464287242 273 2,031 SH   SOLE   0 0 0
ISHARES TR S&P 500 GRWT ETF ETF 464287309 37,263 179,591 SH   SOLE   0 0 0
ISHARES TR S&P 500 VAL ETF ETF 464287408 23,367 215,945 SH   SOLE   0 0 0
ISHARES TR 1 3 YR TREAS BD ETF 464287457 1,191 13,752 SH   SOLE   0 0 0
ISHARES TR MSCI EAFE ETF ETF 464287465 3,266 53,657 SH   SOLE   0 0 0
ISHARES TR RUS MDCP VAL ETF ETF 464287473 1,370 17,899 SH   SOLE   0 0 0
ISHARES TR RUS MD CP GR ETF ETF 464287481 1,547 9,781 SH   SOLE   0 0 0
ISHARES TR RUS 1000 VAL ETF ETF 464287598 3,242 28,789 SH   SOLE   0 0 0
ISHARES TR RUS 1000 GRW ETF ETF 464287614 2,348 12,232 SH   SOLE   0 0 0
ISHARES TR RUS 1000 ETF ETF 464287622 2,504 14,583 SH   SOLE   0 0 0
ISHARES TR RUS 2000 VAL ETF ETF 464287630 351 3,598 SH   SOLE   0 0 0
ISHARES TR RUS 2000 GRW ETF ETF 464287648 355 1,715 SH   SOLE   0 0 0
ISHARES TR RUSSELL 2000 ETF ETF 464287655 1,348 9,413 SH   SOLE   0 0 0
ISHARES TR MSCI ACWI EX US ETF 464288240 435 10,058 SH   SOLE   0 0 0
ISHARES TR MSCI ACWI ETF ETF 464288257 238 3,225 SH   SOLE   0 0 0
ISHARES TR EAFE SML CP ETF ETF 464288273 318 5,937 SH   SOLE   0 0 0
ISHARES TR INTL SEL DIV ETF ETF 464288448 276 11,004 SH   SOLE   0 0 0
ISHARES TR SH TR CRPORT ETF ETF 464288646 216 3,954 SH   SOLE   0 0 0
ISHARES TR PFD AND INCM SEC ETF 464288687 233 6,715 SH   SOLE   0 0 0
ISHARES INC MSCI GBL GOLD MN ETF 46434G855 271 8,988 SH   SOLE   0 0 0
ISHARES TR IBONDS DEC25 ETF ETF 46434VBD1 329 12,188 SH   SOLE   0 0 0
ISHARES TR ESG MSCI USA ETF ETF 46435G425 399 5,707 SH   SOLE   0 0 0
JPMORGAN CHASE &CO COM COM 46625H100 2,648 28,148 SH   SOLE   0 0 0
J P MORGAN EXCHANGE- ULTRA SHT MUNCPL COM 46641Q654 7,230 141,826 SH   SOLE   0 0 0
J P MORGAN EXCHANGE- ULTRA SHRT INC COM 46641Q837 3,025 59,632 SH   SOLE   0 0 0
JOHNSON &JOHNSON COM COM 478160104 5,716 40,644 SH   SOLE   0 0 0
KKR &CO INC COM COM 48251W104 3,992 129,271 SH   SOLE   0 0 0
KIMBERLY CLARK CORP COM COM 494368103 208 1,468 SH   SOLE   0 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR ADR 539439109 38 25,416 SH   SOLE   0 0 0
MERCK &CO. INC COM COM 58933Y105 1,446 18,703 SH   SOLE   0 0 0
MICROSOFT CORP COM COM 594918104 4,954 24,344 SH   SOLE   0 0 0
NETFLIX INC COM COM 64110L106 409 899 SH   SOLE   0 0 0
NIKE INC CL B COM 654106103 246 2,506 SH   SOLE   0 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 527 6,034 SH   SOLE   0 0 0
ORACLE CORP COM COM 68389X105 217 3,921 SH   SOLE   0 0 0
PARK NATL CORP COM COM 700658107 448 6,363 SH   SOLE   0 0 0
PAYPAL HLDGS INC COM COM 70450Y103 270 1,551 SH   SOLE   0 0 0
PEPSICO INC COM COM 713448108 338 2,555 SH   SOLE   0 0 0
PFIZER INC COM COM 717081103 1,082 33,093 SH   SOLE   0 0 0
PHATHOM PHARMACEUTIC COM COM 71722W107 536 16,300 SH   SOLE   0 0 0
PHILIP MORRIS INTL I COM COM 718172109 244 3,484 SH   SOLE   0 0 0
PIONEER NAT RES CO COM COM 723787107 452 4,631 SH   SOLE   0 0 0
POOL CORPORATION COM COM 73278L105 506 1,860 SH   SOLE   0 0 0
PROCTER AND GAMBLE C COM COM 742718109 460 3,848 SH   SOLE   0 0 0
PROSHARES TR DJ BRKFLD GLB ETF 74347B508 719 18,149 SH   SOLE   0 0 0
PUBLIC SVC ENTERPRIS COM COM 744573106 368 7,490 SH   SOLE   0 0 0
QUALCOMM INC COM COM 747525103 213 2,336 SH   SOLE   0 0 0
QUIDEL CORP COM COM 74838J101 1,782 7,964 SH   SOLE   0 0 0
RPM INTL INC COM COM 749685103 1,119 14,914 SH   SOLE   0 0 0
RAYTHEON TECHNOLOGIE COM COM 75513E101 295 4,788 SH   SOLE   0 0 0
SPDR S&P 500 ETF TR TR UNIT ETF 78462F103 8,616 27,941 SH   SOLE   0 0 0
SPDR GOLD TR GOLD SHS ETF 78463V107 2,213 13,224 SH   SOLE   0 0 0
SPDR SER TR BLMBRG BRC CNVRT ETF 78464A359 1,001 16,553 SH   SOLE   0 0 0
SPDR SER TR S&P DIVID ETF ETF 78464A763 1,074 11,774 SH   SOLE   0 0 0
SPDR DOW JONES INDL UT SER 1 COM 78467X109 1,602 6,211 SH   SOLE   0 0 0
SELECT SECTOR SPDR T SBI HEALTHCARE COM 81369Y209 257 2,567 SH   SOLE   0 0 0
SOUTH JERSEY INDUSTRIES COM 838518108 681 27,256 SH   SOLE   0 0 0
SQUARE INC CL A COM 852234103 458 4,360 SH   SOLE   0 0 0
STANLEY BLACK &DECKE COM COM 854502101 283 2,028 SH   SOLE   0 0 0
STARBUCKS CORP COM COM 855244109 259 3,516 SH   SOLE   0 0 0
TESLA INC COM COM 88160R101 806 746 SH   SOLE   0 0 0
TG THERAPEUTICS INC COM COM 88322Q108 298 15,300 SH   SOLE   0 0 0
3M CO COM COM 88579Y101 689 4,414 SH   SOLE   0 0 0
TRUIST FINL CORP COM COM 89832Q109 282 7,513 SH   SOLE   0 0 0
UNITED PARCEL SERVIC CL B COM 911312106 291 2,621 SH   SOLE   0 0 0
VANECK VECTORS ETF TR JR GOLD MINERS E ETF 92189F791 299 6,026 SH   SOLE   0 0 0
VANGUARD SPECIALIZED DIV APP ETF ETF 921908844 529 4,512 SH   SOLE   0 0 0
VANGUARD ADMIRAL FDS 500 GRTH IDX F COM 921932505 1,062 5,684 SH   SOLE   0 0 0
VANGUARD ADMIRAL FDS 500 VAL IDX FD ETF 921932703 1,434 13,720 SH   SOLE   0 0 0
VANGUARD BD INDEX FD INTERMED TERM ETF 921937819 250 2,684 SH   SOLE   0 0 0
VANGUARD BD INDEX FD SHORT TRM BOND ETF 921937827 692 8,329 SH   SOLE   0 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT ETF 921937835 831 9,409 SH   SOLE   0 0 0
VANGUARD TAX-MANAGED FTSE DEV MKT ETF ETF 921943858 37,026 954,524 SH   SOLE   0 0 0
VANGUARD INTL EQUITY FTSE SMCAP ETF ETF 922042718 258 2,674 SH   SOLE   0 0 0
VANGUARD INTL EQUITY TT WRLD ST ETF ETF 922042742 453 6,054 SH   SOLE   0 0 0
VANGUARD INTL EQUITY ALLWRLD EX US COM 922042775 287 6,033 SH   SOLE   0 0 0
VANGUARD INTL EQUITY FTSE EMR MKT ETF ETF 922042858 221 5,571 SH   SOLE   0 0 0
VANGUARD WORLD FDS INF TECH ETF ETF 92204A702 533 1,914 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE SHRT TRM CORP BD COM 92206C409 1,035 12,522 SH   SOLE   0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS ETF 922908363 313 1,103 SH   SOLE   0 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP ETF 922908512 274 2,864 SH   SOLE   0 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP ETF 922908538 207 1,255 SH   SOLE   0 0 0
VANGUARD INDEX FDS REAL ESTATE ETF ETF 922908553 376 4,790 SH   SOLE   0 0 0
VANGUARD INDEX FDS SM CP VAL ETF ETF 922908611 214 2,001 SH   SOLE   0 0 0
VANGUARD INDEX FDS MID CAP ETF ETF 922908629 225 1,371 SH   SOLE   0 0 0
VANGUARD INDEX FDS LARGE CAP ETF ETF 922908637 522 3,653 SH   SOLE   0 0 0
VANGUARD INDEX FDS EXTEND MKT ETF ETF 922908652 39,196 331,214 SH   SOLE   0 0 0
VANGUARD INDEX FDS VALUE ETF ETF 922908744 799 8,024 SH   SOLE   0 0 0
VANGUARD INDEX FDS SMALL CP ETF ETF 922908751 228 1,565 SH   SOLE   0 0 0
VANGUARD INDEX FDS TOTAL STK MKT ETF 922908769 1,878 11,998 SH   SOLE   0 0 0
VERIZON COMMUNICATIO COM COM 92343V104 834 15,135 SH   SOLE   0 0 0
VISA INC COM CL A COM 92826C839 245 1,266 SH   SOLE   0 0 0
WELLS FARGO CO NEW COM COM 949746101 316 12,349 SH   SOLE   0 0 0
CHUBB LIMITED COM COM H1467J104 224 1,765 SH   SOLE   0 0 0