<ARTICLE> 5
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                         504,740
<SECURITIES>                                   219,151
<RECEIVABLES>                                  288,999
<ALLOWANCES>                                  (25,598)
<INVENTORY>                                          0
<CURRENT-ASSETS>                             1,078,258
<PP&E>                                         159,140
<DEPRECIATION>                                (54,388)
<TOTAL-ASSETS>                               9,697,709
<CURRENT-LIABILITIES>                          422,704
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            49
<OTHER-SE>                                   8,853,551
<TOTAL-LIABILITY-AND-EQUITY>                 9,697,709
<SALES>                                        465,451
<TOTAL-REVENUES>                               748,423
<CGS>                                           34,706
<TOTAL-COSTS>                                1,749,249
<OTHER-EXPENSES>                                 1,598
<LOSS-PROVISION>                                 9,686
<INTEREST-EXPENSE>                              13,868
<INCOME-PRETAX>                            (1,009,310)
<INCOME-TAX>                                    15,476
<INCOME-CONTINUING>                        (1,024,786)
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                               (1,024,786)
<EPS-BASIC>                                     (5.87)
<EPS-DILUTED>                                   (5.87)