The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY COVINGTON TR MSCI RL EST ETF 316092857 2,586 92,688 SH   SOLE 0 0 92,688
ISHARES GOLD TRUST ISHARES 464285105 223 15,792 SH   SOLE 0 0 15,792
ISHARES INC JP MORGAN EM ETF 464286517 4,381 99,094 SH   SOLE 0 0 99,094
ISHARES INC CORE MSCI EMKT 46434G103 10,414 212,444 SH   SOLE 0 0 212,444
ISHARES TR TIPS BD ETF 464287176 4,771 41,025 SH   SOLE 0 0 41,025
ISHARES TR CORE S&P500 ETF 464287200 15,686 52,547 SH   SOLE 0 0 52,547
ISHARES TR CORE US AGGBD ET 464287226 3,453 30,510 SH   SOLE 0 0 30,510
ISHARES TR MSCI EMG MKT ETF 464287234 211 5,172 SH   SOLE 0 0 5,172
ISHARES TR S&P 500 GRWT ETF 464287309 1,150 6,388 SH   SOLE 0 0 6,388
ISHARES TR S&P 500 VAL ETF 464287408 5,042 42,323 SH   SOLE 0 0 42,323
ISHARES TR MSCI EAFE ETF 464287465 3,845 58,956 SH   SOLE 0 0 58,956
ISHARES TR CORE S&P MCP ETF 464287507 6,514 33,711 SH   SOLE 0 0 33,711
ISHARES TR RUSSELL 2000 ETF 464287655 1,758 11,616 SH   SOLE 0 0 11,616
ISHARES TR U.S. REAL ES ETF 464287739 2,632 28,142 SH   SOLE 0 0 28,142
ISHARES TR CORE S&P SCP ETF 464287804 3,150 40,464 SH   SOLE 0 0 40,464
ISHARES TR INTL DEV RE ETF 464288489 3,531 119,023 SH   SOLE 0 0 119,023
ISHARES TR IBOXX HI YD ETF 464288513 4,084 46,846 SH   SOLE 0 0 46,846
ISHARES TR A RATE CP BD ETF 46429B291 12,090 220,607 SH   SOLE 0 0 220,607
ISHARES TR CORE HIGH DV ETF 46429B663 223 2,365 SH   SOLE 0 0 2,365
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,920 49,121 SH   SOLE 0 0 49,121
ISHARES TR CORE MSCI EAFE 46432F842 21,112 345,702 SH   SOLE 0 0 345,702
ISHARES TR CORE 1 5 YR USD 46432F859 6,456 127,871 SH   SOLE 0 0 127,871
ISHARES TR 0-5YR INVT GR CP 46434V100 418 8,165 SH   SOLE 0 0 8,165
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 3,922 91,066 SH   SOLE 0 0 91,066
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 254 6,429 SH   SOLE 0 0 6,429
WALMART INC COM 931142103 375 3,156 SH   SOLE 0 0 3,156
WEC ENERGY GROUP INC COM 92939U106 309 3,250 SH   SOLE 0 0 3,250
WISDOMTREE TR EM LCL DEBT FD 97717X867 2,451 71,237 SH   SOLE 0 0 71,237