The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579Y101 1,071 6,030 SH   SOLE NONE 6,030 0 0
AT&T Inc. COM 00206R102 914 37,145 SH   SOLE NONE 37,145 0 0
Abbott Laboratories COM 002824100 1,497 10,640 SH   SOLE NONE 10,640 0 0
Alphabet, Inc. Cl. C CAP STK CL C 02079K107 7,412 2,562 SH   SOLE NONE 2,562 0 0
Amdocs Ltd. SHS G02602103 5,659 75,618 SH   SOLE NONE 75,618 0 0
Amgen, Inc. COM 031162100 1,260 5,600 SH   SOLE NONE 5,600 0 0
Apple, Inc. COM 037833100 12,052 67,873 SH   SOLE NONE 67,873 0 0
Bank of America Corp. COM 060505104 2,340 52,601 SH   SOLE NONE 52,601 0 0
Berkshire Hathaway, Inc. CL B NEW 084670702 4,542 15,191 SH   SOLE NONE 15,191 0 0
Cerner Corp. COM 156782104 6,446 69,404 SH   SOLE NONE 69,404 0 0
ChevronTexaco Corp. COM 166764100 1,673 14,260 SH   SOLE NONE 14,260 0 0
Cisco Systems, Inc. COM 17275R102 2,109 33,284 SH   SOLE NONE 33,284 0 0
Citigroup, Inc. COM NEW 172967424 1,323 21,908 SH   SOLE NONE 21,908 0 0
Coca-Cola Co. COM 191216100 1,307 22,076 SH   SOLE NONE 22,076 0 0
Comcast Corp. Cl A CL A 20030N101 1,574 31,274 SH   SOLE NONE 31,274 0 0
Costco Wholesale Corp. COM 22160K105 1,636 2,881 SH   SOLE NONE 2,881 0 0
Discover Financial Services COM 254709108 5,911 51,149 SH   SOLE NONE 51,149 0 0
Discovery, Inc. Cl. A COM SER A 25470F104 4,267 181,270 SH   SOLE NONE 181,270 0 0
Exxon Mobil Corp. COM 30231G102 1,900 31,054 SH   SOLE NONE 31,054 0 0
FedEx Corp. COM 31428X106 1,328 5,136 SH   SOLE NONE 5,136 0 0
FleetCor Technologies, Inc. COM 339041105 4,618 20,631 SH   SOLE NONE 20,631 0 0
General Electric Co. COM NEW 369604301 775 8,206 SH   SOLE NONE 8,206 0 0
Hanesbrands, Inc. COM 410345102 3,959 236,809 SH   SOLE NONE 236,809 0 0
Home Depot, Inc. COM 437076102 1,957 4,715 SH   SOLE NONE 4,715 0 0
Intel Corp. COM 458140100 1,274 24,742 SH   SOLE NONE 24,742 0 0
International Business Machine COM 459200101 1,146 8,573 SH   SOLE NONE 8,573 0 0
Invesco Dynamic Food & Beverag DYNMC FOOD BEV 46137V753 2,078 46,106 SH   SOLE NONE 46,106 0 0
J.P. Morgan Chase & Co. COM 46625H100 2,795 17,648 SH   SOLE NONE 17,648 0 0
Johnson & Johnson COM 478160104 3,077 17,986 SH   SOLE NONE 17,986 0 0
Laboratory Corp. of America Ho COM NEW 50540R409 7,161 22,792 SH   SOLE NONE 22,792 0 0
Mastercard, Inc. - Cl. A CL A 57636Q104 2,263 6,299 SH   SOLE NONE 6,299 0 0
McDonald's Corp. COM 580135101 1,714 6,395 SH   SOLE NONE 6,395 0 0
McKesson Corp. COM 58155Q103 8,628 34,712 SH   SOLE NONE 34,712 0 0
Medtronic, PLC SHS G5960L103 958 9,265 SH   SOLE NONE 9,265 0 0
Merck & Co., Inc. COM 58933Y105 1,405 18,326 SH   SOLE NONE 18,326 0 0
Microsoft Corp. COM 594918104 11,932 35,478 SH   SOLE NONE 35,478 0 0
Newell Brands Inc. COM 651229106 5,612 256,981 SH   SOLE NONE 256,981 0 0
NortonLifeLock, Inc. COM 668771108 4,788 184,287 SH   SOLE NONE 184,287 0 0
Oracle Corp. COM 68389X105 1,685 19,324 SH   SOLE NONE 19,324 0 0
PepsiCo, Inc. COM 713448108 1,630 9,385 SH   SOLE NONE 9,385 0 0
Pfizer, Inc. COM 717081103 2,871 48,628 SH   SOLE NONE 48,628 0 0
QUALCOMM, Inc. COM 747525103 1,869 10,221 SH   SOLE NONE 10,221 0 0
Raytheon Technologies Corp. COM 75513E101 1,047 12,167 SH   SOLE NONE 12,167 0 0
S&P 500 Depos. Recpts. TR UNIT 78462F103 427 900 SH   SOLE NONE 900 0 0
Schlumberger Ltd. COM STK 806857108 5,370 179,296 SH   SOLE NONE 179,296 0 0
Select Sector SPDR - Communica COMMUNICATION 81369Y852 9,829 126,526 SH   SOLE NONE 126,526 0 0
Select Sector SPDR - Consumer SBI CONS DISCR 81369Y407 20,636 100,938 SH   SOLE NONE 100,938 0 0
Select Sector SPDR - Consumer SBI CONS STPLS 81369Y308 4,743 61,511 SH   SOLE NONE 61,511 0 0
Select Sector SPDR - Energy ENERGY 81369Y506 1,165 20,988 SH   SOLE NONE 20,988 0 0
Select Sector SPDR - Financial FINANCIAL 81369Y605 3,931 100,657 SH   SOLE NONE 100,657 0 0
Select Sector SPDR - Health Ca SBI HEALTHCARE 81369Y209 8,752 62,121 SH   SOLE NONE 62,121 0 0
Select Sector SPDR - Industria SBI INT-INDS 81369Y704 10,714 101,261 SH   SOLE NONE 101,261 0 0
Select Sector SPDR - Materials SBI MATERIALS 81369Y100 6,035 66,609 SH   SOLE NONE 66,609 0 0
Select Sector SPDR - Real Esta RL EST SEL SEC 81369Y860 1,268 24,468 SH   SOLE NONE 24,468 0 0
Select Sector SPDR - Technolog TECHNOLOGY 81369Y803 24,127 138,766 SH   SOLE NONE 138,766 0 0
Select Sector SPDR - Utilities SBI INT-UTILS 81369Y886 6,283 87,777 SH   SOLE NONE 87,777 0 0
Skyworks Solutions, Inc. COM 83088M102 5,551 35,778 SH   SOLE NONE 35,778 0 0
The Boeing Co. COM 097023105 1,149 5,705 SH   SOLE NONE 5,705 0 0
The Procter & Gamble Co. COM 742718109 2,157 13,189 SH   SOLE NONE 13,189 0 0
The Walt Disney Co. COM 254687106 2,081 13,433 SH   SOLE NONE 13,433 0 0
Trane Technologies PLC SHS G8994E103 8,566 42,398 SH   SOLE NONE 42,398 0 0
Union Pacific Corp. COM 907818108 1,205 4,784 SH   SOLE NONE 4,784 0 0
Verizon Communications COM 92343V104 1,659 31,935 SH   SOLE NONE 31,935 0 0
Visa Inc. - Class A COM CL A 92826C839 2,355 10,866 SH   SOLE NONE 10,866 0 0
Walmart Inc. COM 931142103 2,024 13,986 SH   SOLE NONE 13,986 0 0
Wells Fargo Company COM 949746101 1,272 26,504 SH   SOLE NONE 26,504 0 0
Whirlpool Corp. COM 963320106 5,833 24,858 SH   SOLE NONE 24,858 0 0
iShares Dow Jones U.S. Regiona US REGNL BKS ETF 464288778 4,384 70,977 SH   SOLE NONE 70,977 0 0
iShares Dow Jones US Oil & Gas US OIL GS EX ETF 464288851 1,613 26,331 SH   SOLE NONE 26,331 0 0
iShares Dow Jones US Real Esta U.S. REAL ES ETF 464287739 4,360 37,543 SH   SOLE NONE 37,543 0 0
iShares Nasdaq Biotechnology E ISHARES BIOTECH 464287556 3,563 23,343 SH   SOLE NONE 23,343 0 0
iShares PHLX Semiconductor ETF ISHARES SEMICDTR 464287523 7,187 13,253 SH   SOLE NONE 13,253 0 0
iShares U.S. Healthcare Provid US HLTHCR PR ETF 464288828 5,874 20,237 SH   SOLE NONE 20,237 0 0
iShares U.S. Insurance ETF U.S. INSRNCE ETF 464288786 3,626 43,383 SH   SOLE NONE 43,383 0 0
ATN International, Inc. COM 00215F107 841 21,060 SH   SOLE NONE 21,060 0 0
American Software, Inc. CL A 029683109 4,523 172,816 SH   SOLE NONE 172,816 0 0
Ameris Bancorp COM 03076K108 3,015 60,694 SH   SOLE NONE 60,694 0 0
Atlantic Union Bankshares Corp COM 04911A107 3,116 83,554 SH   SOLE NONE 83,554 0 0
BOK Financial Corp. COM NEW 05561Q201 1,814 17,201 SH   SOLE NONE 17,201 0 0
Balchem Corp. COM 057665200 3,039 18,026 SH   SOLE NONE 18,026 0 0
CECO Environmental Corp. COM 125141101 1,242 199,360 SH   SOLE NONE 199,360 0 0
Central Garden & Pet Co. COM 153527106 3,588 68,176 SH   SOLE NONE 68,176 0 0
Columbia Sportswear Co. COM 198516106 2,558 26,253 SH   SOLE NONE 26,253 0 0
Computer Programs and Systems, COM 205306103 2,634 89,914 SH   SOLE NONE 89,914 0 0
Consolidated Communications Ho COM 209034107 2,364 316,074 SH   SOLE NONE 316,074 0 0
First Bancorp. COM 318910106 2,833 61,970 SH   SOLE NONE 61,970 0 0
Flushing Financial Corp. COM 343873105 1,395 57,414 SH   SOLE NONE 57,414 0 0
Gencor Industries Inc. COM 368678108 2,215 192,102 SH   SOLE NONE 192,102 0 0
Hawkins, Inc. COM 420261109 2,291 58,080 SH   SOLE NONE 58,080 0 0
Heritage Financial Corp. COM 42722X106 1,997 81,695 SH   SOLE NONE 81,695 0 0
John B. Sanfilippo & Sons, Inc COM 800422107 3,355 37,216 SH   SOLE NONE 37,216 0 0
John Wiley & Sons, Inc. CL A 968223206 2,084 36,381 SH   SOLE NONE 36,381 0 0
Lifetime Brands, Inc. COM 53222Q103 1,645 102,994 SH   SOLE NONE 102,994 0 0
MSA Safety, Inc. COM 553498106 3,332 22,073 SH   SOLE NONE 22,073 0 0
Merit Medical Systems, Inc. COM 589889104 2,620 42,050 SH   SOLE NONE 42,050 0 0
NextGen Healthcare, Inc. COM 65343C102 2,566 144,218 SH   SOLE NONE 144,218 0 0
Omnicell, Inc. COM 68213N109 9,878 54,742 SH   SOLE NONE 54,742 0 0
Prosperity Bancshares, Inc. COM 743606105 2,146 29,682 SH   SOLE NONE 29,682 0 0
Skechers USA Inc. Cl. A CL A 830566105 2,798 64,460 SH   SOLE NONE 64,460 0 0
South State Corp. COM 840441109 2,891 36,085 SH   SOLE NONE 36,085 0 0
SpartanNash Co. COM 847215100 1,582 61,413 SH   SOLE NONE 61,413 0 0
Tennant Company COM 880345103 1,966 24,260 SH   SOLE NONE 24,260 0 0
Transcat, Inc. COM 893529107 2,214 23,951 SH   SOLE NONE 23,951 0 0
UniFirst Corp. COM 904708104 2,765 13,144 SH   SOLE NONE 13,144 0 0
WEX Inc. COM 96208T104 2,218 15,799 SH   SOLE NONE 15,799 0 0
Weis Markets, Inc. COM 948849104 2,462 37,372 SH   SOLE NONE 37,372 0 0
SPDR S&P Emerging Markets Smal S&P EMKTSC ETF 78463X756 2,991 50,424 SH   SOLE NONE 50,424 0 0
Vanguard Emerging Market Fund FTSE EMR MKT ETF 922042858 12,749 257,769 SH   SOLE NONE 257,769 0 0
iShares MSCI ACWI Index Fund MSCI ACWI EX US 464288240 8,278 148,886 SH   SOLE NONE 148,886 0 0
iShares MSCI EAFE Index Fund MSCI EAFE ETF 464287465 13,966 177,507 SH   SOLE NONE 177,507 0 0
iShares MSCI EAFE SmallCap Ind EAFE SML CP ETF 464288273 4,239 58,001 SH   SOLE NONE 58,001 0 0