8-K

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

               February 16, 2001 (Date of earliest event reported)
                         Commission file number: 0-28152

                         Affinity Technology Group, Inc.
             (Exact name of registrant as specified in its charter)

                               Delaware 57-0991269
                (State or other jurisdiction of (I.R.S. Employer
               incorporation or organization) Identification No.)

                         Affinity Technology Group, Inc.

                          1201 Main Street, Suite 2080

                             Columbia, SC 29201-3201

                    (Address of principal executive offices)
                                   (Zip code)

                                 (803) 758-2511

              (Registrant's telephone number, including area code)


Item 5. Other Events

         In a press release dated February 13, 2001,  Affinity Technology Group,
Inc.  announced that its common stock had been delisted from the Nasdaq SmallCap
Market  effective  at the close of  business  on February  12,  2001.  Effective
February  13,  2001,  the  company's  common  stock  began  trading  on the NASD
Over-the-Counter Bulletin Board under the symbol "AFFI." A copy of the company's
press release is attached to this Report on Form 8-K as Exhibit 99.

Item 7.  Financial Statements and Exhibits

         (c)  Exhibits.

              99  Press release dated February 13, 2001


                                    SIGNATURE

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.

                             Affinity Technology Group, Inc.

                             By: /s/ Joseph A. Boyle

                                 Joseph A. Boyle

                             President, Chief Executive Officer, Chief Financial
                             Officer and Treasurer

Date:  February 16, 2001

EX-99

Exhibit 99

FOR IMMEDIATE RELEASE


Contact:          Joe Boyle

                  Chief Executive Officer

                  803-758-2528

              AFFINITY TECHNOLOGY GROUP STOCK DELISTED FROM NASDAQ

Columbia,  SC, February 13, 2001- Affinity Technology Group, Inc. (Nasdaq: AFFI)
announced today that it has received  notification that, effective  immediately,
its stock has been delisted from The Nasdaq SmallCap Stock Market.  The decision
from  Nasdaq was  issued  following  an appeal  and a hearing  before the Nasdaq
Listing  Qualifications Panel. The company previously announced that it had been
notified by the Nasdaq Stock Market that it was not in compliance  with Nasdaq's
listing  standards  that required the company's  stock to maintain a minimum bid
price of $1.00 or more.  The company was given until December 28, 2000 to regain
compliance,  but the  company's  common stock did not meet the minimum bid price
requirements prior to the deadline. Effective immediately the company's stock is
eligible to trade on the OTC bulletin board.

About Affinity Technology Group, Inc.
Affinity's  technology  enables  financial  institutions to link their branches,
call centers,  Internet customers,  and indirect agents  electronically to their
credit  departments,  providing  fully  automated  lending - and, if  necessary,
connectivity  to  a  loan  officer  -  through  every  channel.   For  financial
institutions,  Affinity's solutions expedite loan decisioning and processing and
increase productivity and capacity of branch personnel, call center agents, loan
officers,  and indirect agents, while improving the overall customer experience.
Affinity is located on the World Wide Web at www.affi.net.

Forward-looking  statements  in this news release are made  pursuant to the safe
harbor  provisions  of the  Private  Securities  Litigation  Reform Act of 1995.
Investors  are  cautioned  that  these  statements  involve  several  risks  and
uncertainties  that may cause  actual  results to differ  materially  from those
projected.