UNPAID LOSSES AND LOSS ADJUSTMENT EXPENSES (Details) - USD ($)	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
UNPAID LOSSES AND LOSS ADJUSTMENT EXPENSES (Tables)
Reserve for unpaid losses and loss adjustment expenses, gross, beginning	$ 74,893,509	$ 55,066,480
Reinsurance recoverable on unpaid losses and loss adjustment expenses, beginning	22,253,642	14,725,855
Reserve for unpaid losses and loss adjustment expenses, net, beginning	52,639,867	40,340,625
Incurred losses and loss adjustment expenses:
Provision for insured events of current year	20,529,747	19,925,024
Development of insured events of prior years	(2,007,929)	8,161,318
Incurred losses and loss adjustment expenses	18,521,818	28,086,342
Losses and loss adjustment expenses:
Attributable to insured events of the current year	5,455,432	5,685,642
Attributable to insured events of prior years	11,663,536	11,756,705
Total payment losses and loss adjustment expenses	17,118,968	17,442,347
Reserve for unpaid losses and loss adjustment expenses, gross, Ending	54,042,716	50,984,620
Reinsurance recoverable on unpaid losses and loss adjustment expenses, ending	24,494,179	23,349,279
Reserve for unpaid losses and loss adjustment expenses, net, ending	$ 78,536,895	$ 74,333,899