Reinsurance - Effect Of Reinsurance (Details) - USD ($)	12 Months Ended
Dec. 31, 2020	Dec. 31, 2019
Premiums written
Direct written	$ 36,338,800	$ 35,803,950
Reinsurance assumed	304,030	0
Reinsurance ceded	(8,078,748)	(7,153,130)
Net written	28,564,082	28,650,820
Premiums earned
Direct earned	36,108,230	33,958,202
Reinsurance assumed premiums	156,639	0
Reinsurance ceded premiums	(8,096,701)	(7,220,734)
Net premium earned	28,168,168	26,737,468
Loss And Loss Adjustment Expenses
Direct incurred loss and loss adjustment expenses	48,971,172	36,712,252
Assumed loss and loss adjustment expenses	89,204	0
Ceded loss and loss adjustment expenses	(14,417,456)	(14,136,125)
Incurred losses and loss adjustment expenses	$ 34,642,920	$ 22,576,127
Percent of ceded earned premium to direct earned premium	22.00%	21.00%

Effect of reinsurance on loss and loss adjustment expenses

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