Consolidated Statements of Operations - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
REVENUES
Net premium earned	$ 6,770,111	$ 6,518,112	$ 13,681,245	$ 12,782,262
Investment income	489,498	530,745	1,010,190	1,063,375
Net realized investments gains (losses)	461	(4,512)	1,575	(12,661)
Net unrealized investments gains on equity securities	67,759	0	22,959	0
Other income (loss)	122,822	168,828	203,759	(91,872)
Total Insurance Company Operation	7,450,651	7,213,173	14,919,728	13,741,104
Gross commissions and fees	457,886	527,825	926,955	1,075,270
Finance fees earned	67,686	53,998	134,705	103,371
Other income	4	102	20	10,827
Total Revenues	7,976,227	7,795,098	15,981,408	14,930,572
EXPENSES
Losses and loss adjustment expenses	4,888,906	5,058,951	10,766,291	10,213,394
Policy acquisition costs	1,202,026	1,289,481	2,346,451	2,376,194
Salaries and employee benefits	1,251,922	1,012,805	2,374,421	2,040,654
Commissions to agents/brokers	24,000	41,077	49,954	91,198
Other operating expenses	993,935	735,454	1,974,351	1,363,534
Total Expenses	8,360,789	8,137,768	17,511,468	16,084,974
Loss Before Income Taxes	(384,562)	(342,670)	(1,530,060)	(1,154,402)
Income Tax Expense (Benefit)	50,252	(65,993)	(51,420)	(206,651)
Net Loss	$ (434,814)	$ (276,677)	$ (1,478,640)	$ (947,751)
Basic
Loss per share	$ (0.08)	$ (0.05)	$ (0.28)	$ (0.18)
Weighted average shares	5,305,742	5,306,938	5,306,231	5,307,021
Diluted
Loss per share	$ (0.08)	$ (0.05)	$ (0.28)	$ (0.18)
Weighted average shares	5,305,742	5,306,938	5,306,231	5,307,021